BCB Bancorp Inc (BCBP) — Defensive Interval Ratio

Latest as of December 2025: 92768 days

BCB Bancorp Inc (BCBP) has a Defensive Interval Ratio of 92768 days as of December 2025. Defensive assets of $2.83 Billion (cash $-, short-term investments $126.39 Million, receivables $2.70 Billion) cover 92768 days of daily cash needs of $30.52K/day. Check BCB Bancorp Inc (BCBP) tangible equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

92768 days
Days of operational coverage

Defensive Assets

$2.83 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$30.52K
Current Liabilities ÷ 365

Current Liabilities

$11.14 Million
USD

BCB Bancorp Inc Defensive Interval Ratio (2002–2025)

This chart shows how BCB Bancorp Inc's Defensive Interval Ratio has evolved across 24 annual periods from 2002 to 2025. As of December 2025, the ratio stands at 92768 days, meaning defensive assets of $2.83 Billion can fund 92768 days of operations without new revenue. Also explore BCB Bancorp Inc net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for BCB Bancorp Inc (2002–2025)

The table below presents the year-by-year Defensive Interval Ratio for BCB Bancorp Inc from 2002 to 2025, covering 24 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see BCBP market cap.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 92768 days $2.83 Billion $30.52K/day $- $126.39 Million ▲ +92753 days
2024 14 days $116.89 Million $8.14 Million/day $- $101.72 Million ▼ -20 days
2023 34 days $279.00 Million $8.21 Million/day $- $262.93 Million ▲ +20 days
2022 14 days $105.17 Million $7.70 Million/day $- $91.72 Million ▲ +0 days
2021 13 days $94.37 Million $7.02 Million/day $- $85.19 Million ▼ -4 days
2020 18 days $112.68 Million $6.35 Million/day $- $99.76 Million ▲ +2 days
2019 15 days $99.93 Million $6.47 Million/day $- $91.61 Million ▼ -6 days
2018 21 days $127.71 Million $5.97 Million/day $- $119.33 Million ▼ -18 days
2017 39 days $128.74 Million $3.29 Million/day $- $122.59 Million ▲ +13 days
2016 26 days $100.34 Million $3.87 Million/day $- $94.77 Million ▲ +22 days
2015 4 days $15.22 Million $4.06 Million/day $- $9.62 Million ▼ -1 days
2014 5 days $14.22 Million $2.89 Million/day $- $9.77 Million ▲ +3 days
2013 2 days $5.26 Million $2.70 Million/day $- $1.10 Million ▼ 0 days
2012 2 days $5.30 Million $2.62 Million/day $- $1.24 Million ▼ 0 days
2011 2 days $6.04 Million $2.68 Million/day $- $1.04 Million ▼ -41 days
2010 43 days $104.27 Million $2.43 Million/day $- $99.06 Million ▼ -10 days
2009 53 days $67.56 Million $1.27 Million/day $- $63.76 Million ▲ +47 days
2008 6 days $7.15 Million $1.13 Million/day $- $3.27 Million ▼ -5 days
2007 12 days $12.59 Million $1.09 Million/day $- $8.81 Million ▼ -13 days
2006 25 days $26.13 Million $1.05 Million/day $- $22.44 Million ▼ -3 days
2005 28 days $27.62 Million $994.11K/day $- $22.16 Million ▲ +23 days
2004 5 days $4.51 Million $951.35K/day $- $2.18 Million ▼ -9 days
2003 14 days $10.75 Million $763.42K/day $- $8.89 Million ▲ +12 days
2002 3 days $1.13 Million $448.08K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)