INTESA SANPAOLO ADR/6 (IESJ) - Net Assets
Based on the latest financial reports, INTESA SANPAOLO ADR/6 (IESJ) has net assets worth €65.38 Billion EUR (≈ $76.43 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€959.89 Billion ≈ $1.12 Trillion USD) and total liabilities (€894.51 Billion ≈ $1.05 Trillion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Explore INTESA SANPAOLO ADR/6 (IESJ) cash flow conversion to assess how effectively this company generates cash.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €65.38 Billion |
| % of Total Assets | 6.81% |
| Annual Growth Rate | 0.51% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 3.28 |
INTESA SANPAOLO ADR/6 - Net Assets Trend (2021–2025)
This chart illustrates how INTESA SANPAOLO ADR/6's net assets have evolved over time, based on quarterly financial data. Explore INTESA SANPAOLO ADR/6 (IESJ) long-term investment share to see how much of total assets are deployed in long-term investments.
Annual Net Assets for INTESA SANPAOLO ADR/6 (2021–2025)
The table below shows the annual net assets of INTESA SANPAOLO ADR/6 from 2021 to 2025. For live valuation and market cap data, see IESJ company net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €65.38 Billion ≈ $76.43 Billion |
+0.09% |
| 2024-12-31 | €65.32 Billion ≈ $76.37 Billion |
+1.86% |
| 2023-12-31 | €64.13 Billion ≈ $74.97 Billion |
+4.66% |
| 2022-12-31 | €61.27 Billion ≈ $71.63 Billion |
-4.37% |
| 2021-12-31 | €64.07 Billion ≈ $74.90 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to INTESA SANPAOLO ADR/6's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 118.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €6.09 Billion | 9.33% |
| Other Components | €59.14 Billion | 90.67% |
| Total Equity | €65.23 Billion | 100.00% |
INTESA SANPAOLO ADR/6 Competitors by Market Cap
The table below lists competitors of INTESA SANPAOLO ADR/6 ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
AIR LIQUIDE ADR 1/5/EO 11
F:AILA
|
$103.86 Billion |
|
Constellation Energy Corp
NASDAQ:CEG
|
$104.59 Billion |
|
Medtronic plc
SA:MDTC34
|
$104.84 Billion |
|
Mizuho Financial Group Inc.
NYSE:MFG
|
$105.19 Billion |
|
GlaxoSmithKline plc
MX:GSKN
|
$103.36 Billion |
|
Brookfield Corporation
TO:BN
|
$103.31 Billion |
|
Howmet Aerospace Inc
NYSE MKT:HWM
|
$103.24 Billion |
|
BNP Paribas SA
PA:BNP
|
$103.16 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in INTESA SANPAOLO ADR/6's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 65,176,000,000 to 65,226,000,000, a change of 50,000,000 (0.1%).
- Net income of 9,321,000,000 contributed positively to equity growth.
- Dividend payments of 6,324,000,000 reduced retained earnings.
- Share repurchases of 3,464,000,000 reduced equity.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €9.32 Billion | +14.29% |
| Dividends Paid | €6.32 Billion | -9.7% |
| Share Repurchases | €3.46 Billion | -5.31% |
| Other Changes | €517.00 Million | +0.79% |
| Total Change | €- | 0.08% |
Book Value vs Market Value Analysis
This analysis compares INTESA SANPAOLO ADR/6's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 9.06x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 10.34x to 9.06x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2021-12-31 | €3.29 | €34.00 | x |
| 2022-12-31 | €3.22 | €34.00 | x |
| 2023-12-31 | €3.50 | €34.00 | x |
| 2024-12-31 | €3.67 | €34.00 | x |
| 2025-12-31 | €3.75 | €34.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently INTESA SANPAOLO ADR/6 utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 14.29%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 32.67%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 14.72x
- Recent ROE (14.29%) is above the historical average (10.68%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2021 | 6.56% | 19.11% | 0.02x | 16.76x | €-2.19 Billion |
| 2022 | 7.17% | 20.31% | 0.02x | 15.95x | €-1.73 Billion |
| 2023 | 12.08% | 30.39% | 0.03x | 15.06x | €1.33 Billion |
| 2024 | 13.30% | 31.30% | 0.03x | 14.32x | €2.15 Billion |
| 2025 | 14.29% | 32.67% | 0.03x | 14.72x | €2.80 Billion |
Industry Comparison
This section compares INTESA SANPAOLO ADR/6's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $4,520,924,426,200
- Average return on equity (ROE) among peers: 10.49%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| INTESA SANPAOLO ADR/6 (IESJ) | €65.38 Billion | 6.56% | 13.68x | $103.85 Billion |
| Grupo Supervielle S.A (189A) | $35.68 Billion | 9.81% | 5.99x | $590.94 Million |
| WOORI FIN. GRP SP.ADR/3 (2WGA) | $33.40 Trillion | 7.50% | 13.91x | $11.06 Billion |
| Bank of Zhengzhou Co. Ltd (3BZ) | $56.85 Billion | 3.33% | 12.08x | $243.30 Million |
| Manx Financial Group PLC (3IM) | $37.31 Million | 21.71% | 12.34x | $36.64 Million |
| Postal Savings Bank of China Co Ltd (3YB) | $475.31 Billion | 11.01% | 19.02x | $13.01 Billion |
| PO.S.B.O. UNSP.ADRS/20YC1 (3YB0) | $825.81 Billion | 10.32% | 16.03x | $13.93 Billion |
| TISCO Financial Group Public Company Limited (47TA) | $37.83 Billion | 18.55% | 7.00x | $2.34 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $30.48 Billion | 7.50% | 11.26x | $1.28 Billion |
| Harbin Bank Co. Ltd (5H6) | $47.49 Billion | 11.68% | 11.96x | $123.72 Million |
| JAPAN POST BK UNSP.ADR/1 (5JP0) | $10.30 Trillion | 3.45% | 21.61x | $53.42 Billion |
About INTESA SANPAOLO ADR/6
Intesa Sanpaolo S.p.A. provides various financial products and services in Italy, Central/Eastern Europe, the Middle East, and North Africa. It operates through six segments: Banca dei Territori, IMI Corporate & Investment Banking, International Banks, Asset Management, Private Banking, and Insurance. The company offers lending and deposit products; private and commercial banking, corporate and t… Read more