ECB Bancorp Inc. Cash Flow Quality Index

Latest as of June 2026: 3.68x

ECB Bancorp Inc. cash flow quality index. ECB Bancorp Inc. (ECBK) has a Cash Flow Quality Index of 3.68x as of June 2026. Operating cash flow of $11.99 Million exceeds net income of $3.26 Million, indicating high earnings quality where cash backs reported profits. See ECBK financial flexibility score to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

3.68x
Operating CF / Net Income

Operating Cash Flow

$11.99 Million
USD

Net Income

$3.26 Million
USD

Data as of

Jun 2026
Most recent filing

Cash Flow Quality Index of ECB Bancorp Inc. (2020–2025)

Cash flow quality index of ECB Bancorp Inc. from 2020 to 2025. Historical Cash Flow Quality Index for ECB Bancorp Inc. across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore cash flow to debt ratio of ECB Bancorp Inc. to assess how comfortably operating cash covers total debt obligations.

ECB Bancorp Inc. Cash Flow Quality Index by Year (2020–2025)

ECB Bancorp Inc. cash flow quality index by year from 2020 to 2025. Year-by-year earnings quality comparison for ECB Bancorp Inc.. For the full cash flow conversion analysis, see cash efficiency ratio of ECB Bancorp Inc..

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.19x $9.22 Million $7.77 Million ▼ -24.8%
2024 1.58x $6.30 Million $3.99 Million ▲ +9.3%
2023 1.44x $6.43 Million $4.46 Million ▼ -49.5%
2022 2.86x $7.77 Million $2.72 Million ▲ +79.0%
2021 1.60x $6.45 Million $4.04 Million ▲ +52.7%
2020 1.04x $5.08 Million $4.86 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.