INTESA SANPAOLO ADR/6 (IESJ) — Cash Flow Quality Index
INTESA SANPAOLO ADR/6 (IESJ) has a Cash Flow Quality Index of 0.88x as of December 2025. Operating cash flow of €8.23 Billion is below net income of €9.32 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore IESJ cash generation efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
INTESA SANPAOLO ADR/6 Cash Flow Quality Index (2021–2025)
Historical Cash Flow Quality Index for INTESA SANPAOLO ADR/6 across 5 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check IESJ total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for INTESA SANPAOLO ADR/6 (2021–2025)
Year-by-year earnings quality comparison for INTESA SANPAOLO ADR/6. For live market cap and the full company financial profile, see IESJ market cap overview.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.88x | €8.23 Billion | €9.32 Billion | ▲ +119.1% |
| 2024 | -4.64x | €-40.19 Billion | €8.67 Billion | ▼ -106.6% |
| 2023 | -2.24x | €-17.34 Billion | €7.72 Billion | ▼ -109.6% |
| 2022 | 23.49x | €102.28 Billion | €4.35 Billion | ▲ +1016.5% |
| 2021 | 2.10x | €8.80 Billion | €4.18 Billion | — |