EZCORP Inc (EZPW) — Financial Flexibility Index

Latest as of March 2026: 0.06x

EZCORP Inc (EZPW) has a Financial Flexibility Index of 0.06x as of March 2026. Free cash flow of $58.92 Million (operating CF $48.46 Million minus capex $10.46 Million) represents 0% of total liabilities ($984.83 Million). Check strategic asset allocation of EZCORP Inc to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.06x
Free Cash Flow / Total Liabilities

Free Cash Flow

$58.92 Million
Operating CF − Capex

Total Liabilities

$984.83 Million
USD

Capital Expenditures

$10.46 Million
USD

EZCORP Inc Financial Flexibility Index (1991–2025)

Historical Financial Flexibility Index trend for EZCORP Inc across 35 annual periods. See EZPW working capital efficiency to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for EZCORP Inc (1991–2025)

Year-by-year free cash flow to debt coverage for EZCORP Inc. For the full company profile including market capitalisation, see EZCORP Inc stock valuation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.20x $187.55 Million $148.99 Million $925.72 Million ▼ -6.6%
2024 0.22x $149.36 Million $113.60 Million $688.67 Million ▲ +10.1%
2023 0.20x $142.28 Million $101.83 Million $721.94 Million ▲ +31.3%
2022 0.15x $98.43 Million $66.53 Million $655.65 Million ▲ +27.5%
2021 0.12x $70.04 Million $46.44 Million $594.67 Million ▼ -16.8%
2020 0.14x $77.60 Million $49.08 Million $547.90 Million ▼ -66.3%
2019 0.42x $142.36 Million $103.52 Million $338.75 Million ▲ +63.1%
2018 0.26x $129.46 Million $88.98 Million $502.37 Million ▲ +24.1%
2017 0.21x $75.67 Million $50.67 Million $364.44 Million ▼ -0.7%
2016 0.21x $81.36 Million $68.10 Million $389.04 Million ▲ +5.7%
2015 0.20x $103.12 Million $79.40 Million $521.26 Million ▲ +7.0%
2014 0.18x $97.67 Million $74.70 Million $528.28 Million ▼ -51.7%
2013 0.38x $167.16 Million $120.47 Million $437.08 Million ▼ -31.8%
2012 0.56x $184.91 Million $139.12 Million $329.50 Million ▼ -72.4%
2011 2.03x $187.39 Million $153.27 Million $92.20 Million ▲ +17.5%
2010 1.73x $150.47 Million $124.72 Million $86.98 Million ▲ +33.1%
2009 1.30x $99.88 Million $80.62 Million $76.83 Million ▼ -42.4%
2008 2.26x $80.50 Million $62.34 Million $35.67 Million ▲ +18.5%
2007 1.90x $67.15 Million $53.41 Million $35.26 Million ▼ -2.8%
2006 1.96x $54.29 Million $43.24 Million $27.72 Million ▲ +52.6%
2005 1.28x $40.95 Million $31.72 Million $31.91 Million ▲ +73.6%
2004 0.74x $35.19 Million $27.23 Million $47.59 Million ▲ +99.9%
2003 0.37x $17.83 Million $15.34 Million $48.21 Million ▲ +28.5%
2002 0.29x $17.68 Million $15.64 Million $61.43 Million ▲ +36.8%
2001 0.21x $16.12 Million $11.67 Million $76.60 Million ▼ -27.8%
2000 0.29x $29.47 Million $10.94 Million $101.12 Million ▲ +1.7%
1999 0.29x $28.20 Million $600.00K $98.40 Million ▼ -48.8%
1998 0.56x $33.20 Million $10.80 Million $59.30 Million ▲ +4.2%
1997 0.54x $15.90 Million $10.40 Million $29.60 Million ▼ -47.2%
1996 1.02x $27.90 Million $22.10 Million $27.40 Million ▲ +195.8%
1995 0.34x $19.00 Million $8.20 Million $55.20 Million ▼ -62.3%
1994 0.91x $44.70 Million $29.60 Million $48.90 Million ▼ -64.3%
1993 2.56x $34.30 Million $23.40 Million $13.40 Million ▲ +24.0%
1992 2.06x $15.90 Million $8.20 Million $7.70 Million ▲ +61.8%
1991 1.28x $7.40 Million $5.30 Million $5.80 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities