INTESA SANPAOLO ADR/6 (IESJ) — Cash Flow Quality Index

Latest as of December 2025: 0.88x

INTESA SANPAOLO ADR/6 (IESJ) has a Cash Flow Quality Index of 0.88x as of December 2025. Operating cash flow of €8.23 Billion is below net income of €9.32 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore INTESA SANPAOLO ADR/6 (IESJ) long-term investment share to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

0.88x
Operating CF / Net Income

Operating Cash Flow

€8.23 Billion
EUR

Net Income

€9.32 Billion
EUR

Data as of

Dec 2025
Most recent filing

INTESA SANPAOLO ADR/6 Cash Flow Quality Index (2021–2025)

Historical Cash Flow Quality Index for INTESA SANPAOLO ADR/6 across 5 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check INTESA SANPAOLO ADR/6 tangible equity quality to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for INTESA SANPAOLO ADR/6 (2021–2025)

Year-by-year earnings quality comparison for INTESA SANPAOLO ADR/6. For live market cap and the full company financial profile, see INTESA SANPAOLO ADR/6 market cap and net worth.

Year Quality Index Operating CF (EUR) Net Income YoY Change
2025 0.88x €8.23 Billion €9.32 Billion ▲ +119.1%
2024 -4.64x €-40.19 Billion €8.67 Billion ▼ -106.6%
2023 -2.24x €-17.34 Billion €7.72 Billion ▼ -109.6%
2022 23.49x €102.28 Billion €4.35 Billion ▲ +1016.5%
2021 2.10x €8.80 Billion €4.18 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.