CF Bankshares Inc (CFBK) — Financial Flexibility Index

Latest as of March 2026: 0.00x

CF Bankshares Inc (CFBK) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $4.84 Million (operating CF $4.73 Million minus capex $109.00K) represents 0% of total liabilities ($1.96 Billion). Check strategic asset allocation of CF Bankshares Inc to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$4.84 Million
Operating CF − Capex

Total Liabilities

$1.96 Billion
USD

Capital Expenditures

$109.00K
USD

CF Bankshares Inc Financial Flexibility Index (1998–2025)

Historical Financial Flexibility Index trend for CF Bankshares Inc across 27 annual periods. See how liquid is CF Bankshares Inc's working capital to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for CF Bankshares Inc (1998–2025)

Year-by-year free cash flow to debt coverage for CF Bankshares Inc. For the full company profile including market capitalisation, see CFBK stock market capitalisation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.01x $19.18 Million $18.69 Million $1.93 Billion ▲ +30.2%
2024 0.01x $14.46 Million $14.19 Million $1.90 Billion ▼ -22.5%
2023 0.01x $18.71 Million $18.05 Million $1.90 Billion ▼ -59.4%
2022 0.02x $40.67 Million $39.76 Million $1.68 Billion ▼ -87.1%
2021 0.19x $256.26 Million $253.30 Million $1.37 Billion ▲ +307.7%
2020 -0.09x $-123.08 Million $-123.47 Million $1.37 Billion ▲ +30.1%
2019 -0.13x $-103.09 Million $-103.54 Million $799.88 Million ▼ -613.0%
2018 -0.02x $-11.20 Million $-11.81 Million $619.47 Million ▼ -287.1%
2017 0.01x $4.26 Million $3.95 Million $441.16 Million ▲ +108.5%
2016 0.00x $1.84 Million $1.79 Million $396.82 Million ▼ -71.8%
2015 0.02x $5.15 Million $5.10 Million $312.98 Million ▲ +204.9%
2014 0.01x $1.52 Million $1.05 Million $281.08 Million ▲ +133.1%
2013 -0.02x $-3.79 Million $-4.13 Million $232.88 Million ▼ -233.0%
2012 0.00x $-936.00K $-960.00K $191.39 Million ▼ -314.3%
2011 0.00x $550.00K $481.00K $240.98 Million ▼ -80.9%
2010 0.01x $3.10 Million $3.05 Million $259.24 Million ▲ +220.6%
2009 -0.01x $-2.49 Million $-2.53 Million $250.51 Million ▼ -214.6%
2008 0.01x $2.12 Million $1.91 Million $244.71 Million ▼ -61.9%
2007 0.02x $5.69 Million $3.42 Million $250.21 Million ▲ +59.9%
2006 0.01x $2.91 Million $1.24 Million $204.90 Million ▲ +407.7%
2005 0.00x $-725.00K $-1.39 Million $156.94 Million ▼ -39.1%
2004 0.00x $-503.00K $-1.53 Million $151.50 Million ▲ +86.0%
2003 -0.02x $-2.07 Million $-3.40 Million $87.16 Million ▼ -124.7%
2002 0.10x $8.93 Million $8.83 Million $92.94 Million ▲ +235.4%
2001 -0.07x $-7.29 Million $-7.30 Million $102.77 Million ▼ -887.0%
2000 0.01x $1.11 Million $1.11 Million $123.10 Million ▼ -42.7%
1998 0.02x $1.60 Million $800.00K $101.60 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities