CF Bankshares Inc Cash Flow Quality Index
CF Bankshares Inc cash flow quality index. CF Bankshares Inc (CFBK) has a Cash Flow Quality Index of 0.86x as of June 2026. Operating cash flow of $5.08 Million is below net income of $5.91 Million, suggesting accrual-heavy earnings not yet converted to cash. See CF Bankshares Inc leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of CF Bankshares Inc (1998–2025)
Cash flow quality index of CF Bankshares Inc from 1998 to 2025. Historical Cash Flow Quality Index for CF Bankshares Inc across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore CFBK debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
CF Bankshares Inc Cash Flow Quality Index by Year (1998–2025)
CF Bankshares Inc cash flow quality index by year from 1998 to 2025. Year-by-year earnings quality comparison for CF Bankshares Inc. For the full cash flow conversion analysis, see CF Bankshares Inc (CFBK) cash conversion ratio.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.07x | $18.69 Million | $17.54 Million | ▲ +0.5% |
| 2024 | 1.06x | $14.19 Million | $13.39 Million | ▼ -0.6% |
| 2023 | 1.07x | $18.05 Million | $16.94 Million | ▼ -51.3% |
| 2022 | 2.19x | $39.76 Million | $18.16 Million | ▼ -84.1% |
| 2021 | 13.73x | $253.30 Million | $18.45 Million | ▲ +429.2% |
| 2020 | -4.17x | $-123.47 Million | $29.61 Million | ▲ +61.3% |
| 2019 | -10.78x | $-103.54 Million | $9.60 Million | ▼ -290.2% |
| 2018 | -2.76x | $-11.81 Million | $4.27 Million | ▼ -194.2% |
| 2017 | 2.94x | $3.95 Million | $1.35 Million | ▲ +166.5% |
| 2016 | 1.10x | $1.79 Million | $1.63 Million | ▼ -3.4% |
| 2015 | 1.14x | $5.10 Million | $4.48 Million | ▼ -48.3% |
| 2014 | 2.20x | $1.05 Million | $479.00K | ▼ -16.5% |
| 2008 | 2.64x | $1.91 Million | $723.00K | ▼ -79.9% |
| 2002 | 13.10x | $8.83 Million | $674.00K | ▲ +207.3% |
| 2001 | -12.21x | $-7.30 Million | $598.00K | ▼ -403.7% |
| 2000 | 4.02x | $1.11 Million | $276.00K | ▲ +0.5% |
| 1998 | 4.00x | $800.00K | $200.00K | — |