EZCORP Inc (EZPW) — Cash Flow Quality Index

Latest as of March 2026: 0.99x

EZCORP Inc (EZPW) has a Cash Flow Quality Index of 0.99x as of March 2026. Operating cash flow of $48.46 Million is below net income of $49.10 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore how much of EZCORP Inc's assets are long-term investments to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

0.99x
Operating CF / Net Income

Operating Cash Flow

$48.46 Million
USD

Net Income

$49.10 Million
USD

Data as of

Mar 2026
Most recent filing

EZCORP Inc Cash Flow Quality Index (1991–2025)

Historical Cash Flow Quality Index for EZCORP Inc across 28 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check EZCORP Inc tangible equity quality to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for EZCORP Inc (1991–2025)

Year-by-year earnings quality comparison for EZCORP Inc. For live market cap and the full company financial profile, see EZPW stock market capitalisation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.36x $148.99 Million $109.61 Million ▼ -0.6%
2024 1.37x $113.60 Million $83.09 Million ▼ -48.4%
2023 2.65x $101.83 Million $38.46 Million ▲ +99.6%
2022 1.33x $66.53 Million $50.16 Million ▼ -75.4%
2021 5.39x $46.44 Million $8.61 Million ▼ -93.2%
2019 78.96x $103.52 Million $1.31 Million ▲ +3120.7%
2018 2.45x $88.98 Million $36.29 Million ▲ +44.0%
2017 1.70x $50.67 Million $29.76 Million ▼ -70.3%
2013 5.73x $120.47 Million $21.01 Million ▲ +481.6%
2012 0.99x $139.12 Million $141.11 Million ▼ -21.4%
2011 1.25x $153.27 Million $122.16 Million ▼ -2.1%
2010 1.28x $124.72 Million $97.29 Million ▲ +8.9%
2009 1.18x $80.62 Million $68.47 Million ▼ -1.0%
2008 1.19x $62.34 Million $52.43 Million ▼ -15.7%
2007 1.41x $53.41 Million $37.87 Million ▼ -4.6%
2006 1.48x $43.24 Million $29.26 Million ▼ -31.3%
2005 2.15x $31.72 Million $14.75 Million ▼ -27.9%
2004 2.98x $27.23 Million $9.12 Million ▼ -93.0%
2003 42.38x $15.34 Million $362.00K ▲ +497.1%
2002 7.10x $15.64 Million $2.20 Million ▲ +6405.7%
1999 0.11x $600.00K $5.50 Million ▼ -90.7%
1998 1.17x $10.80 Million $9.20 Million ▼ -5.2%
1997 1.24x $10.40 Million $8.40 Million ▼ -80.4%
1996 6.31x $22.10 Million $3.50 Million ▼ -61.6%
1994 16.44x $29.60 Million $1.80 Million ▲ +328.7%
1993 3.84x $23.40 Million $6.10 Million ▲ +35.7%
1992 2.83x $8.20 Million $2.90 Million ▼ -41.3%
1991 4.82x $5.30 Million $1.10 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.