FS Bancorp Inc (FSBW) — Financial Flexibility Index
FS Bancorp Inc (FSBW) has a Financial Flexibility Index of 0.02x as of June 2026. Free cash flow of $52.57 Million (operating CF $52.00 Million minus capex $574.00K) represents 0% of total liabilities ($2.86 Billion). Check FS Bancorp Inc (FSBW) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
FS Bancorp Inc Financial Flexibility Index (2006–2025)
Historical Financial Flexibility Index trend for FS Bancorp Inc across 19 annual periods. For the full cash flow conversion analysis, see FSBW operating cash flow.
Annual Financial Flexibility Index for FS Bancorp Inc (2006–2025)
Year-by-year free cash flow to debt coverage for FS Bancorp Inc. Explore FSBW operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | $92.69 Million | $72.31 Million | $2.89 Billion | ▲ +67.2% |
| 2024 | 0.02x | $52.46 Million | $50.82 Million | $2.73 Billion | ▼ -34.5% |
| 2023 | 0.03x | $79.34 Million | $77.67 Million | $2.71 Billion | ▼ -62.3% |
| 2022 | 0.08x | $186.45 Million | $184.90 Million | $2.40 Billion | ▲ +42.6% |
| 2021 | 0.05x | $110.99 Million | $109.01 Million | $2.04 Billion | ▲ +431.4% |
| 2020 | -0.02x | $-30.94 Million | $-32.32 Million | $1.88 Billion | ▼ -313.5% |
| 2019 | 0.01x | $11.64 Million | $9.18 Million | $1.51 Billion | ▼ -56.0% |
| 2018 | 0.02x | $25.23 Million | $21.44 Million | $1.44 Billion | ▼ -6.5% |
| 2017 | 0.02x | $16.10 Million | $15.08 Million | $859.78 Million | ▲ +94.7% |
| 2016 | 0.01x | $7.18 Million | $3.59 Million | $746.89 Million | ▲ +204.3% |
| 2015 | -0.01x | $-5.55 Million | $-7.06 Million | $602.22 Million | ▼ -29.7% |
| 2014 | -0.01x | $-3.15 Million | $-4.03 Million | $443.92 Million | ▼ -131.0% |
| 2013 | 0.02x | $8.17 Million | $6.10 Million | $356.87 Million | ▲ +137.3% |
| 2012 | 0.01x | $2.88 Million | $-759.00K | $299.13 Million | ▼ -59.5% |
| 2011 | 0.02x | $6.12 Million | $4.72 Million | $257.03 Million | ▼ -8.7% |
| 2010 | 0.03x | $6.98 Million | $5.38 Million | $267.54 Million | ▲ +396.4% |
| 2009 | 0.01x | $1.36 Million | $1.16 Million | $258.52 Million | ▼ -64.6% |
| 2007 | 0.01x | $3.44 Million | $335.77K | $231.38 Million | ▼ -34.1% |
| 2006 | 0.02x | $5.00 Million | $2.46 Million | $221.61 Million | — |