FS Bancorp Inc (FSBW) — Cash Flow Quality Index

Latest as of March 2026: 1.11x

FS Bancorp Inc (FSBW) has a Cash Flow Quality Index of 1.11x as of March 2026. Operating cash flow of $8.71 Million exceeds net income of $7.83 Million, indicating high earnings quality where cash backs reported profits. Explore FS Bancorp Inc operating cash flow efficiency to assess how effectively this company generates cash.

Cash Flow Quality Index

1.11x
Operating CF / Net Income

Operating Cash Flow

$8.71 Million
USD

Net Income

$7.83 Million
USD

Data as of

Mar 2026
Most recent filing

FS Bancorp Inc Cash Flow Quality Index (2006–2025)

Historical Cash Flow Quality Index for FS Bancorp Inc across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how aggressively does FS Bancorp Inc reinvest cash to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for FS Bancorp Inc (2006–2025)

Year-by-year earnings quality comparison for FS Bancorp Inc. For live market cap and the full company financial profile, see market value of FS Bancorp Inc.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 2.17x $72.31 Million $33.35 Million ▲ +49.4%
2024 1.45x $50.82 Million $35.02 Million ▼ -32.6%
2023 2.15x $77.67 Million $36.05 Million ▼ -65.5%
2022 6.24x $184.90 Million $29.65 Million ▲ +114.0%
2021 2.91x $109.01 Million $37.41 Million ▲ +454.0%
2020 -0.82x $-32.32 Million $39.26 Million ▼ -303.7%
2019 0.40x $9.18 Million $22.72 Million ▼ -54.1%
2018 0.88x $21.44 Million $24.35 Million ▼ -17.8%
2017 1.07x $15.08 Million $14.09 Million ▲ +213.4%
2016 0.34x $3.59 Million $10.50 Million ▲ +142.9%
2015 -0.80x $-7.06 Million $8.88 Million ▲ +10.3%
2014 -0.89x $-4.03 Million $4.54 Million ▼ -157.0%
2013 1.56x $6.10 Million $3.92 Million ▲ +1185.4%
2012 -0.14x $-759.00K $5.29 Million ▼ -104.7%
2011 3.06x $4.72 Million $1.54 Million ▼ -8.9%
2010 3.36x $5.38 Million $1.60 Million ▲ +69.8%
2006 1.98x $2.46 Million $1.25 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.