Enterprise Bancorp Inc Defensive Interval Ratio
Enterprise Bancorp Inc defensive interval ratio. Enterprise Bancorp Inc (EBTC) has a Defensive Interval Ratio of 3 days as of March 2025. Defensive assets of $30.57 Million (cash $-, short-term investments $8.79 Million, receivables $21.78 Million) cover 3 days of daily cash needs of $12.03 Million/day. See working capital position of Enterprise Bancorp Inc to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Enterprise Bancorp Inc (1996–2024)
Defensive interval ratio of Enterprise Bancorp Inc from 1996 to 2024. This chart shows how Enterprise Bancorp Inc's Defensive Interval Ratio has evolved across 29 annual periods from 1996 to 2024. As of March 2025, the ratio stands at 3 days, meaning defensive assets of $30.57 Million can fund 3 days of operations without new revenue. Check asset resilience ratio of Enterprise Bancorp Inc to evaluate the company's liquid asset resilience ratio.
Enterprise Bancorp Inc Defensive Interval Ratio by Year (1996–2024)
Enterprise Bancorp Inc defensive interval ratio by year from 1996 to 2024. The table below presents the year-by-year Defensive Interval Ratio for Enterprise Bancorp Inc from 1996 to 2024, covering 29 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see EBTC current and non-current assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 3 days | $34.24 Million | $11.50 Million/day | $- | $13.68 Million | ▲ +14 days |
| 2023 | -11 days | $-74.80 Million | $6.79 Million/day | $- | $-94.03 Million | ▼ -86 days |
| 2022 | 75 days | $837.49 Million | $11.15 Million/day | $- | $820.37 Million | ▼ -13 days |
| 2021 | 88 days | $971.57 Million | $10.99 Million/day | $- | $958.22 Million | ▲ +27 days |
| 2020 | 61 days | $599.13 Million | $9.82 Million/day | $- | $583.05 Million | ▲ +59 days |
| 2019 | 2 days | $12.75 Million | $7.70 Million/day | $- | $455.00K | ▼ 0 days |
| 2018 | 2 days | $12.41 Million | $7.11 Million/day | $- | $944.00K | ▼ -59 days |
| 2017 | 61 days | $415.82 Million | $6.80 Million/day | $- | $405.21 Million | ▼ 0 days |
| 2016 | 61 days | $383.58 Million | $6.26 Million/day | $- | $374.79 Million | ▲ +6 days |
| 2015 | 55 days | $308.15 Million | $5.58 Million/day | $- | $300.36 Million | ▼ -119304 days |
| 2014 | 119359 days | $251.80 Million | $2.11K/day | $- | $245.06 Million | ▲ +119310 days |
| 2013 | 49 days | $221.56 Million | $4.52 Million/day | $- | $215.37 Million | ▲ +2 days |
| 2012 | 47 days | $190.29 Million | $4.08 Million/day | $- | $184.46 Million | ▲ +7 days |
| 2011 | 40 days | $146.23 Million | $3.70 Million/day | $- | $140.41 Million | ▲ +31 days |
| 2010 | 9 days | $30.00 Million | $3.48 Million/day | $- | $24.46 Million | ▲ +5 days |
| 2009 | 4 days | $12.13 Million | $3.25 Million/day | $- | $6.76 Million | ▲ +1 days |
| 2008 | 3 days | $9.15 Million | $2.95 Million/day | $- | $3.80 Million | ▼ -2 days |
| 2007 | 5 days | $13.56 Million | $2.63 Million/day | $- | $7.79 Million | ▼ -3 days |
| 2006 | 9 days | $20.77 Million | $2.42 Million/day | $- | $15.30 Million | ▲ +4 days |
| 2005 | 5 days | $11.07 Million | $2.29 Million/day | $- | $5.43 Million | ▲ +3 days |
| 2004 | 2 days | $3.63 Million | $2.12 Million/day | $- | $- | ▼ -8 days |
| 2003 | 9 days | $17.47 Million | $1.87 Million/day | $- | $14.00 Million | ▲ +7 days |
| 2002 | 2 days | $3.50 Million | $1.80 Million/day | $- | $- | ▼ -1 days |
| 2001 | 2 days | $3.89 Million | $1.58 Million/day | $- | $- | ▼ -1 days |
| 2000 | 3 days | $4.49 Million | $1.44 Million/day | $- | $- | ▲ +0 days |
| 1999 | 3 days | $3.52 Million | $1.14 Million/day | $- | $- | ▲ +0 days |
| 1998 | 3 days | $2.69 Million | $911.22K/day | $- | $- | ▼ -1 days |
| 1997 | 4 days | $3.19 Million | $816.89K/day | $- | $- | ▼ 0 days |
| 1996 | 4 days | $2.84 Million | $717.69K/day | $- | $- | — |