CF Bankshares Inc (CFBK) — Cash Flow Quality Index

Latest as of March 2026: 0.94x

CF Bankshares Inc (CFBK) has a Cash Flow Quality Index of 0.94x as of March 2026. Operating cash flow of $4.73 Million is below net income of $5.02 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore CF Bankshares Inc operating cash flow efficiency to assess how effectively this company generates cash.

Cash Flow Quality Index

0.94x
Operating CF / Net Income

Operating Cash Flow

$4.73 Million
USD

Net Income

$5.02 Million
USD

Data as of

Mar 2026
Most recent filing

CF Bankshares Inc Cash Flow Quality Index (1998–2025)

Historical Cash Flow Quality Index for CF Bankshares Inc across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check CFBK total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for CF Bankshares Inc (1998–2025)

Year-by-year earnings quality comparison for CF Bankshares Inc. For live market cap and the full company financial profile, see how much is CF Bankshares Inc worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.07x $18.69 Million $17.54 Million ▲ +0.5%
2024 1.06x $14.19 Million $13.39 Million ▼ -0.6%
2023 1.07x $18.05 Million $16.94 Million ▼ -51.3%
2022 2.19x $39.76 Million $18.16 Million ▼ -84.1%
2021 13.73x $253.30 Million $18.45 Million ▲ +429.2%
2020 -4.17x $-123.47 Million $29.61 Million ▲ +61.3%
2019 -10.78x $-103.54 Million $9.60 Million ▼ -290.2%
2018 -2.76x $-11.81 Million $4.27 Million ▼ -194.2%
2017 2.94x $3.95 Million $1.35 Million ▲ +166.5%
2016 1.10x $1.79 Million $1.63 Million ▼ -3.4%
2015 1.14x $5.10 Million $4.48 Million ▼ -48.3%
2014 2.20x $1.05 Million $479.00K ▼ -16.5%
2008 2.64x $1.91 Million $723.00K ▼ -79.9%
2002 13.10x $8.83 Million $674.00K ▲ +207.3%
2001 -12.21x $-7.30 Million $598.00K ▼ -403.7%
2000 4.02x $1.11 Million $276.00K ▲ +0.5%
1998 4.00x $800.00K $200.00K
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.