First BanCorp (OLWN) — Cash Flow Quality Index
First BanCorp (OLWN) has a Cash Flow Quality Index of 1.37x as of September 2025. Operating cash flow of €137.63 Million exceeds net income of €100.53 Million, indicating high earnings quality where cash backs reported profits. Explore First BanCorp cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
First BanCorp Cash Flow Quality Index (2014–2024)
Historical Cash Flow Quality Index for First BanCorp across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check First BanCorp cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for First BanCorp (2014–2024)
Year-by-year earnings quality comparison for First BanCorp. For live market cap and the full company financial profile, see OLWN market cap.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.35x | €404.15 Million | €298.72 Million | ▲ +5.2% |
| 2023 | 1.29x | €389.46 Million | €302.86 Million | ▼ -10.9% |
| 2022 | 1.44x | €440.49 Million | €305.07 Million | ▲ +0.2% |
| 2021 | 1.44x | €399.72 Million | €277.34 Million | ▼ -51.8% |
| 2020 | 2.99x | €297.74 Million | €99.60 Million | ▲ +70.0% |
| 2019 | 1.76x | €294.28 Million | €167.38 Million | ▲ +22.9% |
| 2018 | 1.43x | €288.32 Million | €201.61 Million | ▼ -59.4% |
| 2017 | 3.52x | €235.96 Million | €66.96 Million | ▲ +64.7% |
| 2016 | 2.14x | €199.43 Million | €93.23 Million | ▼ -82.6% |
| 2015 | 12.30x | €261.89 Million | €21.30 Million | ▲ +1724.8% |
| 2014 | 0.67x | €264.35 Million | €392.29 Million | — |