Camden National Corporation (CAC) — Cash Flow Quality Index
Camden National Corporation (CAC) has a Cash Flow Quality Index of 0.91x as of March 2026. Operating cash flow of $20.01 Million is below net income of $21.88 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore debt repayment capacity of Camden National Corporation to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Camden National Corporation Cash Flow Quality Index (1996–2025)
Historical Cash Flow Quality Index for Camden National Corporation across 30 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Camden National Corporation (CAC) cash conversion ratio.
Annual Cash Flow Quality Index for Camden National Corporation (1996–2025)
Year-by-year earnings quality comparison for Camden National Corporation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.98x | $63.91 Million | $65.16 Million | ▼ -14.7% |
| 2024 | 1.15x | $60.93 Million | $53.00 Million | ▼ -26.1% |
| 2023 | 1.56x | $67.51 Million | $43.38 Million | ▼ -9.1% |
| 2022 | 1.71x | $105.18 Million | $61.44 Million | ▼ -17.2% |
| 2021 | 2.07x | $142.72 Million | $69.01 Million | ▲ +574.8% |
| 2020 | 0.31x | $18.23 Million | $59.49 Million | ▼ -46.7% |
| 2019 | 0.57x | $32.87 Million | $57.20 Million | ▼ -52.6% |
| 2018 | 1.21x | $64.33 Million | $53.07 Million | ▼ -40.8% |
| 2017 | 2.05x | $58.33 Million | $28.48 Million | ▲ +42.9% |
| 2016 | 1.43x | $57.42 Million | $40.07 Million | ▲ +88.6% |
| 2015 | 0.76x | $15.92 Million | $20.95 Million | ▼ -37.5% |
| 2014 | 1.22x | $29.89 Million | $24.57 Million | ▼ -6.8% |
| 2013 | 1.31x | $29.73 Million | $22.78 Million | ▼ -27.8% |
| 2012 | 1.81x | $42.33 Million | $23.43 Million | ▲ +41.5% |
| 2011 | 1.28x | $33.42 Million | $26.18 Million | ▼ -11.7% |
| 2010 | 1.45x | $35.80 Million | $24.77 Million | ▲ +45.2% |
| 2009 | 1.00x | $22.67 Million | $22.77 Million | ▼ -39.7% |
| 2008 | 1.65x | $25.30 Million | $15.34 Million | ▲ +49.0% |
| 2007 | 1.11x | $22.46 Million | $20.28 Million | ▲ +1.5% |
| 2006 | 1.09x | $22.11 Million | $20.28 Million | ▼ -1.3% |
| 2005 | 1.11x | $23.63 Million | $21.38 Million | ▲ +4.2% |
| 2004 | 1.06x | $20.68 Million | $19.49 Million | ▼ -5.4% |
| 2003 | 1.12x | $21.23 Million | $18.93 Million | ▼ -12.2% |
| 2002 | 1.28x | $21.79 Million | $17.05 Million | ▼ -46.3% |
| 2001 | 2.38x | $36.70 Million | $15.42 Million | ▲ +284.5% |
| 2000 | 0.62x | $8.58 Million | $13.86 Million | ▼ -65.9% |
| 1999 | 1.82x | $18.52 Million | $10.20 Million | ▲ +232.1% |
| 1998 | -1.37x | $-15.81 Million | $11.50 Million | ▼ -362.7% |
| 1997 | 0.52x | $5.60 Million | $10.70 Million | ▼ -57.4% |
| 1996 | 1.23x | $10.06 Million | $8.20 Million | — |