First BanCorp (OLWN) — Cash Flow-to-Debt Ratio
First BanCorp (OLWN) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of €137.63 Million could theoretically repay 0% of its total liabilities (€17.40 Billion) in one year. See First BanCorp (OLWN) flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
First BanCorp Cash Flow-to-Debt Ratio (2014–2024)
Historical debt coverage capacity for First BanCorp across 11 annual periods. For the full cash flow conversion analysis, see OLWN cash flow metrics.
Annual Cash Flow-to-Debt Ratio for First BanCorp (2014–2024)
Year-by-year debt coverage analysis for First BanCorp. Check OLWN cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (EUR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.02x | €404.15 Million | €17.62 Billion | ▲ +2.5% |
| 2023 | 0.02x | €389.46 Million | €17.41 Billion | ▼ -12.1% |
| 2022 | 0.03x | €440.49 Million | €17.31 Billion | ▲ +18.9% |
| 2021 | 0.02x | €399.72 Million | €18.68 Billion | ▲ +18.7% |
| 2020 | 0.02x | €297.74 Million | €16.52 Billion | ▼ -36.4% |
| 2019 | 0.03x | €294.28 Million | €10.38 Billion | ▲ +0.3% |
| 2018 | 0.03x | €288.32 Million | €10.20 Billion | ▲ +24.5% |
| 2017 | 0.02x | €235.96 Million | €10.39 Billion | ▲ +15.4% |
| 2016 | 0.02x | €199.43 Million | €10.14 Billion | ▼ -18.3% |
| 2015 | 0.02x | €261.89 Million | €10.88 Billion | ▲ +0.7% |
| 2014 | 0.02x | €264.35 Million | €11.06 Billion | — |