FS Bancorp Inc (FSBW) — Cash Flow Quality Index
FS Bancorp Inc (FSBW) has a Cash Flow Quality Index of 6.55x as of June 2026. Operating cash flow of $52.00 Million exceeds net income of $7.94 Million, indicating high earnings quality where cash backs reported profits. Explore FSBW operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
FS Bancorp Inc Cash Flow Quality Index (2006–2025)
Historical Cash Flow Quality Index for FS Bancorp Inc across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does FS Bancorp Inc generate cash.
Annual Cash Flow Quality Index for FS Bancorp Inc (2006–2025)
Year-by-year earnings quality comparison for FS Bancorp Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.17x | $72.31 Million | $33.35 Million | ▲ +49.4% |
| 2024 | 1.45x | $50.82 Million | $35.02 Million | ▼ -32.6% |
| 2023 | 2.15x | $77.67 Million | $36.05 Million | ▼ -65.5% |
| 2022 | 6.24x | $184.90 Million | $29.65 Million | ▲ +114.0% |
| 2021 | 2.91x | $109.01 Million | $37.41 Million | ▲ +454.0% |
| 2020 | -0.82x | $-32.32 Million | $39.26 Million | ▼ -303.7% |
| 2019 | 0.40x | $9.18 Million | $22.72 Million | ▼ -54.1% |
| 2018 | 0.88x | $21.44 Million | $24.35 Million | ▼ -17.8% |
| 2017 | 1.07x | $15.08 Million | $14.09 Million | ▲ +213.4% |
| 2016 | 0.34x | $3.59 Million | $10.50 Million | ▲ +142.9% |
| 2015 | -0.80x | $-7.06 Million | $8.88 Million | ▲ +10.3% |
| 2014 | -0.89x | $-4.03 Million | $4.54 Million | ▼ -157.0% |
| 2013 | 1.56x | $6.10 Million | $3.92 Million | ▲ +1185.4% |
| 2012 | -0.14x | $-759.00K | $5.29 Million | ▼ -104.7% |
| 2011 | 3.06x | $4.72 Million | $1.54 Million | ▼ -8.9% |
| 2010 | 3.36x | $5.38 Million | $1.60 Million | ▲ +69.8% |
| 2006 | 1.98x | $2.46 Million | $1.25 Million | — |