Southern California Bancorp Net Asset Quality Index
Southern California Bancorp net asset quality index. Southern California Bancorp (BCAL) has a Net Asset Quality Index of 14.6% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $4.03 Billion minus total liabilities of $3.44 Billion yields net assets of $586.64 Million. A higher index indicates a stronger, lower-leverage balance sheet. See what is Southern California Bancorp's book value for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Southern California Bancorp (2002–2025)
Net asset quality index of Southern California Bancorp from 2002 to 2025. This chart shows how Southern California Bancorp's Net Asset Quality Index has evolved across 24 annual periods from 2002 to 2025. As of June 2026, the index stands at 14.6%, representing net assets of $586.64 Million against total assets of $4.03 Billion USD. Check BCAL PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Southern California Bancorp Net Asset Quality Index by Year (2002–2025)
Southern California Bancorp net asset quality index by year from 2002 to 2025. The table below presents the year-by-year Net Asset Quality Index for Southern California Bancorp from 2002 to 2025, covering 24 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see BCAL stock market capitalisation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 14.3% | $576.59 Million | $4.03 Billion | $3.46 Billion | ▲ +1.6 pp |
| 2024 | 12.7% | $511.84 Million | $4.03 Billion | $3.52 Billion | ▲ +0.5 pp |
| 2023 | 12.2% | $288.15 Million | $2.36 Billion | $2.07 Billion | ▲ +0.8 pp |
| 2022 | 11.4% | $260.36 Million | $2.28 Billion | $2.02 Billion | ▲ +0.5 pp |
| 2021 | 10.9% | $246.53 Million | $2.27 Billion | $2.02 Billion | ▲ +0.2 pp |
| 2020 | 10.7% | $168.88 Million | $1.58 Billion | $1.41 Billion | ▼ -3.8 pp |
| 2019 | 14.5% | $120.52 Million | $833.29 Million | $712.77 Million | ▲ +1.3 pp |
| 2018 | 13.2% | $101.36 Million | $769.01 Million | $667.65 Million | ▲ +2.8 pp |
| 2017 | 10.3% | $49.70 Million | $480.26 Million | $430.57 Million | ▼ -0.1 pp |
| 2016 | 10.5% | $44.62 Million | $425.05 Million | $380.43 Million | ▼ -0.4 pp |
| 2015 | 10.9% | $37.51 Million | $344.33 Million | $306.82 Million | ▲ +0.3 pp |
| 2014 | 10.6% | $33.60 Million | $318.27 Million | $284.66 Million | ▼ -1.5 pp |
| 2013 | 12.1% | $24.45 Million | $202.11 Million | $177.66 Million | ▼ -0.2 pp |
| 2012 | 12.3% | $23.32 Million | $189.32 Million | $166.01 Million | ▼ -0.1 pp |
| 2011 | 12.4% | $23.35 Million | $188.21 Million | $164.86 Million | ▲ +1.6 pp |
| 2010 | 10.8% | $19.35 Million | $179.95 Million | $160.60 Million | ▼ -7.3 pp |
| 2009 | 18.1% | $20.18 Million | $111.50 Million | $91.32 Million | ▲ +0.8 pp |
| 2008 | 17.3% | $17.15 Million | $99.33 Million | $82.18 Million | ▼ -13.7 pp |
| 2007 | 31.0% | $22.64 Million | $73.14 Million | $50.50 Million | ▼ -3.9 pp |
| 2006 | 34.9% | $22.72 Million | $65.16 Million | $42.45 Million | ▲ +22.1 pp |
| 2005 | 12.7% | $6.20 Million | $48.74 Million | $42.55 Million | ▼ -4.4 pp |
| 2004 | 17.1% | $6.73 Million | $39.39 Million | $32.65 Million | ▼ -3.4 pp |
| 2003 | 20.5% | $5.36 Million | $26.10 Million | $20.75 Million | ▼ -12.0 pp |
| 2002 | 32.6% | $5.75 Million | $17.66 Million | $11.91 Million | — |