CF Bankshares Inc (CFBK) — Defensive Interval Ratio
CF Bankshares Inc (CFBK) has a Defensive Interval Ratio of 557 days as of June 2026. Defensive assets of $25.16 Million (cash $-, short-term investments $17.22 Million, receivables $7.93 Million) cover 557 days of daily cash needs of $45.15K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
CF Bankshares Inc Defensive Interval Ratio (1998–2025)
This chart shows how CF Bankshares Inc's Defensive Interval Ratio has evolved across 28 annual periods from 1998 to 2025. As of June 2026, the ratio stands at 557 days, meaning defensive assets of $25.16 Million can fund 557 days of operations without new revenue. For the complete balance sheet picture, see balance sheet size of CF Bankshares Inc.
Annual Defensive Interval Ratio for CF Bankshares Inc (1998–2025)
The table below presents the year-by-year Defensive Interval Ratio for CF Bankshares Inc from 1998 to 2025, covering 28 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See working capital position of CF Bankshares Inc to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 564 days | $26.15 Million | $46.35K/day | $- | $17.50 Million | ▲ +561 days |
| 2024 | 3 days | $16.36 Million | $4.81 Million/day | $- | $8.68 Million | ▼ -1 days |
| 2023 | 5 days | $21.59 Million | $4.78 Million/day | $- | $8.09 Million | ▼ -3 days |
| 2022 | 7 days | $31.21 Million | $4.25 Million/day | $- | $10.44 Million | ▼ -5 days |
| 2021 | 12 days | $40.91 Million | $3.45 Million/day | $- | $16.35 Million | ▼ -2 days |
| 2020 | 14 days | $43.34 Million | $3.11 Million/day | $- | $8.70 Million | ▲ +4 days |
| 2019 | 10 days | $20.43 Million | $2.06 Million/day | $- | $8.17 Million | ▼ -1 days |
| 2018 | 11 days | $16.97 Million | $1.60 Million/day | $- | $10.11 Million | ▼ -4 days |
| 2017 | 14 days | $16.47 Million | $1.16 Million/day | $- | $11.77 Million | ▼ -4 days |
| 2016 | 18 days | $18.63 Million | $1.03 Million/day | $- | $14.06 Million | ▼ -1 days |
| 2015 | 19 days | $15.46 Million | $801.84K/day | $- | $9.37 Million | ▼ -1 days |
| 2014 | 20 days | $14.28 Million | $715.13K/day | $- | $10.45 Million | ▼ -2 days |
| 2013 | 22 days | $12.52 Million | $577.06K/day | $- | $9.67 Million | ▼ -20 days |
| 2012 | 42 days | $20.09 Million | $482.18K/day | $- | $17.64 Million | ▲ +7 days |
| 2011 | 34 days | $20.75 Million | $602.52K/day | $- | $18.52 Million | ▲ +31 days |
| 2010 | 3 days | $2.11 Million | $622.96K/day | $- | $- | ▼ -1 days |
| 2009 | 4 days | $2.53 Million | $583.98K/day | $- | $- | ▼ -1 days |
| 2008 | 5 days | $2.89 Million | $592.28K/day | $- | $- | ▼ 0 days |
| 2007 | 5 days | $2.67 Million | $540.94K/day | $- | $- | ▲ +1 days |
| 2006 | 4 days | $1.79 Million | $463.37K/day | $- | $- | ▼ -5 days |
| 2005 | 9 days | $3.62 Million | $415.54K/day | $- | $- | ▲ +1 days |
| 2004 | 8 days | $2.92 Million | $360.28K/day | $- | $- | ▼ -2 days |
| 2003 | 10 days | $2.07 Million | $203.54K/day | $- | $1.59 Million | ▼ -24 days |
| 2002 | 34 days | $7.61 Million | $222.16K/day | $- | $7.21 Million | ▲ +1 days |
| 2001 | 33 days | $7.54 Million | $225.68K/day | $- | $7.01 Million | ▲ +8 days |
| 2000 | 26 days | $8.11 Million | $315.52K/day | $- | $7.00 Million | ▲ +21 days |
| 1999 | 5 days | $1.00 Million | $208.22K/day | $- | $- | ▲ +2 days |
| 1998 | 3 days | $600.00K | $232.33K/day | $- | $- | — |