FS Bancorp Inc Defensive Interval Ratio
FS Bancorp Inc defensive interval ratio. FS Bancorp Inc (FSBW) has a Defensive Interval Ratio of 142643 days as of June 2026. Defensive assets of $283.72 Million (cash $-, short-term investments $269.46 Million, receivables $14.26 Million) cover 142643 days of daily cash needs of $1.99K/day. See FSBW working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of FS Bancorp Inc (2006–2025)
Defensive interval ratio of FS Bancorp Inc from 2006 to 2025. This chart shows how FS Bancorp Inc's Defensive Interval Ratio has evolved across 19 annual periods from 2006 to 2025. As of June 2026, the ratio stands at 142643 days, meaning defensive assets of $283.72 Million can fund 142643 days of operations without new revenue. Check FSBW asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
FS Bancorp Inc Defensive Interval Ratio by Year (2006–2025)
FS Bancorp Inc defensive interval ratio by year from 2006 to 2025. The table below presents the year-by-year Defensive Interval Ratio for FS Bancorp Inc from 2006 to 2025, covering 19 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see total assets of FS Bancorp Inc.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 40 days | $303.28 Million | $7.55 Million/day | $- | $288.67 Million | ▲ +12 days |
| 2024 | 28 days | $181.27 Million | $6.41 Million/day | $- | $167.39 Million | ▲ +11 days |
| 2023 | 17 days | $118.37 Million | $6.91 Million/day | $- | $104.36 Million | ▼ -24 days |
| 2022 | 41 days | $240.40 Million | $5.83 Million/day | $- | $229.25 Million | ▼ -12 days |
| 2021 | 53 days | $278.95 Million | $5.25 Million/day | $- | $271.36 Million | ▲ +13 days |
| 2020 | 40 days | $185.05 Million | $4.59 Million/day | $- | $178.02 Million | ▲ +6 days |
| 2019 | 35 days | $131.97 Million | $3.81 Million/day | $- | $126.06 Million | ▼ -13 days |
| 2018 | 47 days | $102.97 Million | $2.18 Million/day | $- | $97.20 Million | ▲ +9 days |
| 2017 | 38 days | $86.05 Million | $2.27 Million/day | $- | $82.48 Million | ▼ -28 days |
| 2016 | 66 days | $84.40 Million | $1.29 Million/day | $- | $81.88 Million | ▲ +30 days |
| 2015 | 35 days | $57.32 Million | $1.62 Million/day | $- | $55.22 Million | ▼ -6 days |
| 2014 | 41 days | $50.30 Million | $1.22 Million/day | $- | $48.74 Million | ▼ -21 days |
| 2013 | 62 days | $57.50 Million | $922.95K/day | $- | $56.24 Million | ▲ +6 days |
| 2012 | 56 days | $44.54 Million | $791.64K/day | $- | $43.31 Million | ▲ +15 days |
| 2011 | 41 days | $27.92 Million | $675.12K/day | $- | $26.90 Million | ▼ -10 days |
| 2010 | 51 days | $34.10 Million | $668.38K/day | $- | $33.18 Million | ▲ +50 days |
| 2009 | 2 days | $952.00K | $632.84K/day | $- | $- | ▼ 0 days |
| 2007 | 2 days | $1.08 Million | $572.23K/day | $- | $- | ▼ 0 days |
| 2006 | 2 days | $1.11 Million | $561.14K/day | $- | $- | — |