Bank of Marin Bancorp (BMRC) — Cash Flow Quality Index

Latest as of September 2025: 1.66x

Bank of Marin Bancorp (BMRC) has a Cash Flow Quality Index of 1.66x as of September 2025. Operating cash flow of $12.48 Million exceeds net income of $7.53 Million, indicating high earnings quality where cash backs reported profits. Explore Bank of Marin Bancorp long-term investment allocation to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.66x
Operating CF / Net Income

Operating Cash Flow

$12.48 Million
USD

Net Income

$7.53 Million
USD

Data as of

Sep 2025
Most recent filing

Bank of Marin Bancorp Cash Flow Quality Index (2000–2023)

Historical Cash Flow Quality Index for Bank of Marin Bancorp across 24 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check BMRC tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Bank of Marin Bancorp (2000–2023)

Year-by-year earnings quality comparison for Bank of Marin Bancorp. For live market cap and the full company financial profile, see market cap of Bank of Marin Bancorp.

Year Quality Index Operating CF (USD) Net Income YoY Change
2023 1.79x $35.66 Million $19.89 Million ▲ +51.1%
2022 1.19x $55.28 Million $46.59 Million ▼ -12.9%
2021 1.36x $45.25 Million $33.23 Million ▲ +0.8%
2020 1.35x $40.84 Million $30.24 Million ▲ +13.0%
2019 1.20x $40.93 Million $34.24 Million ▼ -7.4%
2018 1.29x $42.11 Million $32.62 Million ▼ -23.5%
2017 1.69x $26.95 Million $15.98 Million ▲ +53.3%
2016 1.10x $25.45 Million $23.13 Million ▼ -14.3%
2015 1.28x $23.68 Million $18.44 Million ▲ +34.6%
2014 0.95x $18.86 Million $19.77 Million ▼ -35.8%
2013 1.49x $21.20 Million $14.27 Million ▲ +27.2%
2012 1.17x $20.81 Million $17.82 Million ▼ -18.8%
2011 1.44x $22.38 Million $15.56 Million ▼ -16.8%
2010 1.73x $23.43 Million $13.55 Million ▲ +57.6%
2009 1.10x $14.00 Million $12.77 Million ▼ -38.0%
2008 1.77x $21.50 Million $12.15 Million ▲ +88.8%
2007 0.94x $11.55 Million $12.32 Million ▼ -18.7%
2006 1.15x $13.70 Million $11.88 Million ▼ -1.7%
2005 1.17x $13.77 Million $11.74 Million ▲ +6.3%
2004 1.10x $10.51 Million $9.52 Million ▲ +11.8%
2003 0.99x $7.38 Million $7.47 Million ▼ -37.3%
2002 1.57x $9.82 Million $6.24 Million ▲ +34.2%
2001 1.17x $6.04 Million $5.15 Million ▼ -8.5%
2000 1.28x $5.80 Million $4.52 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.