ECB Bancorp Inc. Financial Flexibility Index

Latest as of June 2026: 0.01x

ECB Bancorp Inc. financial flexibility index. ECB Bancorp Inc. (ECBK) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $12.21 Million (operating CF $11.99 Million minus capex $213.00K) represents 0% of total liabilities ($1.49 Billion). See cash generation quality of ECB Bancorp Inc. to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$12.21 Million
Operating CF − Capex

Total Liabilities

$1.49 Billion
USD

Capital Expenditures

$213.00K
USD

Financial Flexibility Index of ECB Bancorp Inc. (2020–2025)

Financial flexibility index of ECB Bancorp Inc. from 2020 to 2025. Historical Financial Flexibility Index trend for ECB Bancorp Inc. across 6 annual periods. Check ECBK cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

ECB Bancorp Inc. Financial Flexibility Index by Year (2020–2025)

ECB Bancorp Inc. financial flexibility index by year from 2020 to 2025. Year-by-year free cash flow to debt coverage for ECB Bancorp Inc.. For the full cash flow conversion analysis, see ECBK cash generation efficiency.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.01x $9.43 Million $9.22 Million $1.43 Billion ▲ +29.4%
2024 0.01x $6.36 Million $6.30 Million $1.25 Billion ▼ -16.2%
2023 0.01x $6.77 Million $6.43 Million $1.12 Billion ▼ -31.5%
2022 0.01x $7.99 Million $7.77 Million $901.73 Million ▼ -20.4%
2021 0.01x $6.55 Million $6.45 Million $589.22 Million ▲ +10.3%
2020 0.01x $5.19 Million $5.08 Million $514.59 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities