Bank of Marin Bancorp (BMRC) — Defensive Interval Ratio
Bank of Marin Bancorp (BMRC) has a Defensive Interval Ratio of 220 days as of December 2025. Defensive assets of $2.09 Billion (cash $-, short-term investments $-, receivables $2.09 Billion) cover 220 days of daily cash needs of $9.50 Million/day. See BMRC working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Bank of Marin Bancorp Defensive Interval Ratio (2000–2025)
This chart shows how Bank of Marin Bancorp's Defensive Interval Ratio has evolved across 26 annual periods from 2000 to 2025. As of December 2025, the ratio stands at 220 days, meaning defensive assets of $2.09 Billion can fund 220 days of operations without new revenue. See how leveraged is Bank of Marin Bancorp's balance sheet to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Bank of Marin Bancorp (2000–2025)
The table below presents the year-by-year Defensive Interval Ratio for Bank of Marin Bancorp from 2000 to 2025, covering 26 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see BMRC company net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 220 days | $2.09 Billion | $9.50 Million/day | $- | $- | ▲ +186 days |
| 2024 | 34 days | $300.03 Million | $8.82 Million/day | $- | $135.73 Million | ▲ +19 days |
| 2023 | 15 days | $135.30 Million | $9.09 Million/day | $- | $100.00K | ▲ +7 days |
| 2022 | 8 days | $81.07 Million | $10.16 Million/day | $- | $1.24 Million | ▼ -108 days |
| 2021 | 116 days | $1.22 Billion | $10.52 Million/day | $- | $1.17 Billion | ▲ +54 days |
| 2020 | 62 days | $428.83 Million | $6.91 Million/day | $- | $392.35 Million | ▼ -17 days |
| 2019 | 79 days | $507.97 Million | $6.45 Million/day | $- | $432.26 Million | ▼ -12 days |
| 2018 | 91 days | $544.53 Million | $6.01 Million/day | $- | $468.66 Million | ▼ -8753 days |
| 2017 | 8843 days | $405.09 Million | $45.81K/day | $- | $332.47 Million | ▼ -2162 days |
| 2016 | 11005 days | $441.54 Million | $40.12K/day | $- | $372.58 Million | ▲ +81 days |
| 2015 | 10924 days | $480.07 Million | $43.95K/day | $- | $417.79 Million | ▲ +4697 days |
| 2014 | 6228 days | $261.05 Million | $41.92K/day | $- | $200.85 Million | ▲ +6158 days |
| 2013 | 69 days | $303.78 Million | $4.40 Million/day | $- | $244.00 Million | ▲ +12 days |
| 2012 | 57 days | $197.31 Million | $3.47 Million/day | $- | $153.96 Million | ▲ +4 days |
| 2011 | 53 days | $177.77 Million | $3.34 Million/day | $- | $135.10 Million | ▲ +33 days |
| 2010 | 21 days | $58.35 Million | $2.81 Million/day | $- | $19.51 Million | ▲ +1 days |
| 2009 | 20 days | $54.62 Million | $2.76 Million/day | $- | $15.00 Million | ▼ -34 days |
| 2008 | 54 days | $135.75 Million | $2.52 Million/day | $- | $103.51 Million | ▲ +19 days |
| 2007 | 35 days | $79.84 Million | $2.30 Million/day | $- | $47.50 Million | ▲ +21 days |
| 2006 | 14 days | $29.72 Million | $2.14 Million/day | $- | $1.50 Million | ▲ +2 days |
| 2005 | 12 days | $24.93 Million | $2.07 Million/day | $- | $- | ▲ +1 days |
| 2004 | 11 days | $20.85 Million | $1.83 Million/day | $- | $- | ▼ -10 days |
| 2003 | 21 days | $33.92 Million | $1.61 Million/day | $- | $16.90 Million | ▼ -6 days |
| 2002 | 27 days | $36.05 Million | $1.35 Million/day | $- | $29.50 Million | ▲ +6 days |
| 2001 | 21 days | $23.38 Million | $1.14 Million/day | $- | $17.30 Million | ▲ +13 days |
| 2000 | 8 days | $7.52 Million | $936.19K/day | $- | $2.00 Million | — |