BCB Bancorp Inc (BCBP) — Defensive Interval Ratio
BCB Bancorp Inc (BCBP) has a Defensive Interval Ratio of 92768 days as of December 2025. Defensive assets of $2.83 Billion (cash $-, short-term investments $126.39 Million, receivables $2.70 Billion) cover 92768 days of daily cash needs of $30.52K/day. See working capital to net assets of BCB Bancorp Inc to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
BCB Bancorp Inc Defensive Interval Ratio (2002–2025)
This chart shows how BCB Bancorp Inc's Defensive Interval Ratio has evolved across 24 annual periods from 2002 to 2025. As of December 2025, the ratio stands at 92768 days, meaning defensive assets of $2.83 Billion can fund 92768 days of operations without new revenue. See BCB Bancorp Inc (BCBP) balance sheet quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for BCB Bancorp Inc (2002–2025)
The table below presents the year-by-year Defensive Interval Ratio for BCB Bancorp Inc from 2002 to 2025, covering 24 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see BCBP market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 92768 days | $2.83 Billion | $30.52K/day | $- | $126.39 Million | ▲ +92753 days |
| 2024 | 14 days | $116.89 Million | $8.14 Million/day | $- | $101.72 Million | ▼ -20 days |
| 2023 | 34 days | $279.00 Million | $8.21 Million/day | $- | $262.93 Million | ▲ +20 days |
| 2022 | 14 days | $105.17 Million | $7.70 Million/day | $- | $91.72 Million | ▲ +0 days |
| 2021 | 13 days | $94.37 Million | $7.02 Million/day | $- | $85.19 Million | ▼ -4 days |
| 2020 | 18 days | $112.68 Million | $6.35 Million/day | $- | $99.76 Million | ▲ +2 days |
| 2019 | 15 days | $99.93 Million | $6.47 Million/day | $- | $91.61 Million | ▼ -6 days |
| 2018 | 21 days | $127.71 Million | $5.97 Million/day | $- | $119.33 Million | ▼ -18 days |
| 2017 | 39 days | $128.74 Million | $3.29 Million/day | $- | $122.59 Million | ▲ +13 days |
| 2016 | 26 days | $100.34 Million | $3.87 Million/day | $- | $94.77 Million | ▲ +22 days |
| 2015 | 4 days | $15.22 Million | $4.06 Million/day | $- | $9.62 Million | ▼ -1 days |
| 2014 | 5 days | $14.22 Million | $2.89 Million/day | $- | $9.77 Million | ▲ +3 days |
| 2013 | 2 days | $5.26 Million | $2.70 Million/day | $- | $1.10 Million | ▼ 0 days |
| 2012 | 2 days | $5.30 Million | $2.62 Million/day | $- | $1.24 Million | ▼ 0 days |
| 2011 | 2 days | $6.04 Million | $2.68 Million/day | $- | $1.04 Million | ▼ -41 days |
| 2010 | 43 days | $104.27 Million | $2.43 Million/day | $- | $99.06 Million | ▼ -10 days |
| 2009 | 53 days | $67.56 Million | $1.27 Million/day | $- | $63.76 Million | ▲ +47 days |
| 2008 | 6 days | $7.15 Million | $1.13 Million/day | $- | $3.27 Million | ▼ -5 days |
| 2007 | 12 days | $12.59 Million | $1.09 Million/day | $- | $8.81 Million | ▼ -13 days |
| 2006 | 25 days | $26.13 Million | $1.05 Million/day | $- | $22.44 Million | ▼ -3 days |
| 2005 | 28 days | $27.62 Million | $994.11K/day | $- | $22.16 Million | ▲ +23 days |
| 2004 | 5 days | $4.51 Million | $951.35K/day | $- | $2.18 Million | ▼ -9 days |
| 2003 | 14 days | $10.75 Million | $763.42K/day | $- | $8.89 Million | ▲ +12 days |
| 2002 | 3 days | $1.13 Million | $448.08K/day | $- | $- | — |