Southern California Bancorp Cash Flow-to-Debt Ratio
Southern California Bancorp cash flow-to-debt ratio. Southern California Bancorp (BCAL) has a Cash Flow-to-Debt Ratio of 0.00x as of June 2026, meaning its operating cash flow of $14.82 Million could theoretically repay 0% of its total liabilities ($3.44 Billion) in one year. Check BCAL cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Southern California Bancorp (2005–2025)
Cash flow-to-debt ratio of Southern California Bancorp from 2005 to 2025. Historical debt coverage capacity for Southern California Bancorp across 21 annual periods. Check Southern California Bancorp cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Southern California Bancorp Cash Flow-to-Debt Ratio by Year (2005–2025)
Southern California Bancorp cash flow-to-debt ratio by year from 2005 to 2025. Year-by-year debt coverage analysis for Southern California Bancorp. For the full cash flow conversion analysis, see Southern California Bancorp operating cash flow efficiency.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $57.29 Million | $3.46 Billion | ▲ +16.0% |
| 2024 | 0.01x | $50.29 Million | $3.52 Billion | ▼ -10.6% |
| 2023 | 0.02x | $33.10 Million | $2.07 Billion | ▲ +142.1% |
| 2022 | 0.01x | $13.35 Million | $2.02 Billion | ▼ -32.2% |
| 2021 | 0.01x | $19.65 Million | $2.02 Billion | ▲ +11.0% |
| 2020 | 0.01x | $12.36 Million | $1.41 Billion | ▼ -25.4% |
| 2019 | 0.01x | $8.37 Million | $712.77 Million | ▲ +5.6% |
| 2018 | 0.01x | $7.43 Million | $667.65 Million | ▲ +28.5% |
| 2017 | 0.01x | $3.73 Million | $430.57 Million | ▼ -16.6% |
| 2016 | 0.01x | $3.95 Million | $380.43 Million | ▲ +80.8% |
| 2015 | 0.01x | $1.76 Million | $306.82 Million | ▲ +6.8% |
| 2014 | 0.01x | $1.53 Million | $284.66 Million | ▲ +70.1% |
| 2013 | 0.00x | $561.49K | $177.66 Million | ▼ -56.0% |
| 2012 | 0.01x | $1.19 Million | $166.01 Million | ▼ -40.0% |
| 2011 | 0.01x | $1.97 Million | $164.86 Million | ▲ +225.3% |
| 2010 | 0.00x | $591.41K | $160.60 Million | ▲ +134.0% |
| 2009 | -0.01x | $-990.37K | $91.32 Million | ▼ -89.5% |
| 2008 | -0.01x | $-470.27K | $82.18 Million | ▼ -106.8% |
| 2007 | 0.08x | $4.24 Million | $50.50 Million | ▲ +485.2% |
| 2006 | -0.02x | $-926.00K | $42.45 Million | ▼ -367.1% |
| 2005 | 0.00x | $-198.69K | $42.55 Million | — |