Personal Assets Trust plc (PNL) — Cash Flow Quality Index
Personal Assets Trust plc (PNL) has a Cash Flow Quality Index of -0.27x as of October 2025. Operating cash flow of £-24.86 Million is below net income of £91.60 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Personal Assets Trust plc long-term investment allocation to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Personal Assets Trust plc Cash Flow Quality Index (2012–2025)
Historical Cash Flow Quality Index for Personal Assets Trust plc across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Personal Assets Trust plc (PNL) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Personal Assets Trust plc (2012–2025)
Year-by-year earnings quality comparison for Personal Assets Trust plc. For live market cap and the full company financial profile, see Personal Assets Trust plc market cap and net worth.
| Year | Quality Index | Operating CF (GBP) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.32x | £38.38 Million | £121.31 Million | ▲ +73.7% |
| 2024 | 0.18x | £8.06 Million | £44.26 Million | ▲ +944.6% |
| 2022 | 0.02x | £1.90 Million | £108.63 Million | ▼ -64.9% |
| 2021 | 0.05x | £6.49 Million | £130.69 Million | ▼ -43.2% |
| 2020 | 0.09x | £5.80 Million | £66.42 Million | ▼ -9.3% |
| 2019 | 0.10x | £4.99 Million | £51.83 Million | ▲ +72.4% |
| 2017 | 0.06x | £3.69 Million | £66.03 Million | ▼ -38.4% |
| 2016 | 0.09x | £3.55 Million | £39.15 Million | ▲ +10.9% |
| 2015 | 0.08x | £3.09 Million | £37.81 Million | ▼ -39.4% |
| 2013 | 0.13x | £4.33 Million | £32.12 Million | ▼ -4.8% |
| 2012 | 0.14x | £4.00 Million | £28.24 Million | — |