Capitol Federal Financial Inc (CFFN) — Cash Flow Quality Index
Capitol Federal Financial Inc (CFFN) has a Cash Flow Quality Index of 0.86x as of December 2025. Operating cash flow of $17.44 Million is below net income of $20.30 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore how efficiently does Capitol Federal Financial Inc generate cash to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Capitol Federal Financial Inc Cash Flow Quality Index (1998–2025)
Historical Cash Flow Quality Index for Capitol Federal Financial Inc across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Capitol Federal Financial Inc investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Capitol Federal Financial Inc (1998–2025)
Year-by-year earnings quality comparison for Capitol Federal Financial Inc. For live market cap and the full company financial profile, see CFFN market cap.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.81x | $55.04 Million | $68.03 Million | ▼ -1.4% |
| 2024 | 0.82x | $31.18 Million | $38.01 Million | ▲ +12836.9% |
| 2023 | 0.01x | $972.00K | $153.27 Million | ▼ -99.4% |
| 2022 | 1.15x | $97.30 Million | $84.45 Million | ▲ +17.7% |
| 2021 | 0.98x | $74.47 Million | $76.08 Million | ▼ -32.0% |
| 2020 | 1.44x | $92.93 Million | $64.54 Million | ▲ +67.6% |
| 2019 | 0.86x | $80.95 Million | $94.24 Million | ▼ -31.6% |
| 2018 | 1.26x | $124.16 Million | $98.93 Million | ▲ +23.6% |
| 2017 | 1.02x | $85.44 Million | $84.14 Million | ▼ -0.2% |
| 2016 | 1.02x | $84.96 Million | $83.49 Million | ▼ -8.3% |
| 2015 | 1.11x | $86.61 Million | $78.09 Million | ▼ -6.1% |
| 2014 | 1.18x | $91.79 Million | $77.69 Million | ▼ -19.5% |
| 2013 | 1.47x | $101.72 Million | $69.34 Million | ▲ +2.9% |
| 2012 | 1.43x | $106.24 Million | $74.51 Million | ▼ -16.8% |
| 2011 | 1.71x | $65.78 Million | $38.40 Million | ▲ +96.4% |
| 2010 | 0.87x | $59.16 Million | $67.84 Million | ▼ -69.7% |
| 2009 | 2.88x | $190.72 Million | $66.30 Million | ▲ +79.4% |
| 2008 | 1.60x | $81.72 Million | $50.95 Million | ▼ -88.4% |
| 2007 | 13.83x | $446.71 Million | $32.30 Million | ▲ +716.0% |
| 2006 | 1.70x | $81.56 Million | $48.12 Million | ▲ +9.9% |
| 2005 | 1.54x | $100.36 Million | $65.06 Million | ▼ -65.1% |
| 2003 | 4.42x | $229.93 Million | $52.03 Million | ▲ +1710.5% |
| 2002 | -0.27x | $-24.58 Million | $89.59 Million | ▼ -122.2% |
| 2001 | 1.23x | $95.99 Million | $77.78 Million | ▲ +1.7% |
| 2000 | 1.21x | $92.67 Million | $76.34 Million | ▼ -22.2% |
| 1999 | 1.56x | $66.90 Million | $42.90 Million | ▲ +44.6% |
| 1998 | 1.08x | $58.22 Million | $53.99 Million | — |