FS Bancorp Inc Cash Flow Quality Index

Latest as of June 2026: 6.55x

FS Bancorp Inc cash flow quality index. FS Bancorp Inc (FSBW) has a Cash Flow Quality Index of 6.55x as of June 2026. Operating cash flow of $52.00 Million exceeds net income of $7.94 Million, indicating high earnings quality where cash backs reported profits. See financial agility of FS Bancorp Inc to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

6.55x
Operating CF / Net Income

Operating Cash Flow

$52.00 Million
USD

Net Income

$7.94 Million
USD

Data as of

Jun 2026
Most recent filing

Cash Flow Quality Index of FS Bancorp Inc (2006–2025)

Cash flow quality index of FS Bancorp Inc from 2006 to 2025. Historical Cash Flow Quality Index for FS Bancorp Inc across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore FSBW cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

FS Bancorp Inc Cash Flow Quality Index by Year (2006–2025)

FS Bancorp Inc cash flow quality index by year from 2006 to 2025. Year-by-year earnings quality comparison for FS Bancorp Inc. For the full cash flow conversion analysis, see FS Bancorp Inc cash conversion from operations.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 2.17x $72.31 Million $33.35 Million ▲ +49.4%
2024 1.45x $50.82 Million $35.02 Million ▼ -32.6%
2023 2.15x $77.67 Million $36.05 Million ▼ -65.5%
2022 6.24x $184.90 Million $29.65 Million ▲ +114.0%
2021 2.91x $109.01 Million $37.41 Million ▲ +454.0%
2020 -0.82x $-32.32 Million $39.26 Million ▼ -303.7%
2019 0.40x $9.18 Million $22.72 Million ▼ -54.1%
2018 0.88x $21.44 Million $24.35 Million ▼ -17.8%
2017 1.07x $15.08 Million $14.09 Million ▲ +213.4%
2016 0.34x $3.59 Million $10.50 Million ▲ +142.9%
2015 -0.80x $-7.06 Million $8.88 Million ▲ +10.3%
2014 -0.89x $-4.03 Million $4.54 Million ▼ -157.0%
2013 1.56x $6.10 Million $3.92 Million ▲ +1185.4%
2012 -0.14x $-759.00K $5.29 Million ▼ -104.7%
2011 3.06x $4.72 Million $1.54 Million ▼ -8.9%
2010 3.36x $5.38 Million $1.60 Million ▲ +69.8%
2006 1.98x $2.46 Million $1.25 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.