CF Bankshares Inc (CFBK) — Defensive Interval Ratio
CF Bankshares Inc (CFBK) has a Defensive Interval Ratio of 13 days as of March 2026. Defensive assets of $67.07 Million (cash $-, short-term investments $17.50 Million, receivables $49.58 Million) cover 13 days of daily cash needs of $5.24 Million/day. See CF Bankshares Inc short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
CF Bankshares Inc Defensive Interval Ratio (1998–2025)
This chart shows how CF Bankshares Inc's Defensive Interval Ratio has evolved across 28 annual periods from 1998 to 2025. As of March 2026, the ratio stands at 13 days, meaning defensive assets of $67.07 Million can fund 13 days of operations without new revenue. See how leveraged is CF Bankshares Inc's balance sheet to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for CF Bankshares Inc (1998–2025)
The table below presents the year-by-year Defensive Interval Ratio for CF Bankshares Inc from 1998 to 2025, covering 28 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see CFBK market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 564 days | $26.15 Million | $46.35K/day | $- | $17.50 Million | ▲ +561 days |
| 2024 | 3 days | $16.36 Million | $4.81 Million/day | $- | $8.68 Million | ▼ -1 days |
| 2023 | 5 days | $21.59 Million | $4.78 Million/day | $- | $8.09 Million | ▼ -3 days |
| 2022 | 7 days | $31.21 Million | $4.25 Million/day | $- | $10.44 Million | ▼ -5 days |
| 2021 | 12 days | $40.91 Million | $3.45 Million/day | $- | $16.35 Million | ▼ -2 days |
| 2020 | 14 days | $43.34 Million | $3.11 Million/day | $- | $8.70 Million | ▲ +4 days |
| 2019 | 10 days | $20.43 Million | $2.06 Million/day | $- | $8.17 Million | ▼ -1 days |
| 2018 | 11 days | $16.97 Million | $1.60 Million/day | $- | $10.11 Million | ▼ -4 days |
| 2017 | 14 days | $16.47 Million | $1.16 Million/day | $- | $11.77 Million | ▼ -4 days |
| 2016 | 18 days | $18.63 Million | $1.03 Million/day | $- | $14.06 Million | ▼ -1 days |
| 2015 | 19 days | $15.46 Million | $801.84K/day | $- | $9.37 Million | ▼ -1 days |
| 2014 | 20 days | $14.28 Million | $715.13K/day | $- | $10.45 Million | ▼ -2 days |
| 2013 | 22 days | $12.52 Million | $577.06K/day | $- | $9.67 Million | ▼ -20 days |
| 2012 | 42 days | $20.09 Million | $482.18K/day | $- | $17.64 Million | ▲ +7 days |
| 2011 | 34 days | $20.75 Million | $602.52K/day | $- | $18.52 Million | ▲ +31 days |
| 2010 | 3 days | $2.11 Million | $622.96K/day | $- | $- | ▼ -1 days |
| 2009 | 4 days | $2.53 Million | $583.98K/day | $- | $- | ▼ -1 days |
| 2008 | 5 days | $2.89 Million | $592.28K/day | $- | $- | ▼ 0 days |
| 2007 | 5 days | $2.67 Million | $540.94K/day | $- | $- | ▲ +1 days |
| 2006 | 4 days | $1.79 Million | $463.37K/day | $- | $- | ▼ -5 days |
| 2005 | 9 days | $3.62 Million | $415.54K/day | $- | $- | ▲ +1 days |
| 2004 | 8 days | $2.92 Million | $360.28K/day | $- | $- | ▼ -2 days |
| 2003 | 10 days | $2.07 Million | $203.54K/day | $- | $1.59 Million | ▼ -24 days |
| 2002 | 34 days | $7.61 Million | $222.16K/day | $- | $7.21 Million | ▲ +1 days |
| 2001 | 33 days | $7.54 Million | $225.68K/day | $- | $7.01 Million | ▲ +8 days |
| 2000 | 26 days | $8.11 Million | $315.52K/day | $- | $7.00 Million | ▲ +21 days |
| 1999 | 5 days | $1.00 Million | $208.22K/day | $- | $- | ▲ +2 days |
| 1998 | 3 days | $600.00K | $232.33K/day | $- | $- | — |