Credito Emiliano S.p.A (EAO) — Cash Flow Quality Index

Latest as of December 2025: -4.03x

Credito Emiliano S.p.A (EAO) has a Cash Flow Quality Index of -4.03x as of December 2025. Operating cash flow of €-2.51 Billion is below net income of €621.47 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore investment intensity of Credito Emiliano S.p.A to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

-4.03x
Operating CF / Net Income

Operating Cash Flow

€-2.51 Billion
EUR

Net Income

€621.47 Million
EUR

Data as of

Dec 2025
Most recent filing

Credito Emiliano S.p.A Cash Flow Quality Index (2017–2025)

Historical Cash Flow Quality Index for Credito Emiliano S.p.A across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check EAO tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Credito Emiliano S.p.A (2017–2025)

Year-by-year earnings quality comparison for Credito Emiliano S.p.A. For live market cap and the full company financial profile, see Credito Emiliano S.p.A stock valuation.

Year Quality Index Operating CF (EUR) Net Income YoY Change
2025 -4.03x €-2.51 Billion €621.47 Million ▼ -39.4%
2024 -2.89x €-1.79 Billion €620.10 Million ▼ -151.0%
2023 5.67x €3.19 Billion €562.12 Million ▼ -46.1%
2022 10.53x €3.34 Billion €317.00 Million ▲ +2631.2%
2021 0.39x €135.81 Million €352.40 Million ▼ -9.8%
2020 0.43x €86.15 Million €201.60 Million ▼ -36.1%
2019 0.67x €134.54 Million €201.31 Million ▼ -4.2%
2018 0.70x €130.28 Million €186.66 Million ▲ +106.9%
2017 -10.13x €-1.89 Billion €186.50 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.