Personal Assets Trust plc (PNL) — Financial Flexibility Index

Latest as of April 2025: 2.20x

Personal Assets Trust plc (PNL) has a Financial Flexibility Index of 2.20x as of April 2025. Free cash flow of £67.27 Million (operating CF £33.63 Million minus capex £33.63 Million) represents 2% of total liabilities (£30.61 Million). Also explore Personal Assets Trust plc equity growth rate to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

2.20x
Free Cash Flow / Total Liabilities

Free Cash Flow

£67.27 Million
Operating CF − Capex

Total Liabilities

£30.61 Million
GBP

Capital Expenditures

£33.63 Million
GBP

Personal Assets Trust plc Financial Flexibility Index (2012–2025)

Historical Financial Flexibility Index trend for Personal Assets Trust plc across 14 annual periods. Check how strategically is Personal Assets Trust plc's equity deployed to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Personal Assets Trust plc (2012–2025)

Year-by-year free cash flow to debt coverage for Personal Assets Trust plc. For the full company profile including market capitalisation, see Personal Assets Trust plc (PNL) market capitalisation.

Year Flexibility Index Free Cash Flow (GBP) Operating CF Total Liabilities YoY Change
2025 1.25x £38.38 Million £38.38 Million £30.61 Million ▼ -8.0%
2024 1.36x £16.13 Million £8.06 Million £11.83 Million ▲ +325.7%
2023 -0.60x £-2.15 Million £-2.15 Million £3.55 Million ▼ -899.2%
2022 0.08x £2.34 Million £1.90 Million £30.97 Million ▼ -96.7%
2021 2.31x £6.93 Million £6.49 Million £3.00 Million ▼ -31.9%
2020 3.39x £7.50 Million £5.80 Million £2.21 Million ▲ +66.7%
2019 2.04x £6.69 Million £4.99 Million £3.29 Million ▲ +235.9%
2018 0.61x £5.62 Million £3.92 Million £9.28 Million ▼ -70.5%
2017 2.05x £5.39 Million £3.69 Million £2.62 Million ▼ -24.7%
2016 2.73x £3.55 Million £3.55 Million £1.30 Million ▲ +638.3%
2015 0.37x £3.09 Million £3.09 Million £8.37 Million ▲ +78.9%
2014 0.21x £3.46 Million £3.46 Million £16.75 Million ▼ -94.3%
2013 3.65x £4.33 Million £4.33 Million £1.19 Million ▼ -4.0%
2012 3.80x £4.00 Million £4.00 Million £1.05 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities