First BanCorp (OLWN) — Cash Flow Quality Index
First BanCorp (OLWN) has a Cash Flow Quality Index of 1.37x as of September 2025. Operating cash flow of €137.63 Million exceeds net income of €100.53 Million, indicating high earnings quality where cash backs reported profits. Explore First BanCorp long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
First BanCorp Cash Flow Quality Index (2014–2024)
Historical Cash Flow Quality Index for First BanCorp across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check First BanCorp (OLWN) tangible net worth to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for First BanCorp (2014–2024)
Year-by-year earnings quality comparison for First BanCorp. For live market cap and the full company financial profile, see market value of First BanCorp.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.35x | €404.15 Million | €298.72 Million | ▲ +5.2% |
| 2023 | 1.29x | €389.46 Million | €302.86 Million | ▼ -10.9% |
| 2022 | 1.44x | €440.49 Million | €305.07 Million | ▲ +0.2% |
| 2021 | 1.44x | €399.72 Million | €277.34 Million | ▼ -51.8% |
| 2020 | 2.99x | €297.74 Million | €99.60 Million | ▲ +70.0% |
| 2019 | 1.76x | €294.28 Million | €167.38 Million | ▲ +22.9% |
| 2018 | 1.43x | €288.32 Million | €201.61 Million | ▼ -59.4% |
| 2017 | 3.52x | €235.96 Million | €66.96 Million | ▲ +64.7% |
| 2016 | 2.14x | €199.43 Million | €93.23 Million | ▼ -82.6% |
| 2015 | 12.30x | €261.89 Million | €21.30 Million | ▲ +1724.8% |
| 2014 | 0.67x | €264.35 Million | €392.29 Million | — |