ECB Bancorp Inc. (ECBK) — Net Asset Quality Index
ECB Bancorp Inc. (ECBK) has a Net Asset Quality Index of 10.7% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $1.61 Billion minus total liabilities of $1.43 Billion yields net assets of $171.93 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check asset resilience ratio of ECB Bancorp Inc. to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
ECB Bancorp Inc. Net Asset Quality Index Over Time (2020–2025)
This chart shows how ECB Bancorp Inc.'s Net Asset Quality Index has evolved across 6 annual periods from 2020 to 2025. As of December 2025, the index stands at 10.7%, representing net assets of $171.93 Million against total assets of $1.61 Billion USD. See how liquid is ECB Bancorp Inc.'s working capital to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for ECB Bancorp Inc. (2020–2025)
The table below presents the year-by-year Net Asset Quality Index for ECB Bancorp Inc. from 2020 to 2025, covering 6 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see ECB Bancorp Inc. market cap and net worth.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 10.7% | $171.93 Million | $1.61 Billion | $1.43 Billion | ▼ -1.2 pp |
| 2024 | 11.9% | $168.27 Million | $1.42 Billion | $1.25 Billion | ▼ -1.0 pp |
| 2023 | 12.9% | $164.90 Million | $1.28 Billion | $1.12 Billion | ▼ -2.4 pp |
| 2022 | 15.3% | $162.73 Million | $1.06 Billion | $901.73 Million | ▲ +3.7 pp |
| 2021 | 11.6% | $77.27 Million | $666.49 Million | $589.22 Million | ▼ -0.8 pp |
| 2020 | 12.4% | $73.03 Million | $587.62 Million | $514.59 Million | — |