CF Bankshares Inc (CFBK) — Defensive Interval Ratio

Latest as of December 2025: 564 days

CF Bankshares Inc (CFBK) has a Defensive Interval Ratio of 564 days as of December 2025. Defensive assets of $26.15 Million (cash $-, short-term investments $17.50 Million, receivables $8.65 Million) cover 564 days of daily cash needs of $46.35K/day. Check CF Bankshares Inc (CFBK) tangible equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

564 days
Days of operational coverage

Defensive Assets

$26.15 Million
Cash + ST Investments + Receivables

Daily Cash Need

$46.35K
Current Liabilities ÷ 365

Current Liabilities

$16.92 Million
USD

CF Bankshares Inc Defensive Interval Ratio (1998–2025)

This chart shows how CF Bankshares Inc's Defensive Interval Ratio has evolved across 28 annual periods from 1998 to 2025. As of December 2025, the ratio stands at 564 days, meaning defensive assets of $26.15 Million can fund 564 days of operations without new revenue. Also explore CFBK net assets growth trend to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for CF Bankshares Inc (1998–2025)

The table below presents the year-by-year Defensive Interval Ratio for CF Bankshares Inc from 1998 to 2025, covering 28 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see CF Bankshares Inc market cap and net worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 564 days $26.15 Million $46.35K/day $- $17.50 Million ▲ +561 days
2024 3 days $16.36 Million $4.81 Million/day $- $8.68 Million ▼ -1 days
2023 5 days $21.59 Million $4.78 Million/day $- $8.09 Million ▼ -3 days
2022 7 days $31.21 Million $4.25 Million/day $- $10.44 Million ▼ -5 days
2021 12 days $40.91 Million $3.45 Million/day $- $16.35 Million ▼ -2 days
2020 14 days $43.34 Million $3.11 Million/day $- $8.70 Million ▲ +4 days
2019 10 days $20.43 Million $2.06 Million/day $- $8.17 Million ▼ -1 days
2018 11 days $16.97 Million $1.60 Million/day $- $10.11 Million ▼ -4 days
2017 14 days $16.47 Million $1.16 Million/day $- $11.77 Million ▼ -4 days
2016 18 days $18.63 Million $1.03 Million/day $- $14.06 Million ▼ -1 days
2015 19 days $15.46 Million $801.84K/day $- $9.37 Million ▼ -1 days
2014 20 days $14.28 Million $715.13K/day $- $10.45 Million ▼ -2 days
2013 22 days $12.52 Million $577.06K/day $- $9.67 Million ▼ -20 days
2012 42 days $20.09 Million $482.18K/day $- $17.64 Million ▲ +7 days
2011 34 days $20.75 Million $602.52K/day $- $18.52 Million ▲ +31 days
2010 3 days $2.11 Million $622.96K/day $- $- ▼ -1 days
2009 4 days $2.53 Million $583.98K/day $- $- ▼ -1 days
2008 5 days $2.89 Million $592.28K/day $- $- ▼ 0 days
2007 5 days $2.67 Million $540.94K/day $- $- ▲ +1 days
2006 4 days $1.79 Million $463.37K/day $- $- ▼ -5 days
2005 9 days $3.62 Million $415.54K/day $- $- ▲ +1 days
2004 8 days $2.92 Million $360.28K/day $- $- ▼ -2 days
2003 10 days $2.07 Million $203.54K/day $- $1.59 Million ▼ -24 days
2002 34 days $7.61 Million $222.16K/day $- $7.21 Million ▲ +1 days
2001 33 days $7.54 Million $225.68K/day $- $7.01 Million ▲ +8 days
2000 26 days $8.11 Million $315.52K/day $- $7.00 Million ▲ +21 days
1999 5 days $1.00 Million $208.22K/day $- $- ▲ +2 days
1998 3 days $600.00K $232.33K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)