ECB Bancorp Inc. (ECBK) — Cash Flow Quality Index
ECB Bancorp Inc. (ECBK) has a Cash Flow Quality Index of 1.64x as of December 2025. Operating cash flow of $4.25 Million exceeds net income of $2.60 Million, indicating high earnings quality where cash backs reported profits. Explore long-term investment intensity of ECB Bancorp Inc. to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
ECB Bancorp Inc. Cash Flow Quality Index (2020–2025)
Historical Cash Flow Quality Index for ECB Bancorp Inc. across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check ECB Bancorp Inc. tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for ECB Bancorp Inc. (2020–2025)
Year-by-year earnings quality comparison for ECB Bancorp Inc.. For live market cap and the full company financial profile, see ECB Bancorp Inc. (ECBK) market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.19x | $9.22 Million | $7.77 Million | ▼ -24.8% |
| 2024 | 1.58x | $6.30 Million | $3.99 Million | ▲ +9.3% |
| 2023 | 1.44x | $6.43 Million | $4.46 Million | ▼ -49.5% |
| 2022 | 2.86x | $7.77 Million | $2.72 Million | ▲ +79.0% |
| 2021 | 1.60x | $6.45 Million | $4.04 Million | ▲ +52.7% |
| 2020 | 1.04x | $5.08 Million | $4.86 Million | — |