ECB Bancorp Inc. (ECBK) — Cash Flow Quality Index
ECB Bancorp Inc. (ECBK) has a Cash Flow Quality Index of 3.68x as of June 2026. Operating cash flow of $11.99 Million exceeds net income of $3.26 Million, indicating high earnings quality where cash backs reported profits. Explore ECBK operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
ECB Bancorp Inc. Cash Flow Quality Index (2020–2025)
Historical Cash Flow Quality Index for ECB Bancorp Inc. across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see ECB Bancorp Inc. cash conversion from operations.
Annual Cash Flow Quality Index for ECB Bancorp Inc. (2020–2025)
Year-by-year earnings quality comparison for ECB Bancorp Inc..
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.19x | $9.22 Million | $7.77 Million | ▼ -24.8% |
| 2024 | 1.58x | $6.30 Million | $3.99 Million | ▲ +9.3% |
| 2023 | 1.44x | $6.43 Million | $4.46 Million | ▼ -49.5% |
| 2022 | 2.86x | $7.77 Million | $2.72 Million | ▲ +79.0% |
| 2021 | 1.60x | $6.45 Million | $4.04 Million | ▲ +52.7% |
| 2020 | 1.04x | $5.08 Million | $4.86 Million | — |