ECB Bancorp Inc. (ECBK) - Cash Flow Conversion Efficiency
Based on the latest financial reports, ECB Bancorp Inc. (ECBK) has a cash flow conversion efficiency ratio of 0.025x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($4.25 Million) by net assets ($171.93 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
ECB Bancorp Inc. - Cash Flow Conversion Efficiency Trend (2020–2025)
This chart illustrates how ECB Bancorp Inc.'s cash flow conversion efficiency has evolved over time, based on yearly financial data. Read debt load of ECB Bancorp Inc. for a breakdown of total debt and financial obligations.
ECB Bancorp Inc. Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of ECB Bancorp Inc. ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Freightcar America Inc
NASDAQ:RAIL
|
-0.038x |
|
Fountaine Pajo
PA:ALFPC
|
-0.038x |
|
MAX Automation SE
XETRA:MXHN
|
0.111x |
|
Bank Jabar
JK:BJBR
|
-0.231x |
|
ezCaretech Co. LTD
KQ:099750
|
0.190x |
|
AJ Networks Co Ltd
KO:095570
|
0.027x |
|
Elektrotim SA
WAR:ELT
|
0.047x |
|
Silver Mountain Resources Inc
V:AGMR
|
-0.044x |
Annual Cash Flow Conversion Efficiency for ECB Bancorp Inc. (2020–2025)
The table below shows the annual cash flow conversion efficiency of ECB Bancorp Inc. from 2020 to 2025. For the full company profile with market capitalisation and key ratios, see ECB Bancorp Inc. stock valuation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $171.93 Million | $9.22 Million | 0.054x | +43.30% |
| 2024-12-31 | $168.27 Million | $6.30 Million | 0.037x | -4.09% |
| 2023-12-31 | $164.90 Million | $6.43 Million | 0.039x | -18.28% |
| 2022-12-31 | $162.73 Million | $7.77 Million | 0.048x | -42.79% |
| 2021-12-31 | $77.27 Million | $6.45 Million | 0.083x | +20.06% |
| 2020-12-31 | $73.03 Million | $5.08 Million | 0.070x | -- |
About ECB Bancorp Inc.
ECB Bancorp, Inc. operating as a holding company for Everett Co-operative Bank that provides various banking products and services. The company accepts various deposit products, including certificate of deposit accounts, individual retirement accounts, money market accounts, savings accounts, demand deposit accounts, and interest-bearing and noninterest-bearing checking accounts. It offers one- t… Read more