ECB Bancorp Inc. (ECBK) — Cash Flow Quality Index
ECB Bancorp Inc. (ECBK) has a Cash Flow Quality Index of 0.90x as of March 2026. Operating cash flow of $2.81 Million is below net income of $3.12 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore ECB Bancorp Inc. (ECBK) cash conversion ratio to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
ECB Bancorp Inc. Cash Flow Quality Index (2020–2025)
Historical Cash Flow Quality Index for ECB Bancorp Inc. across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check ECB Bancorp Inc. investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for ECB Bancorp Inc. (2020–2025)
Year-by-year earnings quality comparison for ECB Bancorp Inc.. For live market cap and the full company financial profile, see ECB Bancorp Inc. (ECBK) market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.19x | $9.22 Million | $7.77 Million | ▼ -24.8% |
| 2024 | 1.58x | $6.30 Million | $3.99 Million | ▲ +9.3% |
| 2023 | 1.44x | $6.43 Million | $4.46 Million | ▼ -49.5% |
| 2022 | 2.86x | $7.77 Million | $2.72 Million | ▲ +79.0% |
| 2021 | 1.60x | $6.45 Million | $4.04 Million | ▲ +52.7% |
| 2020 | 1.04x | $5.08 Million | $4.86 Million | — |