Credito Emiliano S.p.A (EAO) — Cash Flow Quality Index
Credito Emiliano S.p.A (EAO) has a Cash Flow Quality Index of -4.03x as of December 2025. Operating cash flow of €-2.51 Billion is below net income of €621.47 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Credito Emiliano S.p.A cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Credito Emiliano S.p.A Cash Flow Quality Index (2017–2025)
Historical Cash Flow Quality Index for Credito Emiliano S.p.A across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see EAO cash flow conversion.
Annual Cash Flow Quality Index for Credito Emiliano S.p.A (2017–2025)
Year-by-year earnings quality comparison for Credito Emiliano S.p.A.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -4.03x | €-2.51 Billion | €621.47 Million | ▼ -39.4% |
| 2024 | -2.89x | €-1.79 Billion | €620.10 Million | ▼ -151.0% |
| 2023 | 5.67x | €3.19 Billion | €562.12 Million | ▼ -46.1% |
| 2022 | 10.53x | €3.34 Billion | €317.00 Million | ▲ +2631.2% |
| 2021 | 0.39x | €135.81 Million | €352.40 Million | ▼ -9.8% |
| 2020 | 0.43x | €86.15 Million | €201.60 Million | ▼ -36.1% |
| 2019 | 0.67x | €134.54 Million | €201.31 Million | ▼ -4.2% |
| 2018 | 0.70x | €130.28 Million | €186.66 Million | ▲ +106.9% |
| 2017 | -10.13x | €-1.89 Billion | €186.50 Million | — |