FS Bancorp Inc (FSBW) — Defensive Interval Ratio
FS Bancorp Inc (FSBW) has a Defensive Interval Ratio of 52625 days as of March 2026. Defensive assets of $286.34 Million (cash $-, short-term investments $271.01 Million, receivables $15.33 Million) cover 52625 days of daily cash needs of $5.44K/day. See FSBW working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
FS Bancorp Inc Defensive Interval Ratio (2006–2025)
This chart shows how FS Bancorp Inc's Defensive Interval Ratio has evolved across 19 annual periods from 2006 to 2025. As of March 2026, the ratio stands at 52625 days, meaning defensive assets of $286.34 Million can fund 52625 days of operations without new revenue. See FSBW equity to assets ratio to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for FS Bancorp Inc (2006–2025)
The table below presents the year-by-year Defensive Interval Ratio for FS Bancorp Inc from 2006 to 2025, covering 19 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is FS Bancorp Inc worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 40 days | $303.28 Million | $7.55 Million/day | $- | $288.67 Million | ▲ +12 days |
| 2024 | 28 days | $181.27 Million | $6.41 Million/day | $- | $167.39 Million | ▲ +11 days |
| 2023 | 17 days | $118.37 Million | $6.91 Million/day | $- | $104.36 Million | ▼ -24 days |
| 2022 | 41 days | $240.40 Million | $5.83 Million/day | $- | $229.25 Million | ▼ -12 days |
| 2021 | 53 days | $278.95 Million | $5.25 Million/day | $- | $271.36 Million | ▲ +13 days |
| 2020 | 40 days | $185.05 Million | $4.59 Million/day | $- | $178.02 Million | ▲ +6 days |
| 2019 | 35 days | $131.97 Million | $3.81 Million/day | $- | $126.06 Million | ▼ -13 days |
| 2018 | 47 days | $102.97 Million | $2.18 Million/day | $- | $97.20 Million | ▲ +9 days |
| 2017 | 38 days | $86.05 Million | $2.27 Million/day | $- | $82.48 Million | ▼ -28 days |
| 2016 | 66 days | $84.40 Million | $1.29 Million/day | $- | $81.88 Million | ▲ +30 days |
| 2015 | 35 days | $57.32 Million | $1.62 Million/day | $- | $55.22 Million | ▼ -6 days |
| 2014 | 41 days | $50.30 Million | $1.22 Million/day | $- | $48.74 Million | ▼ -21 days |
| 2013 | 62 days | $57.50 Million | $922.95K/day | $- | $56.24 Million | ▲ +6 days |
| 2012 | 56 days | $44.54 Million | $791.64K/day | $- | $43.31 Million | ▲ +15 days |
| 2011 | 41 days | $27.92 Million | $675.12K/day | $- | $26.90 Million | ▼ -10 days |
| 2010 | 51 days | $34.10 Million | $668.38K/day | $- | $33.18 Million | ▲ +50 days |
| 2009 | 2 days | $952.00K | $632.84K/day | $- | $- | ▼ 0 days |
| 2007 | 2 days | $1.08 Million | $572.23K/day | $- | $- | ▼ 0 days |
| 2006 | 2 days | $1.11 Million | $561.14K/day | $- | $- | — |