First BanCorp Financial Flexibility Index
First BanCorp financial flexibility index. First BanCorp (OLWN) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of €140.49 Million (operating CF €137.63 Million minus capex €2.86 Million) represents 0% of total liabilities (€17.40 Billion). See free cash flow generation of First BanCorp to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of First BanCorp (2014–2024)
Financial flexibility index of First BanCorp from 2014 to 2024. Historical Financial Flexibility Index trend for First BanCorp across 11 annual periods. Check earnings quality score of First BanCorp to evaluate the quality of earnings relative to operating cash generation.
First BanCorp Financial Flexibility Index by Year (2014–2024)
First BanCorp financial flexibility index by year from 2014 to 2024. Year-by-year free cash flow to debt coverage for First BanCorp. For the full cash flow conversion analysis, see cash flow conversion of First BanCorp.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | €414.16 Million | €404.15 Million | €17.62 Billion | ▼ -1.3% |
| 2023 | 0.02x | €414.41 Million | €389.46 Million | €17.41 Billion | ▼ -10.6% |
| 2022 | 0.03x | €460.94 Million | €440.49 Million | €17.31 Billion | ▲ +20.5% |
| 2021 | 0.02x | €413.07 Million | €399.72 Million | €18.68 Billion | ▲ +16.4% |
| 2020 | 0.02x | €313.81 Million | €297.74 Million | €16.52 Billion | ▼ -37.7% |
| 2019 | 0.03x | €316.76 Million | €294.28 Million | €10.38 Billion | ▲ +0.7% |
| 2018 | 0.03x | €308.84 Million | €288.32 Million | €10.20 Billion | ▲ +28.2% |
| 2017 | 0.02x | €245.38 Million | €235.96 Million | €10.39 Billion | ▲ +14.1% |
| 2016 | 0.02x | €209.80 Million | €199.43 Million | €10.14 Billion | ▼ -17.9% |
| 2015 | 0.03x | €274.35 Million | €261.89 Million | €10.88 Billion | ▼ -2.7% |
| 2014 | 0.03x | €286.62 Million | €264.35 Million | €11.06 Billion | — |