INTESA SANPAOLO ADR/6 (IESJ) — Financial Flexibility Index
INTESA SANPAOLO ADR/6 (IESJ) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of €9.88 Billion (operating CF €8.23 Billion minus capex €1.65 Billion) represents 0% of total liabilities (€894.51 Billion). Check IESJ cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
INTESA SANPAOLO ADR/6 Financial Flexibility Index (2021–2025)
Historical Financial Flexibility Index trend for INTESA SANPAOLO ADR/6 across 5 annual periods. For the full cash flow conversion analysis, see how efficiently does INTESA SANPAOLO ADR/6 generate cash.
Annual Financial Flexibility Index for INTESA SANPAOLO ADR/6 (2021–2025)
Year-by-year free cash flow to debt coverage for INTESA SANPAOLO ADR/6. Explore IESJ operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | €9.88 Billion | €8.23 Billion | €894.51 Billion | ▲ +124.9% |
| 2024 | -0.04x | €-38.52 Billion | €-40.19 Billion | €867.96 Billion | ▼ -154.5% |
| 2023 | -0.02x | €-15.68 Billion | €-17.34 Billion | €899.44 Billion | ▼ -115.3% |
| 2022 | 0.11x | €104.12 Billion | €102.28 Billion | €913.32 Billion | ▲ +971.0% |
| 2021 | 0.01x | €10.70 Billion | €8.80 Billion | €1.00 Trillion | — |