ECB Bancorp Inc. Net Asset Quality Index

Latest as of June 2026: 10.8%

ECB Bancorp Inc. net asset quality index. ECB Bancorp Inc. (ECBK) has a Net Asset Quality Index of 10.8% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $1.67 Billion minus total liabilities of $1.49 Billion yields net assets of $179.88 Million. A higher index indicates a stronger, lower-leverage balance sheet. See ECBK net assets for net asset value and shareholders' equity analysis.

Quality Index

10.8%
Equity / Total Assets

Net Assets

$179.88 Million
USD

Total Assets

$1.67 Billion
USD

Total Liabilities

$1.49 Billion
USD

Net Asset Quality Index of ECB Bancorp Inc. (2020–2025)

Net asset quality index of ECB Bancorp Inc. from 2020 to 2025. This chart shows how ECB Bancorp Inc.'s Net Asset Quality Index has evolved across 6 annual periods from 2020 to 2025. As of June 2026, the index stands at 10.8%, representing net assets of $179.88 Million against total assets of $1.67 Billion USD. Check ECBK strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

ECB Bancorp Inc. Net Asset Quality Index by Year (2020–2025)

ECB Bancorp Inc. net asset quality index by year from 2020 to 2025. The table below presents the year-by-year Net Asset Quality Index for ECB Bancorp Inc. from 2020 to 2025, covering 6 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see ECBK company net worth.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 10.7% $171.93 Million $1.61 Billion $1.43 Billion ▼ -1.2 pp
2024 11.9% $168.27 Million $1.42 Billion $1.25 Billion ▼ -1.0 pp
2023 12.9% $164.90 Million $1.28 Billion $1.12 Billion ▼ -2.4 pp
2022 15.3% $162.73 Million $1.06 Billion $901.73 Million ▲ +3.7 pp
2021 11.6% $77.27 Million $666.49 Million $589.22 Million ▼ -0.8 pp
2020 12.4% $73.03 Million $587.62 Million $514.59 Million —
pp = percentage points