BankFinancial Corporation (BFIN) — Defensive Interval Ratio
BankFinancial Corporation (BFIN) has a Defensive Interval Ratio of 158 days as of September 2025. Defensive assets of $542.02 Million (cash $-, short-term investments $537.50 Million, receivables $4.51 Million) cover 158 days of daily cash needs of $3.43 Million/day. Check BFIN goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
BankFinancial Corporation Defensive Interval Ratio (2003–2024)
This chart shows how BankFinancial Corporation's Defensive Interval Ratio has evolved across 22 annual periods from 2003 to 2024. As of September 2025, the ratio stands at 158 days, meaning defensive assets of $542.02 Million can fund 158 days of operations without new revenue. Also explore BFIN year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for BankFinancial Corporation (2003–2024)
The table below presents the year-by-year Defensive Interval Ratio for BankFinancial Corporation from 2003 to 2024, covering 22 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see BankFinancial Corporation (BFIN) total market value.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 91 days | $302.24 Million | $3.34 Million/day | $- | $295.83 Million | ▲ +44 days |
| 2023 | 47 days | $160.75 Million | $3.46 Million/day | $- | $153.20 Million | ▼ -3882 days |
| 2022 | 3929 days | $217.68 Million | $55.41K/day | $- | $210.34 Million | ▲ +3907 days |
| 2021 | 22 days | $90.34 Million | $4.15 Million/day | $- | $85.69 Million | ▲ +15 days |
| 2020 | 7 days | $27.77 Million | $3.88 Million/day | $- | $23.83 Million | ▼ -11 days |
| 2019 | 18 days | $64.76 Million | $3.57 Million/day | $- | $60.19 Million | ▼ -7 days |
| 2018 | 25 days | $93.13 Million | $3.74 Million/day | $- | $88.18 Million | ▼ -2 days |
| 2017 | 26 days | $98.00 Million | $3.71 Million/day | $- | $93.38 Million | ▼ -4 days |
| 2016 | 30 days | $111.59 Million | $3.71 Million/day | $- | $107.21 Million | ▼ -5 days |
| 2015 | 35 days | $118.98 Million | $3.35 Million/day | $- | $114.75 Million | ▼ -1 days |
| 2014 | 37 days | $125.10 Million | $3.39 Million/day | $- | $121.17 Million | ▲ +4 days |
| 2013 | 33 days | $114.84 Million | $3.47 Million/day | $- | $110.91 Million | ▲ +10 days |
| 2012 | 23 days | $81.98 Million | $3.56 Million/day | $- | $77.83 Million | ▼ -4 days |
| 2011 | 27 days | $100.21 Million | $3.70 Million/day | $- | $92.83 Million | ▼ -34 days |
| 2010 | 61 days | $209.85 Million | $3.41 Million/day | $- | $202.71 Million | ▲ +30 days |
| 2009 | 31 days | $105.68 Million | $3.41 Million/day | $- | $87.84 Million | ▼ -14 days |
| 2008 | 45 days | $133.01 Million | $2.96 Million/day | $- | $124.92 Million | ▲ +17 days |
| 2007 | 28 days | $84.14 Million | $3.04 Million/day | $- | $77.05 Million | ▼ -9 days |
| 2006 | 37 days | $125.72 Million | $3.41 Million/day | $- | $117.85 Million | ▼ -49 days |
| 2005 | 86 days | $254.84 Million | $2.98 Million/day | $- | $248.24 Million | ▲ +83 days |
| 2004 | 2 days | $6.85 Million | $3.09 Million/day | $- | $1.43 Million | ▲ +1 days |
| 2003 | 1 days | $2.27 Million | $2.94 Million/day | $- | $2.27 Million | — |