FS Bancorp Inc (FSBW) — Cash Flow Quality Index
FS Bancorp Inc (FSBW) has a Cash Flow Quality Index of 0.26x as of March 2026. Operating cash flow of $2.03 Million is below net income of $7.83 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore FS Bancorp Inc long-term investment allocation to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
FS Bancorp Inc Cash Flow Quality Index (2006–2025)
Historical Cash Flow Quality Index for FS Bancorp Inc across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how tangible is FS Bancorp Inc's equity to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for FS Bancorp Inc (2006–2025)
Year-by-year earnings quality comparison for FS Bancorp Inc. For live market cap and the full company financial profile, see FSBW market cap overview.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.17x | $72.31 Million | $33.35 Million | ▲ +49.4% |
| 2024 | 1.45x | $50.82 Million | $35.02 Million | ▼ -32.6% |
| 2023 | 2.15x | $77.67 Million | $36.05 Million | ▼ -65.5% |
| 2022 | 6.24x | $184.90 Million | $29.65 Million | ▲ +114.0% |
| 2021 | 2.91x | $109.01 Million | $37.41 Million | ▲ +454.0% |
| 2020 | -0.82x | $-32.32 Million | $39.26 Million | ▼ -303.7% |
| 2019 | 0.40x | $9.18 Million | $22.72 Million | ▼ -54.1% |
| 2018 | 0.88x | $21.44 Million | $24.35 Million | ▼ -17.8% |
| 2017 | 1.07x | $15.08 Million | $14.09 Million | ▲ +213.4% |
| 2016 | 0.34x | $3.59 Million | $10.50 Million | ▲ +142.9% |
| 2015 | -0.80x | $-7.06 Million | $8.88 Million | ▲ +10.3% |
| 2014 | -0.89x | $-4.03 Million | $4.54 Million | ▼ -157.0% |
| 2013 | 1.56x | $6.10 Million | $3.92 Million | ▲ +1185.4% |
| 2012 | -0.14x | $-759.00K | $5.29 Million | ▼ -104.7% |
| 2011 | 3.06x | $4.72 Million | $1.54 Million | ▼ -8.9% |
| 2010 | 3.36x | $5.38 Million | $1.60 Million | ▲ +69.8% |
| 2006 | 1.98x | $2.46 Million | $1.25 Million | — |