CF Bankshares Inc (CFBK) — Cash Flow Quality Index
CF Bankshares Inc (CFBK) has a Cash Flow Quality Index of 0.86x as of June 2026. Operating cash flow of $5.08 Million is below net income of $5.91 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore cash flow to debt ratio of CF Bankshares Inc to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
CF Bankshares Inc Cash Flow Quality Index (1998–2025)
Historical Cash Flow Quality Index for CF Bankshares Inc across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash efficiency ratio of CF Bankshares Inc.
Annual Cash Flow Quality Index for CF Bankshares Inc (1998–2025)
Year-by-year earnings quality comparison for CF Bankshares Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.07x | $18.69 Million | $17.54 Million | ▲ +0.5% |
| 2024 | 1.06x | $14.19 Million | $13.39 Million | ▼ -0.6% |
| 2023 | 1.07x | $18.05 Million | $16.94 Million | ▼ -51.3% |
| 2022 | 2.19x | $39.76 Million | $18.16 Million | ▼ -84.1% |
| 2021 | 13.73x | $253.30 Million | $18.45 Million | ▲ +429.2% |
| 2020 | -4.17x | $-123.47 Million | $29.61 Million | ▲ +61.3% |
| 2019 | -10.78x | $-103.54 Million | $9.60 Million | ▼ -290.2% |
| 2018 | -2.76x | $-11.81 Million | $4.27 Million | ▼ -194.2% |
| 2017 | 2.94x | $3.95 Million | $1.35 Million | ▲ +166.5% |
| 2016 | 1.10x | $1.79 Million | $1.63 Million | ▼ -3.4% |
| 2015 | 1.14x | $5.10 Million | $4.48 Million | ▼ -48.3% |
| 2014 | 2.20x | $1.05 Million | $479.00K | ▼ -16.5% |
| 2008 | 2.64x | $1.91 Million | $723.00K | ▼ -79.9% |
| 2002 | 13.10x | $8.83 Million | $674.00K | ▲ +207.3% |
| 2001 | -12.21x | $-7.30 Million | $598.00K | ▼ -403.7% |
| 2000 | 4.02x | $1.11 Million | $276.00K | ▲ +0.5% |
| 1998 | 4.00x | $800.00K | $200.00K | — |