BCB Bancorp Inc (BCBP) — Cash Flow Quality Index
BCB Bancorp Inc (BCBP) has a Cash Flow Quality Index of 2.05x as of September 2025. Operating cash flow of $8.73 Million exceeds net income of $4.26 Million, indicating high earnings quality where cash backs reported profits. Explore BCB Bancorp Inc debt service capacity to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
BCB Bancorp Inc Cash Flow Quality Index (2002–2024)
Historical Cash Flow Quality Index for BCB Bancorp Inc across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash efficiency ratio of BCB Bancorp Inc.
Annual Cash Flow Quality Index for BCB Bancorp Inc (2002–2024)
Year-by-year earnings quality comparison for BCB Bancorp Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 3.64x | $67.73 Million | $18.62 Million | ▲ +205.0% |
| 2023 | 1.19x | $35.16 Million | $29.48 Million | ▲ +32.9% |
| 2022 | 0.90x | $40.89 Million | $45.58 Million | ▼ -33.1% |
| 2021 | 1.34x | $45.89 Million | $34.24 Million | ▼ -79.9% |
| 2020 | 6.68x | $139.34 Million | $20.86 Million | ▲ +479.1% |
| 2019 | 1.15x | $24.27 Million | $21.03 Million | ▼ -51.7% |
| 2018 | 2.39x | $40.03 Million | $16.76 Million | ▲ +13.3% |
| 2017 | 2.11x | $21.03 Million | $9.98 Million | ▲ +132.9% |
| 2016 | 0.90x | $7.24 Million | $8.00 Million | ▼ -17.3% |
| 2015 | 1.09x | $7.69 Million | $7.03 Million | ▲ +84.6% |
| 2014 | 0.59x | $4.50 Million | $7.59 Million | ▼ -65.2% |
| 2013 | 1.70x | $16.04 Million | $9.42 Million | ▼ -27.6% |
| 2011 | 2.35x | $14.23 Million | $6.05 Million | ▲ +1509.5% |
| 2010 | -0.17x | $-2.39 Million | $14.33 Million | ▼ -6355.4% |
| 2009 | 0.00x | $10.00K | $3.75 Million | ▼ -99.8% |
| 2008 | 1.70x | $5.89 Million | $3.47 Million | ▲ +45.8% |
| 2007 | 1.16x | $5.16 Million | $4.44 Million | ▲ +3.7% |
| 2006 | 1.12x | $6.24 Million | $5.57 Million | ▲ +247.2% |
| 2005 | 0.32x | $1.53 Million | $4.73 Million | ▼ -68.1% |
| 2004 | 1.01x | $3.67 Million | $3.62 Million | ▲ +6.1% |
| 2003 | 0.95x | $2.29 Million | $2.40 Million | ▼ -40.7% |
| 2002 | 1.61x | $2.11 Million | $1.31 Million | — |