BankFinancial Corporation (BFIN) — Cash Flow Quality Index

Latest as of September 2025: -1.10x

BankFinancial Corporation (BFIN) has a Cash Flow Quality Index of -1.10x as of September 2025. Operating cash flow of $-2.60 Million is below net income of $2.36 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore BankFinancial Corporation operating cash flow efficiency to assess how effectively this company generates cash.

Cash Flow Quality Index

-1.10x
Operating CF / Net Income

Operating Cash Flow

$-2.60 Million
USD

Net Income

$2.36 Million
USD

Data as of

Sep 2025
Most recent filing

BankFinancial Corporation Cash Flow Quality Index (2004–2024)

Historical Cash Flow Quality Index for BankFinancial Corporation across 16 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how aggressively does BankFinancial Corporation reinvest cash to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for BankFinancial Corporation (2004–2024)

Year-by-year earnings quality comparison for BankFinancial Corporation. For live market cap and the full company financial profile, see BankFinancial Corporation (BFIN) market capitalisation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.86x $7.56 Million $4.07 Million ▲ +89.2%
2023 0.98x $9.22 Million $9.39 Million ▲ +10.9%
2022 0.89x $9.29 Million $10.49 Million ▼ -15.5%
2021 1.05x $7.77 Million $7.41 Million ▼ -28.9%
2020 1.48x $13.52 Million $9.16 Million ▼ -19.4%
2019 1.83x $21.37 Million $11.67 Million ▲ +71.2%
2018 1.07x $20.68 Million $19.34 Million ▼ -57.6%
2017 2.52x $22.73 Million $9.00 Million ▼ 0.0%
2016 2.52x $18.94 Million $7.50 Million ▲ +47.2%
2015 1.72x $14.88 Million $8.68 Million ▲ +290.4%
2014 0.44x $17.84 Million $40.61 Million ▼ -85.2%
2013 2.97x $9.78 Million $3.30 Million ▲ +19.6%
2007 2.48x $17.73 Million $7.16 Million ▲ +85.8%
2006 1.33x $13.40 Million $10.05 Million ▼ -50.3%
2005 2.69x $29.74 Million $11.07 Million ▼ -72.8%
2004 9.86x $14.37 Million $1.46 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.