First BanCorp Cash Flow Quality Index
First BanCorp cash flow quality index. First BanCorp (OLWN) has a Cash Flow Quality Index of 1.37x as of September 2025. Operating cash flow of €137.63 Million exceeds net income of €100.53 Million, indicating high earnings quality where cash backs reported profits. See OLWN financial flexibility score to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of First BanCorp (2014–2024)
Cash flow quality index of First BanCorp from 2014 to 2024. Historical Cash Flow Quality Index for First BanCorp across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore First BanCorp (OLWN) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
First BanCorp Cash Flow Quality Index by Year (2014–2024)
First BanCorp cash flow quality index by year from 2014 to 2024. Year-by-year earnings quality comparison for First BanCorp. For the full cash flow conversion analysis, see OLWN cash generation efficiency.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.35x | €404.15 Million | €298.72 Million | ▲ +5.2% |
| 2023 | 1.29x | €389.46 Million | €302.86 Million | ▼ -10.9% |
| 2022 | 1.44x | €440.49 Million | €305.07 Million | ▲ +0.2% |
| 2021 | 1.44x | €399.72 Million | €277.34 Million | ▼ -51.8% |
| 2020 | 2.99x | €297.74 Million | €99.60 Million | ▲ +70.0% |
| 2019 | 1.76x | €294.28 Million | €167.38 Million | ▲ +22.9% |
| 2018 | 1.43x | €288.32 Million | €201.61 Million | ▼ -59.4% |
| 2017 | 3.52x | €235.96 Million | €66.96 Million | ▲ +64.7% |
| 2016 | 2.14x | €199.43 Million | €93.23 Million | ▼ -82.6% |
| 2015 | 12.30x | €261.89 Million | €21.30 Million | ▲ +1724.8% |
| 2014 | 0.67x | €264.35 Million | €392.29 Million | — |