Credito Emiliano S.p.A (EAO) — Tangible Net Worth Ratio

Latest as of December 2025: 95.2%

Credito Emiliano S.p.A (EAO) has a Tangible Net Worth Ratio of 95.2% as of December 2025. This metric is calculated by deducting intangible assets (€224.22 Million) from net assets (€4.66 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See Credito Emiliano S.p.A working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Tangible NW Ratio

95.2%
Tangible equity / total equity

Net Assets (Equity)

€4.66 Billion
EUR

Intangible Assets

€224.22 Million
Goodwill, patents, brand value

Total Assets

€68.13 Billion
EUR

Credito Emiliano S.p.A Tangible Net Worth Ratio (2017–2025)

This chart shows how Credito Emiliano S.p.A's Tangible Net Worth Ratio has changed across 9 annual periods from 2017 to 2025. As of December 2025, the ratio stands at 95.2%, reflecting net assets of €4.66 Billion with intangible assets of €224.22 Million EUR. See Credito Emiliano S.p.A defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.

Annual Tangible Net Worth Ratio for Credito Emiliano S.p.A (2017–2025)

The table below presents the year-by-year Tangible Net Worth Ratio for Credito Emiliano S.p.A from 2017 to 2025, covering 9 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see EAO company net worth.

Year Tangible NW Ratio Net Assets (EUR) Intangible Assets Total Assets Change (pp)
2025 95.2% €4.66 Billion €224.22 Million €68.13 Billion ▲ +0.1 pp
2024 95.1% €4.29 Billion €209.31 Million €67.97 Billion ▲ +0.3 pp
2023 94.8% €3.87 Billion €199.44 Million €68.02 Billion ▲ +0.6 pp
2022 94.2% €3.21 Billion €185.13 Million €65.04 Billion ▼ -0.7 pp
2021 95.0% €3.46 Billion €173.75 Million €67.58 Billion ▼ -0.1 pp
2020 95.1% €3.13 Billion €154.82 Million €56.65 Billion ▲ +0.2 pp
2019 94.9% €2.88 Billion €147.54 Million €47.63 Billion ▲ +0.2 pp
2018 94.6% €2.57 Billion €137.94 Million €43.17 Billion ▼ -0.6 pp
2017 95.3% €2.65 Billion €125.76 Million €41.58 Billion
pp = percentage points