Mandala Multifinance Tbk (MFIN) — Cash Flow Quality Index
Mandala Multifinance Tbk (MFIN) has a Cash Flow Quality Index of -0.93x as of June 2025. Operating cash flow of Rp-102.79 Billion is below net income of Rp110.96 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore MFIN operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Mandala Multifinance Tbk Cash Flow Quality Index (2007–2024)
Historical Cash Flow Quality Index for Mandala Multifinance Tbk across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash efficiency ratio of Mandala Multifinance Tbk.
Annual Cash Flow Quality Index for Mandala Multifinance Tbk (2007–2024)
Year-by-year earnings quality comparison for Mandala Multifinance Tbk.
| Year | Quality Index | Operating CF (IDR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | -0.54x | Rp-278.29 Billion | Rp515.66 Billion | ▼ -170.5% |
| 2023 | 0.77x | Rp323.72 Billion | Rp422.91 Billion | ▼ -28.1% |
| 2022 | 1.06x | Rp701.10 Billion | Rp658.51 Billion | ▲ +220.3% |
| 2021 | -0.88x | Rp-429.34 Billion | Rp485.25 Billion | ▼ -114.7% |
| 2020 | 6.03x | Rp1.05 Trillion | Rp174.40 Billion | ▲ +455.3% |
| 2019 | -1.70x | Rp-640.51 Billion | Rp377.08 Billion | ▼ -2100.6% |
| 2018 | 0.08x | Rp28.30 Billion | Rp333.35 Billion | ▲ +5.3% |
| 2017 | 0.08x | Rp26.84 Billion | Rp332.93 Billion | ▼ -37.3% |
| 2016 | 0.13x | Rp32.80 Billion | Rp255.28 Billion | ▲ +27.6% |
| 2015 | 0.10x | Rp24.82 Billion | Rp246.56 Billion | ▲ +17.1% |
| 2014 | 0.09x | Rp25.92 Billion | Rp301.49 Billion | ▼ -21.2% |
| 2013 | 0.11x | Rp28.25 Billion | Rp258.93 Billion | ▼ -21.4% |
| 2012 | 0.14x | Rp30.26 Billion | Rp218.00 Billion | ▲ +3.9% |
| 2011 | 0.13x | Rp24.09 Billion | Rp180.26 Billion | ▼ -9.2% |
| 2010 | 0.15x | Rp19.53 Billion | Rp132.66 Billion | ▲ +8.2% |
| 2009 | 0.14x | Rp14.71 Billion | Rp108.11 Billion | ▲ +32.8% |
| 2008 | 0.10x | Rp10.79 Billion | Rp105.31 Billion | ▼ -2.8% |
| 2007 | 0.11x | Rp8.26 Billion | Rp78.37 Billion | — |