BankFinancial Corporation (BFIN) — Cash Flow Quality Index
BankFinancial Corporation (BFIN) has a Cash Flow Quality Index of -1.10x as of September 2025. Operating cash flow of $-2.60 Million is below net income of $2.36 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore BankFinancial Corporation (BFIN) investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
BankFinancial Corporation Cash Flow Quality Index (2004–2024)
Historical Cash Flow Quality Index for BankFinancial Corporation across 16 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check BankFinancial Corporation tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for BankFinancial Corporation (2004–2024)
Year-by-year earnings quality comparison for BankFinancial Corporation. For live market cap and the full company financial profile, see market value of BankFinancial Corporation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.86x | $7.56 Million | $4.07 Million | ▲ +89.2% |
| 2023 | 0.98x | $9.22 Million | $9.39 Million | ▲ +10.9% |
| 2022 | 0.89x | $9.29 Million | $10.49 Million | ▼ -15.5% |
| 2021 | 1.05x | $7.77 Million | $7.41 Million | ▼ -28.9% |
| 2020 | 1.48x | $13.52 Million | $9.16 Million | ▼ -19.4% |
| 2019 | 1.83x | $21.37 Million | $11.67 Million | ▲ +71.2% |
| 2018 | 1.07x | $20.68 Million | $19.34 Million | ▼ -57.6% |
| 2017 | 2.52x | $22.73 Million | $9.00 Million | ▼ 0.0% |
| 2016 | 2.52x | $18.94 Million | $7.50 Million | ▲ +47.2% |
| 2015 | 1.72x | $14.88 Million | $8.68 Million | ▲ +290.4% |
| 2014 | 0.44x | $17.84 Million | $40.61 Million | ▼ -85.2% |
| 2013 | 2.97x | $9.78 Million | $3.30 Million | ▲ +19.6% |
| 2007 | 2.48x | $17.73 Million | $7.16 Million | ▲ +85.8% |
| 2006 | 1.33x | $13.40 Million | $10.05 Million | ▼ -50.3% |
| 2005 | 2.69x | $29.74 Million | $11.07 Million | ▼ -72.8% |
| 2004 | 9.86x | $14.37 Million | $1.46 Million | — |