BankFinancial Corporation Financial Flexibility Index

Latest as of September 2025: 0.00x

BankFinancial Corporation financial flexibility index. BankFinancial Corporation (BFIN) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $-2.09 Million (operating CF $-2.60 Million minus capex $509.00K) represents 0% of total liabilities ($1.30 Billion). See cash generation quality of BankFinancial Corporation to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-2.09 Million
Operating CF − Capex

Total Liabilities

$1.30 Billion
USD

Capital Expenditures

$509.00K
USD

Financial Flexibility Index of BankFinancial Corporation (2004–2024)

Financial flexibility index of BankFinancial Corporation from 2004 to 2024. Historical Financial Flexibility Index trend for BankFinancial Corporation across 21 annual periods. Check BFIN cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.

BankFinancial Corporation Financial Flexibility Index by Year (2004–2024)

BankFinancial Corporation financial flexibility index by year from 2004 to 2024. Year-by-year free cash flow to debt coverage for BankFinancial Corporation. For the full cash flow conversion analysis, see BFIN cash flow metrics.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.01x $9.66 Million $7.56 Million $1.28 Billion ▼ -9.3%
2023 0.01x $11.10 Million $9.22 Million $1.33 Billion ▲ +5.5%
2022 0.01x $11.24 Million $9.29 Million $1.42 Billion ▲ +20.6%
2021 0.01x $10.10 Million $7.77 Million $1.54 Billion ▼ -40.0%
2020 0.01x $15.52 Million $13.52 Million $1.42 Billion ▼ -35.4%
2019 0.02x $22.17 Million $21.37 Million $1.31 Billion ▲ +5.9%
2018 0.02x $22.29 Million $20.68 Million $1.40 Billion ▼ -4.6%
2017 0.02x $23.86 Million $22.73 Million $1.43 Billion ▲ +20.4%
2016 0.01x $19.64 Million $18.94 Million $1.42 Billion ▲ +17.0%
2015 0.01x $15.42 Million $14.88 Million $1.30 Billion ▼ -22.1%
2014 0.02x $19.02 Million $17.84 Million $1.25 Billion ▲ +98.8%
2013 0.01x $9.79 Million $9.78 Million $1.28 Billion ▼ -48.2%
2012 0.01x $19.35 Million $17.01 Million $1.31 Billion ▼ -9.8%
2011 0.02x $22.35 Million $19.98 Million $1.36 Billion ▼ -19.3%
2010 0.02x $25.94 Million $24.88 Million $1.28 Billion ▲ +52.5%
2009 0.01x $17.36 Million $14.27 Million $1.30 Billion ▲ +18.9%
2008 0.01x $14.43 Million $11.42 Million $1.29 Billion ▼ -32.9%
2007 0.02x $19.85 Million $17.73 Million $1.19 Billion ▲ +47.6%
2006 0.01x $14.55 Million $13.40 Million $1.29 Billion ▼ -54.6%
2005 0.02x $32.04 Million $29.74 Million $1.29 Billion ▲ +108.8%
2004 0.01x $16.68 Million $14.37 Million $1.40 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities