INTESA SANPAOLO ADR/6 (IESJ) — Cash Flow Quality Index
INTESA SANPAOLO ADR/6 (IESJ) has a Cash Flow Quality Index of 0.88x as of December 2025. Operating cash flow of €8.23 Billion is below net income of €9.32 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore IESJ operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
INTESA SANPAOLO ADR/6 Cash Flow Quality Index (2021–2025)
Historical Cash Flow Quality Index for INTESA SANPAOLO ADR/6 across 5 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see INTESA SANPAOLO ADR/6 operating cash flow efficiency.
Annual Cash Flow Quality Index for INTESA SANPAOLO ADR/6 (2021–2025)
Year-by-year earnings quality comparison for INTESA SANPAOLO ADR/6.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.88x | €8.23 Billion | €9.32 Billion | ▲ +119.1% |
| 2024 | -4.64x | €-40.19 Billion | €8.67 Billion | ▼ -106.6% |
| 2023 | -2.24x | €-17.34 Billion | €7.72 Billion | ▼ -109.6% |
| 2022 | 23.49x | €102.28 Billion | €4.35 Billion | ▲ +1016.5% |
| 2021 | 2.10x | €8.80 Billion | €4.18 Billion | — |