Personal Assets Trust plc (PNL) — Cash Flow Quality Index
Personal Assets Trust plc (PNL) has a Cash Flow Quality Index of -0.63x as of April 2026. Operating cash flow of GBX-7.39 Million is below net income of GBX11.78 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore PNL operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Personal Assets Trust plc Cash Flow Quality Index (2012–2026)
Historical Cash Flow Quality Index for Personal Assets Trust plc across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Personal Assets Trust plc operating cash flow efficiency.
Annual Cash Flow Quality Index for Personal Assets Trust plc (2012–2026)
Year-by-year earnings quality comparison for Personal Assets Trust plc.
| Year | Quality Index | Operating CF (GBX) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | -0.31x | GBX-32.24 Million | GBX103.38 Million | ▼ -198.6% |
| 2025 | 0.32x | GBX38.38 Million | GBX121.31 Million | ▲ +73.7% |
| 2024 | 0.18x | GBX8.06 Million | GBX44.26 Million | ▲ +944.6% |
| 2022 | 0.02x | GBX1.90 Million | GBX108.63 Million | ▼ -64.9% |
| 2021 | 0.05x | GBX6.49 Million | GBX130.69 Million | ▼ -43.2% |
| 2020 | 0.09x | GBX5.80 Million | GBX66.42 Million | ▼ -9.3% |
| 2019 | 0.10x | GBX4.99 Million | GBX51.83 Million | ▲ +72.4% |
| 2017 | 0.06x | GBX3.69 Million | GBX66.03 Million | ▼ -38.4% |
| 2016 | 0.09x | GBX3.55 Million | GBX39.15 Million | ▲ +10.9% |
| 2015 | 0.08x | GBX3.09 Million | GBX37.81 Million | ▼ -39.4% |
| 2013 | 0.13x | GBX4.33 Million | GBX32.12 Million | ▼ -4.8% |
| 2012 | 0.14x | GBX4.00 Million | GBX28.24 Million | — |