EZCORP Inc (EZPW) — Cash Flow-to-Debt Ratio
Latest as of March 2026:
0.05x
EZCORP Inc (EZPW) has a Cash Flow-to-Debt Ratio of 0.05x as of March 2026, meaning its operating cash flow of $48.46 Million could theoretically repay 0% of its total liabilities ($984.83 Million) in one year. See EZPW cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
0.05x
Operating CF / Total Liabilities
Operating Cash Flow
$48.46 Million
USD
Total Liabilities
$984.83 Million
USD
Data as of
Mar 2026
Most recent filing
EZCORP Inc Cash Flow-to-Debt Ratio (1991–2025)
Historical debt coverage capacity for EZCORP Inc across 35 annual periods. Also explore EZPW shareholders equity momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for EZCORP Inc (1991–2025)
Year-by-year debt coverage analysis for EZCORP Inc. For market capitalisation and broader financial context, see EZPW market cap.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.16x | $148.99 Million | $925.72 Million | ▼ -2.4% |
| 2024 | 0.16x | $113.60 Million | $688.67 Million | ▲ +16.9% |
| 2023 | 0.14x | $101.83 Million | $721.94 Million | ▲ +39.0% |
| 2022 | 0.10x | $66.53 Million | $655.65 Million | ▲ +30.0% |
| 2021 | 0.08x | $46.44 Million | $594.67 Million | ▼ -12.8% |
| 2020 | 0.09x | $49.08 Million | $547.90 Million | ▼ -70.7% |
| 2019 | 0.31x | $103.52 Million | $338.75 Million | ▲ +72.5% |
| 2018 | 0.18x | $88.98 Million | $502.37 Million | ▲ +27.4% |
| 2017 | 0.14x | $50.67 Million | $364.44 Million | ▼ -20.6% |
| 2016 | 0.18x | $68.10 Million | $389.04 Million | ▲ +14.9% |
| 2015 | 0.15x | $79.40 Million | $521.26 Million | ▲ +7.7% |
| 2014 | 0.14x | $74.70 Million | $528.28 Million | ▼ -48.7% |
| 2013 | 0.28x | $120.47 Million | $437.08 Million | ▼ -34.7% |
| 2012 | 0.42x | $139.12 Million | $329.50 Million | ▼ -74.6% |
| 2011 | 1.66x | $153.27 Million | $92.20 Million | ▲ +15.9% |
| 2010 | 1.43x | $124.72 Million | $86.98 Million | ▲ +36.7% |
| 2009 | 1.05x | $80.62 Million | $76.83 Million | ▼ -40.0% |
| 2008 | 1.75x | $62.34 Million | $35.67 Million | ▲ +15.4% |
| 2007 | 1.51x | $53.41 Million | $35.26 Million | ▼ -2.9% |
| 2006 | 1.56x | $43.24 Million | $27.72 Million | ▲ +56.9% |
| 2005 | 0.99x | $31.72 Million | $31.91 Million | ▲ +73.8% |
| 2004 | 0.57x | $27.23 Million | $47.59 Million | ▲ +79.8% |
| 2003 | 0.32x | $15.34 Million | $48.21 Million | ▲ +25.0% |
| 2002 | 0.25x | $15.64 Million | $61.43 Million | ▲ +67.2% |
| 2001 | 0.15x | $11.67 Million | $76.60 Million | ▲ +40.8% |
| 2000 | 0.11x | $10.94 Million | $101.12 Million | ▲ +1673.9% |
| 1999 | 0.01x | $600.00K | $98.40 Million | ▼ -96.7% |
| 1998 | 0.18x | $10.80 Million | $59.30 Million | ▼ -48.2% |
| 1997 | 0.35x | $10.40 Million | $29.60 Million | ▼ -56.4% |
| 1996 | 0.81x | $22.10 Million | $27.40 Million | ▲ +443.0% |
| 1995 | 0.15x | $8.20 Million | $55.20 Million | ▼ -75.5% |
| 1994 | 0.61x | $29.60 Million | $48.90 Million | ▼ -65.3% |
| 1993 | 1.75x | $23.40 Million | $13.40 Million | ▲ +64.0% |
| 1992 | 1.06x | $8.20 Million | $7.70 Million | ▲ +16.5% |
| 1991 | 0.91x | $5.30 Million | $5.80 Million | — |
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.