Credito Emiliano S.p.A (EAO) — Financial Flexibility Index

Latest as of December 2025: -0.04x

Credito Emiliano S.p.A (EAO) has a Financial Flexibility Index of -0.04x as of December 2025. Free cash flow of €-2.38 Billion (operating CF €-2.51 Billion minus capex €122.31 Million) represents 0% of total liabilities (€63.46 Billion). Check Credito Emiliano S.p.A strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

-0.04x
Free Cash Flow / Total Liabilities

Free Cash Flow

€-2.38 Billion
Operating CF − Capex

Total Liabilities

€63.46 Billion
EUR

Capital Expenditures

€122.31 Million
EUR

Credito Emiliano S.p.A Financial Flexibility Index (2017–2025)

Historical Financial Flexibility Index trend for Credito Emiliano S.p.A across 9 annual periods. See working capital position of Credito Emiliano S.p.A to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Credito Emiliano S.p.A (2017–2025)

Year-by-year free cash flow to debt coverage for Credito Emiliano S.p.A. For the full company profile including market capitalisation, see EAO company net worth.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2025 -0.04x €-2.38 Billion €-2.51 Billion €63.46 Billion ▼ -42.3%
2024 -0.03x €-1.68 Billion €-1.79 Billion €63.68 Billion ▼ -151.3%
2023 0.05x €3.30 Billion €3.19 Billion €64.15 Billion ▼ -5.9%
2022 0.05x €3.38 Billion €3.34 Billion €61.83 Billion ▲ +1541.6%
2021 0.00x €213.60 Million €135.81 Million €64.12 Billion ▲ +42.4%
2020 0.00x €125.18 Million €86.15 Million €53.52 Billion ▼ -33.9%
2019 0.00x €158.25 Million €134.54 Million €44.75 Billion ▼ -3.0%
2018 0.00x €148.05 Million €130.28 Million €40.60 Billion ▲ +107.6%
2017 -0.05x €-1.87 Billion €-1.89 Billion €38.93 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities