Bogota Financial Corp (BSBK) — Cash Flow Quality Index

Latest as of September 2025: 0.64x

Bogota Financial Corp (BSBK) has a Cash Flow Quality Index of 0.64x as of September 2025. Operating cash flow of $292.49K is below net income of $454.62K, suggesting accrual-heavy earnings not yet converted to cash. Explore BSBK cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

0.64x
Operating CF / Net Income

Operating Cash Flow

$292.49K
USD

Net Income

$454.62K
USD

Data as of

Sep 2025
Most recent filing

Bogota Financial Corp Cash Flow Quality Index (2017–2023)

Historical Cash Flow Quality Index for Bogota Financial Corp across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see BSBK cash flow metrics.

Annual Cash Flow Quality Index for Bogota Financial Corp (2017–2023)

Year-by-year earnings quality comparison for Bogota Financial Corp.

Year Quality Index Operating CF (USD) Net Income YoY Change
2023 2.24x $1.44 Million $642.53K ▲ +41.7%
2022 1.58x $10.86 Million $6.88 Million ▲ +99.1%
2021 0.79x $5.96 Million $7.52 Million ▼ -71.8%
2020 2.81x $5.80 Million $2.07 Million ▲ +164.7%
2019 1.06x $2.57 Million $2.43 Million ▲ +4.9%
2018 1.01x $4.18 Million $4.14 Million ▼ -31.3%
2017 1.47x $5.74 Million $3.90 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.