Enterprise Bancorp Inc (EBTC) — Cash Flow Quality Index

Latest as of March 2025: 0.52x

Enterprise Bancorp Inc (EBTC) has a Cash Flow Quality Index of 0.52x as of March 2025. Operating cash flow of $5.39 Million is below net income of $10.44 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore how much of Enterprise Bancorp Inc's assets are long-term investments to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

0.52x
Operating CF / Net Income

Operating Cash Flow

$5.39 Million
USD

Net Income

$10.44 Million
USD

Data as of

Mar 2025
Most recent filing

Enterprise Bancorp Inc Cash Flow Quality Index (1996–2024)

Historical Cash Flow Quality Index for Enterprise Bancorp Inc across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Enterprise Bancorp Inc tangible equity quality to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Enterprise Bancorp Inc (1996–2024)

Year-by-year earnings quality comparison for Enterprise Bancorp Inc. For live market cap and the full company financial profile, see EBTC company net worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.21x $46.70 Million $38.73 Million ▼ -19.7%
2023 1.50x $57.16 Million $38.06 Million ▲ +33.7%
2022 1.12x $48.00 Million $42.72 Million ▼ -23.9%
2021 1.48x $62.23 Million $42.17 Million ▲ +15.1%
2020 1.28x $40.34 Million $31.46 Million ▲ +0.5%
2019 1.28x $43.62 Million $34.20 Million ▼ -11.9%
2018 1.45x $41.80 Million $28.88 Million ▼ -26.0%
2017 1.96x $37.93 Million $19.39 Million ▲ +34.2%
2016 1.46x $27.32 Million $18.75 Million ▼ -8.5%
2015 1.59x $25.72 Million $16.15 Million ▲ +77.6%
2014 0.90x $13.14 Million $14.65 Million ▼ -66.1%
2013 2.64x $35.78 Million $13.53 Million ▲ +134.5%
2012 1.13x $13.96 Million $12.38 Million ▼ -39.7%
2011 1.87x $20.45 Million $10.94 Million ▲ +64.7%
2010 1.13x $12.08 Million $10.64 Million ▼ -36.2%
2009 1.78x $14.14 Million $7.95 Million ▼ -6.9%
2008 1.91x $10.61 Million $5.55 Million ▲ +132.2%
2007 0.82x $8.15 Million $9.90 Million ▼ -51.5%
2006 1.70x $15.68 Million $9.23 Million ▼ -24.2%
2005 2.24x $18.85 Million $8.41 Million ▲ +147.7%
2004 0.90x $6.79 Million $7.51 Million ▼ -48.6%
2003 1.76x $12.22 Million $6.95 Million ▲ +186.1%
2002 0.62x $3.88 Million $6.31 Million ▼ -65.5%
2001 1.79x $8.76 Million $4.90 Million ▲ +11.6%
2000 1.60x $5.76 Million $3.60 Million ▲ +143.1%
1999 0.66x $2.69 Million $4.08 Million ▼ -58.2%
1998 1.57x $5.51 Million $3.50 Million ▲ +7.7%
1997 1.46x $4.26 Million $2.91 Million ▼ -6.3%
1996 1.56x $3.76 Million $2.41 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.