ECB Bancorp Inc. (ECBK) — Financial Flexibility Index
ECB Bancorp Inc. (ECBK) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $12.21 Million (operating CF $11.99 Million minus capex $213.00K) represents 0% of total liabilities ($1.49 Billion). Check ECB Bancorp Inc. cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
ECB Bancorp Inc. Financial Flexibility Index (2020–2025)
Historical Financial Flexibility Index trend for ECB Bancorp Inc. across 6 annual periods. For the full cash flow conversion analysis, see ECB Bancorp Inc. cash conversion from operations.
Annual Financial Flexibility Index for ECB Bancorp Inc. (2020–2025)
Year-by-year free cash flow to debt coverage for ECB Bancorp Inc.. Explore ECBK operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $9.43 Million | $9.22 Million | $1.43 Billion | ▲ +29.4% |
| 2024 | 0.01x | $6.36 Million | $6.30 Million | $1.25 Billion | ▼ -16.2% |
| 2023 | 0.01x | $6.77 Million | $6.43 Million | $1.12 Billion | ▼ -31.5% |
| 2022 | 0.01x | $7.99 Million | $7.77 Million | $901.73 Million | ▼ -20.4% |
| 2021 | 0.01x | $6.55 Million | $6.45 Million | $589.22 Million | ▲ +10.3% |
| 2020 | 0.01x | $5.19 Million | $5.08 Million | $514.59 Million | — |