CF Bankshares Inc (CFBK) — Cash Flow Quality Index
CF Bankshares Inc (CFBK) has a Cash Flow Quality Index of 0.53x as of December 2025. Operating cash flow of $3.05 Million is below net income of $5.74 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore CFBK long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
CF Bankshares Inc Cash Flow Quality Index (1998–2025)
Historical Cash Flow Quality Index for CF Bankshares Inc across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check CFBK tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for CF Bankshares Inc (1998–2025)
Year-by-year earnings quality comparison for CF Bankshares Inc. For live market cap and the full company financial profile, see CFBK market cap.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.07x | $18.69 Million | $17.54 Million | ▲ +0.5% |
| 2024 | 1.06x | $14.19 Million | $13.39 Million | ▼ -0.6% |
| 2023 | 1.07x | $18.05 Million | $16.94 Million | ▼ -51.3% |
| 2022 | 2.19x | $39.76 Million | $18.16 Million | ▼ -84.1% |
| 2021 | 13.73x | $253.30 Million | $18.45 Million | ▲ +429.2% |
| 2020 | -4.17x | $-123.47 Million | $29.61 Million | ▲ +61.3% |
| 2019 | -10.78x | $-103.54 Million | $9.60 Million | ▼ -290.2% |
| 2018 | -2.76x | $-11.81 Million | $4.27 Million | ▼ -194.2% |
| 2017 | 2.94x | $3.95 Million | $1.35 Million | ▲ +166.5% |
| 2016 | 1.10x | $1.79 Million | $1.63 Million | ▼ -3.4% |
| 2015 | 1.14x | $5.10 Million | $4.48 Million | ▼ -48.3% |
| 2014 | 2.20x | $1.05 Million | $479.00K | ▼ -16.5% |
| 2008 | 2.64x | $1.91 Million | $723.00K | ▼ -79.9% |
| 2002 | 13.10x | $8.83 Million | $674.00K | ▲ +207.3% |
| 2001 | -12.21x | $-7.30 Million | $598.00K | ▼ -403.7% |
| 2000 | 4.02x | $1.11 Million | $276.00K | ▲ +0.5% |
| 1998 | 4.00x | $800.00K | $200.00K | — |