Bogota Financial Corp (BSBK) — Defensive Interval Ratio
Bogota Financial Corp (BSBK) has a Defensive Interval Ratio of 63 days as of September 2025. Defensive assets of $118.30 Million (cash $-, short-term investments $113.99 Million, receivables $4.31 Million) cover 63 days of daily cash needs of $1.87 Million/day. Check BSBK intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Bogota Financial Corp Defensive Interval Ratio (2017–2024)
This chart shows how Bogota Financial Corp's Defensive Interval Ratio has evolved across 8 annual periods from 2017 to 2024. As of September 2025, the ratio stands at 63 days, meaning defensive assets of $118.30 Million can fund 63 days of operations without new revenue. Also explore BSBK year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Bogota Financial Corp (2017–2024)
The table below presents the year-by-year Defensive Interval Ratio for Bogota Financial Corp from 2017 to 2024, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of Bogota Financial Corp.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 56 days | $103.41 Million | $1.84 Million/day | $- | $99.18 Million | ▲ +24 days |
| 2023 | 32 days | $58.41 Million | $1.82 Million/day | $- | $54.48 Million | ▼ -11 days |
| 2022 | 43 days | $89.07 Million | $2.08 Million/day | $- | $85.10 Million | ▲ +16 days |
| 2021 | 27 days | $44.55 Million | $1.65 Million/day | $- | $41.84 Million | ▲ +16 days |
| 2020 | 11 days | $14.73 Million | $1.38 Million/day | $- | $11.87 Million | ▼ -1 days |
| 2019 | 12 days | $15.77 Million | $1.36 Million/day | $- | $13.75 Million | ▲ +0 days |
| 2018 | 11 days | $15.55 Million | $1.40 Million/day | $- | $13.60 Million | ▲ +1 days |
| 2017 | 10 days | $13.53 Million | $1.31 Million/day | $- | $11.80 Million | — |