Bank of Marin Bancorp (BMRC) — Defensive Interval Ratio

Latest as of December 2025: 220 days

Bank of Marin Bancorp (BMRC) has a Defensive Interval Ratio of 220 days as of December 2025. Defensive assets of $2.09 Billion (cash $-, short-term investments $-, receivables $2.09 Billion) cover 220 days of daily cash needs of $9.50 Million/day. Check Bank of Marin Bancorp tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

220 days
Days of operational coverage

Defensive Assets

$2.09 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$9.50 Million
Current Liabilities ÷ 365

Current Liabilities

$3.47 Billion
USD

Bank of Marin Bancorp Defensive Interval Ratio (2000–2025)

This chart shows how Bank of Marin Bancorp's Defensive Interval Ratio has evolved across 26 annual periods from 2000 to 2025. As of December 2025, the ratio stands at 220 days, meaning defensive assets of $2.09 Billion can fund 220 days of operations without new revenue. Also explore net asset momentum of Bank of Marin Bancorp to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Bank of Marin Bancorp (2000–2025)

The table below presents the year-by-year Defensive Interval Ratio for Bank of Marin Bancorp from 2000 to 2025, covering 26 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Bank of Marin Bancorp market capitalisation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 220 days $2.09 Billion $9.50 Million/day $- $- ▲ +186 days
2024 34 days $300.03 Million $8.82 Million/day $- $135.73 Million ▲ +19 days
2023 15 days $135.30 Million $9.09 Million/day $- $100.00K ▲ +7 days
2022 8 days $81.07 Million $10.16 Million/day $- $1.24 Million ▼ -108 days
2021 116 days $1.22 Billion $10.52 Million/day $- $1.17 Billion ▲ +54 days
2020 62 days $428.83 Million $6.91 Million/day $- $392.35 Million ▼ -17 days
2019 79 days $507.97 Million $6.45 Million/day $- $432.26 Million ▼ -12 days
2018 91 days $544.53 Million $6.01 Million/day $- $468.66 Million ▼ -8753 days
2017 8843 days $405.09 Million $45.81K/day $- $332.47 Million ▼ -2162 days
2016 11005 days $441.54 Million $40.12K/day $- $372.58 Million ▲ +81 days
2015 10924 days $480.07 Million $43.95K/day $- $417.79 Million ▲ +4697 days
2014 6228 days $261.05 Million $41.92K/day $- $200.85 Million ▲ +6158 days
2013 69 days $303.78 Million $4.40 Million/day $- $244.00 Million ▲ +12 days
2012 57 days $197.31 Million $3.47 Million/day $- $153.96 Million ▲ +4 days
2011 53 days $177.77 Million $3.34 Million/day $- $135.10 Million ▲ +33 days
2010 21 days $58.35 Million $2.81 Million/day $- $19.51 Million ▲ +1 days
2009 20 days $54.62 Million $2.76 Million/day $- $15.00 Million ▼ -34 days
2008 54 days $135.75 Million $2.52 Million/day $- $103.51 Million ▲ +19 days
2007 35 days $79.84 Million $2.30 Million/day $- $47.50 Million ▲ +21 days
2006 14 days $29.72 Million $2.14 Million/day $- $1.50 Million ▲ +2 days
2005 12 days $24.93 Million $2.07 Million/day $- $- ▲ +1 days
2004 11 days $20.85 Million $1.83 Million/day $- $- ▼ -10 days
2003 21 days $33.92 Million $1.61 Million/day $- $16.90 Million ▼ -6 days
2002 27 days $36.05 Million $1.35 Million/day $- $29.50 Million ▲ +6 days
2001 21 days $23.38 Million $1.14 Million/day $- $17.30 Million ▲ +13 days
2000 8 days $7.52 Million $936.19K/day $- $2.00 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)