Capitol Federal Financial Inc (CFFN) — Cash Flow Quality Index
Capitol Federal Financial Inc (CFFN) has a Cash Flow Quality Index of 0.86x as of December 2025. Operating cash flow of $17.44 Million is below net income of $20.30 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Capitol Federal Financial Inc long-term investment allocation to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Capitol Federal Financial Inc Cash Flow Quality Index (1998–2025)
Historical Cash Flow Quality Index for Capitol Federal Financial Inc across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Capitol Federal Financial Inc tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Capitol Federal Financial Inc (1998–2025)
Year-by-year earnings quality comparison for Capitol Federal Financial Inc. For live market cap and the full company financial profile, see market value of Capitol Federal Financial Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.81x | $55.04 Million | $68.03 Million | ▼ -1.4% |
| 2024 | 0.82x | $31.18 Million | $38.01 Million | ▲ +12836.9% |
| 2023 | 0.01x | $972.00K | $153.27 Million | ▼ -99.4% |
| 2022 | 1.15x | $97.30 Million | $84.45 Million | ▲ +17.7% |
| 2021 | 0.98x | $74.47 Million | $76.08 Million | ▼ -32.0% |
| 2020 | 1.44x | $92.93 Million | $64.54 Million | ▲ +67.6% |
| 2019 | 0.86x | $80.95 Million | $94.24 Million | ▼ -31.6% |
| 2018 | 1.26x | $124.16 Million | $98.93 Million | ▲ +23.6% |
| 2017 | 1.02x | $85.44 Million | $84.14 Million | ▼ -0.2% |
| 2016 | 1.02x | $84.96 Million | $83.49 Million | ▼ -8.3% |
| 2015 | 1.11x | $86.61 Million | $78.09 Million | ▼ -6.1% |
| 2014 | 1.18x | $91.79 Million | $77.69 Million | ▼ -19.5% |
| 2013 | 1.47x | $101.72 Million | $69.34 Million | ▲ +2.9% |
| 2012 | 1.43x | $106.24 Million | $74.51 Million | ▼ -16.8% |
| 2011 | 1.71x | $65.78 Million | $38.40 Million | ▲ +96.4% |
| 2010 | 0.87x | $59.16 Million | $67.84 Million | ▼ -69.7% |
| 2009 | 2.88x | $190.72 Million | $66.30 Million | ▲ +79.4% |
| 2008 | 1.60x | $81.72 Million | $50.95 Million | ▼ -88.4% |
| 2007 | 13.83x | $446.71 Million | $32.30 Million | ▲ +716.0% |
| 2006 | 1.70x | $81.56 Million | $48.12 Million | ▲ +9.9% |
| 2005 | 1.54x | $100.36 Million | $65.06 Million | ▼ -65.1% |
| 2003 | 4.42x | $229.93 Million | $52.03 Million | ▲ +1710.5% |
| 2002 | -0.27x | $-24.58 Million | $89.59 Million | ▼ -122.2% |
| 2001 | 1.23x | $95.99 Million | $77.78 Million | ▲ +1.7% |
| 2000 | 1.21x | $92.67 Million | $76.34 Million | ▼ -22.2% |
| 1999 | 1.56x | $66.90 Million | $42.90 Million | ▲ +44.6% |
| 1998 | 1.08x | $58.22 Million | $53.99 Million | — |