BankFinancial Corporation Cash Flow Quality Index
BankFinancial Corporation cash flow quality index. BankFinancial Corporation (BFIN) has a Cash Flow Quality Index of -1.10x as of September 2025. Operating cash flow of $-2.60 Million is below net income of $2.36 Million, suggesting accrual-heavy earnings not yet converted to cash. See financial flexibility index of BankFinancial Corporation to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of BankFinancial Corporation (2004–2024)
Cash flow quality index of BankFinancial Corporation from 2004 to 2024. Historical Cash Flow Quality Index for BankFinancial Corporation across 16 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore BFIN operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
BankFinancial Corporation Cash Flow Quality Index by Year (2004–2024)
BankFinancial Corporation cash flow quality index by year from 2004 to 2024. Year-by-year earnings quality comparison for BankFinancial Corporation. For the full cash flow conversion analysis, see how efficiently does BankFinancial Corporation generate cash.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.86x | $7.56 Million | $4.07 Million | ▲ +89.2% |
| 2023 | 0.98x | $9.22 Million | $9.39 Million | ▲ +10.9% |
| 2022 | 0.89x | $9.29 Million | $10.49 Million | ▼ -15.5% |
| 2021 | 1.05x | $7.77 Million | $7.41 Million | ▼ -28.9% |
| 2020 | 1.48x | $13.52 Million | $9.16 Million | ▼ -19.4% |
| 2019 | 1.83x | $21.37 Million | $11.67 Million | ▲ +71.2% |
| 2018 | 1.07x | $20.68 Million | $19.34 Million | ▼ -57.6% |
| 2017 | 2.52x | $22.73 Million | $9.00 Million | ▼ 0.0% |
| 2016 | 2.52x | $18.94 Million | $7.50 Million | ▲ +47.2% |
| 2015 | 1.72x | $14.88 Million | $8.68 Million | ▲ +290.4% |
| 2014 | 0.44x | $17.84 Million | $40.61 Million | ▼ -85.2% |
| 2013 | 2.97x | $9.78 Million | $3.30 Million | ▲ +19.6% |
| 2007 | 2.48x | $17.73 Million | $7.16 Million | ▲ +85.8% |
| 2006 | 1.33x | $13.40 Million | $10.05 Million | ▼ -50.3% |
| 2005 | 2.69x | $29.74 Million | $11.07 Million | ▼ -72.8% |
| 2004 | 9.86x | $14.37 Million | $1.46 Million | — |