INTESA SANPAOLO ADR/6 (IESJ) — Cash Flow-to-Debt Ratio
INTESA SANPAOLO ADR/6 (IESJ) has a Cash Flow-to-Debt Ratio of 0.01x as of December 2025, meaning its operating cash flow of €8.23 Billion could theoretically repay 0% of its total liabilities (€894.51 Billion) in one year. See IESJ financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
INTESA SANPAOLO ADR/6 Cash Flow-to-Debt Ratio (2021–2025)
Historical debt coverage capacity for INTESA SANPAOLO ADR/6 across 5 annual periods. For the full cash flow conversion analysis, see INTESA SANPAOLO ADR/6 (IESJ) cash conversion ratio.
Annual Cash Flow-to-Debt Ratio for INTESA SANPAOLO ADR/6 (2021–2025)
Year-by-year debt coverage analysis for INTESA SANPAOLO ADR/6. Check IESJ cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (EUR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | €8.23 Billion | €894.51 Billion | ▲ +119.9% |
| 2024 | -0.05x | €-40.19 Billion | €867.96 Billion | ▼ -140.2% |
| 2023 | -0.02x | €-17.34 Billion | €899.44 Billion | ▼ -117.2% |
| 2022 | 0.11x | €102.28 Billion | €913.32 Billion | ▲ +1178.1% |
| 2021 | 0.01x | €8.80 Billion | €1.00 Trillion | — |