Personal Assets Trust plc (PNL) — Cash Flow-to-Debt Ratio
Personal Assets Trust plc (PNL) has a Cash Flow-to-Debt Ratio of 1.10x as of April 2025, meaning its operating cash flow of £33.63 Million could theoretically repay 1% of its total liabilities (£30.61 Million) in one year. See how much free cash does Personal Assets Trust plc generate to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Personal Assets Trust plc Cash Flow-to-Debt Ratio (2012–2025)
Historical debt coverage capacity for Personal Assets Trust plc across 14 annual periods. Also explore PNL shareholders equity momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Personal Assets Trust plc (2012–2025)
Year-by-year debt coverage analysis for Personal Assets Trust plc. For market capitalisation and broader financial context, see PNL market cap overview.
| Year | CF-to-Debt Ratio | Operating CF (GBP) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 1.25x | £38.38 Million | £30.61 Million | ▲ +84.0% |
| 2024 | 0.68x | £8.06 Million | £11.83 Million | ▲ +212.9% |
| 2023 | -0.60x | £-2.15 Million | £3.55 Million | ▼ -1086.9% |
| 2022 | 0.06x | £1.90 Million | £30.97 Million | ▼ -97.2% |
| 2021 | 2.16x | £6.49 Million | £3.00 Million | ▼ -17.6% |
| 2020 | 2.62x | £5.80 Million | £2.21 Million | ▲ +72.8% |
| 2019 | 1.52x | £4.99 Million | £3.29 Million | ▲ +259.1% |
| 2018 | 0.42x | £3.92 Million | £9.28 Million | ▼ -69.9% |
| 2017 | 1.41x | £3.69 Million | £2.62 Million | ▼ -48.4% |
| 2016 | 2.73x | £3.55 Million | £1.30 Million | ▲ +638.3% |
| 2015 | 0.37x | £3.09 Million | £8.37 Million | ▲ +78.9% |
| 2014 | 0.21x | £3.46 Million | £16.75 Million | ▼ -94.3% |
| 2013 | 3.65x | £4.33 Million | £1.19 Million | ▼ -4.0% |
| 2012 | 3.80x | £4.00 Million | £1.05 Million | — |