Personal Assets Trust plc (PNL) — Financial Flexibility Index

Latest as of April 2025: 2.20x

Personal Assets Trust plc (PNL) has a Financial Flexibility Index of 2.20x as of April 2025. Free cash flow of £67.27 Million (operating CF £33.63 Million minus capex £33.63 Million) represents 2% of total liabilities (£30.61 Million). Check Personal Assets Trust plc (PNL) strategic investment index to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

2.20x
Free Cash Flow / Total Liabilities

Free Cash Flow

£67.27 Million
Operating CF − Capex

Total Liabilities

£30.61 Million
GBP

Capital Expenditures

£33.63 Million
GBP

Personal Assets Trust plc Financial Flexibility Index (2012–2025)

Historical Financial Flexibility Index trend for Personal Assets Trust plc across 14 annual periods. See Personal Assets Trust plc current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Personal Assets Trust plc (2012–2025)

Year-by-year free cash flow to debt coverage for Personal Assets Trust plc. For the full company profile including market capitalisation, see Personal Assets Trust plc market cap and net worth.

Year Flexibility Index Free Cash Flow (GBP) Operating CF Total Liabilities YoY Change
2025 1.25x £38.38 Million £38.38 Million £30.61 Million ▼ -8.0%
2024 1.36x £16.13 Million £8.06 Million £11.83 Million ▲ +325.7%
2023 -0.60x £-2.15 Million £-2.15 Million £3.55 Million ▼ -899.2%
2022 0.08x £2.34 Million £1.90 Million £30.97 Million ▼ -96.7%
2021 2.31x £6.93 Million £6.49 Million £3.00 Million ▼ -31.9%
2020 3.39x £7.50 Million £5.80 Million £2.21 Million ▲ +66.7%
2019 2.04x £6.69 Million £4.99 Million £3.29 Million ▲ +235.9%
2018 0.61x £5.62 Million £3.92 Million £9.28 Million ▼ -70.5%
2017 2.05x £5.39 Million £3.69 Million £2.62 Million ▼ -24.7%
2016 2.73x £3.55 Million £3.55 Million £1.30 Million ▲ +638.3%
2015 0.37x £3.09 Million £3.09 Million £8.37 Million ▲ +78.9%
2014 0.21x £3.46 Million £3.46 Million £16.75 Million ▼ -94.3%
2013 3.65x £4.33 Million £4.33 Million £1.19 Million ▼ -4.0%
2012 3.80x £4.00 Million £4.00 Million £1.05 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities