BankFinancial Corporation Working Capital to Net Assets Ratio
BankFinancial Corporation working capital to net assets ratio. BankFinancial Corporation (BFIN) has a Working Capital to Net Assets ratio of -391.1% as of September 2025. Working capital of $-615.48 Million (current assets of $636.60 Million minus current liabilities of $1.25 Billion) is measured against net assets of $157.35 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. Check BFIN intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of BankFinancial Corporation (2004–2024)
Working capital to net assets ratio of BankFinancial Corporation from 2004 to 2024. This chart shows how BankFinancial Corporation's Working Capital to Net Assets ratio has evolved across 21 annual periods from 2004 to 2024. As of September 2025, the ratio stands at -391.1%, reflecting working capital of $-615.48 Million against net assets of $157.35 Million USD. See defensive interval ratio of BankFinancial Corporation to measure how many days the company can operate on defensive assets alone.
BankFinancial Corporation Working Capital to Net Assets Ratio by Year (2004–2024)
BankFinancial Corporation working capital to net assets ratio by year from 2004 to 2024. The table below presents the year-by-year Working Capital to Net Assets ratio for BankFinancial Corporation from 2004 to 2024, covering 21 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see BankFinancial Corporation total assets.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | -509.2% | $-796.32 Million | $156.38 Million | $421.22 Million | $1.22 Billion | ▲ +65.4 pp |
| 2023 | -574.6% | $-892.88 Million | $155.38 Million | $368.74 Million | $1.26 Billion | ▼ -1378.1 pp |
| 2022 | 803.4% | $1.22 Billion | $151.67 Million | $1.24 Billion | $20.22 Million | ▲ +1389.7 pp |
| 2021 | -586.2% | $-923.13 Million | $157.47 Million | $592.50 Million | $1.52 Billion | ▼ -75.1 pp |
| 2020 | -511.2% | $-883.98 Million | $172.93 Million | $531.27 Million | $1.42 Billion | ▲ +90.0 pp |
| 2019 | -601.2% | $-1.05 Billion | $174.37 Million | $255.08 Million | $1.30 Billion | ▲ +26.8 pp |
| 2018 | -628.0% | $-1.18 Billion | $187.15 Million | $191.34 Million | $1.37 Billion | ▼ -56.3 pp |
| 2017 | -571.7% | $-1.13 Billion | $197.63 Million | $225.59 Million | $1.36 Billion | ▼ -12.6 pp |
| 2016 | -559.1% | $-1.14 Billion | $204.78 Million | $208.28 Million | $1.35 Billion | ▼ -66.6 pp |
| 2015 | -492.5% | $-1.05 Billion | $212.36 Million | $178.36 Million | $1.22 Billion | ▼ -5.2 pp |
| 2014 | -487.3% | $-1.05 Billion | $216.12 Million | $184.68 Million | $1.24 Billion | ▲ +140.6 pp |
| 2013 | -627.8% | $-1.10 Billion | $175.63 Million | $164.89 Million | $1.27 Billion | ▼ -39.2 pp |
| 2012 | -588.6% | $-1.02 Billion | $172.89 Million | $279.91 Million | $1.30 Billion | ▲ +20.5 pp |
| 2011 | -609.1% | $-1.22 Billion | $199.86 Million | $132.44 Million | $1.35 Billion | ▼ -208.9 pp |
| 2010 | -400.1% | $-1.01 Billion | $253.28 Million | $232.79 Million | $1.25 Billion | ▲ +21.6 pp |
| 2009 | -421.7% | $-1.11 Billion | $263.60 Million | $132.81 Million | $1.24 Billion | ▼ -31.2 pp |
| 2008 | -390.6% | $-1.04 Billion | $266.79 Million | $37.42 Million | $1.08 Billion | ▼ -21.6 pp |
| 2007 | -369.0% | $-1.07 Billion | $291.14 Million | $36.04 Million | $1.11 Billion | ▼ -10.6 pp |
| 2006 | -358.5% | $-1.17 Billion | $326.01 Million | $75.21 Million | $1.24 Billion | ▼ -41.6 pp |
| 2005 | -316.8% | $-1.04 Billion | $328.78 Million | $44.62 Million | $1.09 Billion | ▲ +833.3 pp |
| 2004 | -1150.2% | $-1.09 Billion | $94.89 Million | $34.72 Million | $1.13 Billion | — |