Mandala Multifinance Tbk (MFIN) — Cash Flow Quality Index

Latest as of June 2025: -0.93x

Mandala Multifinance Tbk (MFIN) has a Cash Flow Quality Index of -0.93x as of June 2025. Operating cash flow of Rp-102.79 Billion is below net income of Rp110.96 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Mandala Multifinance Tbk cash conversion from operations to assess how effectively this company generates cash.

Cash Flow Quality Index

-0.93x
Operating CF / Net Income

Operating Cash Flow

Rp-102.79 Billion
IDR

Net Income

Rp110.96 Billion
IDR

Data as of

Jun 2025
Most recent filing

Mandala Multifinance Tbk Cash Flow Quality Index (2007–2024)

Historical Cash Flow Quality Index for Mandala Multifinance Tbk across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check MFIN total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Mandala Multifinance Tbk (2007–2024)

Year-by-year earnings quality comparison for Mandala Multifinance Tbk. For live market cap and the full company financial profile, see market value of Mandala Multifinance Tbk.

Year Quality Index Operating CF (IDR) Net Income YoY Change
2024 -0.54x Rp-278.29 Billion Rp515.66 Billion ▼ -170.5%
2023 0.77x Rp323.72 Billion Rp422.91 Billion ▼ -28.1%
2022 1.06x Rp701.10 Billion Rp658.51 Billion ▲ +220.3%
2021 -0.88x Rp-429.34 Billion Rp485.25 Billion ▼ -114.7%
2020 6.03x Rp1.05 Trillion Rp174.40 Billion ▲ +455.3%
2019 -1.70x Rp-640.51 Billion Rp377.08 Billion ▼ -2100.6%
2018 0.08x Rp28.30 Billion Rp333.35 Billion ▲ +5.3%
2017 0.08x Rp26.84 Billion Rp332.93 Billion ▼ -37.3%
2016 0.13x Rp32.80 Billion Rp255.28 Billion ▲ +27.6%
2015 0.10x Rp24.82 Billion Rp246.56 Billion ▲ +17.1%
2014 0.09x Rp25.92 Billion Rp301.49 Billion ▼ -21.2%
2013 0.11x Rp28.25 Billion Rp258.93 Billion ▼ -21.4%
2012 0.14x Rp30.26 Billion Rp218.00 Billion ▲ +3.9%
2011 0.13x Rp24.09 Billion Rp180.26 Billion ▼ -9.2%
2010 0.15x Rp19.53 Billion Rp132.66 Billion ▲ +8.2%
2009 0.14x Rp14.71 Billion Rp108.11 Billion ▲ +32.8%
2008 0.10x Rp10.79 Billion Rp105.31 Billion ▼ -2.8%
2007 0.11x Rp8.26 Billion Rp78.37 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.