FS Bancorp Inc (FSBW) — Financial Flexibility Index

Latest as of March 2026: 0.00x

FS Bancorp Inc (FSBW) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $8.98 Million (operating CF $8.71 Million minus capex $273.00K) represents 0% of total liabilities ($2.89 Billion). Check asset allocation strategy of FS Bancorp Inc to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$8.98 Million
Operating CF − Capex

Total Liabilities

$2.89 Billion
USD

Capital Expenditures

$273.00K
USD

FS Bancorp Inc Financial Flexibility Index (2006–2025)

Historical Financial Flexibility Index trend for FS Bancorp Inc across 19 annual periods. See FSBW working capital efficiency to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for FS Bancorp Inc (2006–2025)

Year-by-year free cash flow to debt coverage for FS Bancorp Inc. For the full company profile including market capitalisation, see FS Bancorp Inc market cap and net worth.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.03x $92.69 Million $72.31 Million $2.89 Billion ▲ +67.2%
2024 0.02x $52.46 Million $50.82 Million $2.73 Billion ▼ -34.5%
2023 0.03x $79.34 Million $77.67 Million $2.71 Billion ▼ -62.3%
2022 0.08x $186.45 Million $184.90 Million $2.40 Billion ▲ +42.6%
2021 0.05x $110.99 Million $109.01 Million $2.04 Billion ▲ +431.4%
2020 -0.02x $-30.94 Million $-32.32 Million $1.88 Billion ▼ -313.5%
2019 0.01x $11.64 Million $9.18 Million $1.51 Billion ▼ -56.0%
2018 0.02x $25.23 Million $21.44 Million $1.44 Billion ▼ -6.5%
2017 0.02x $16.10 Million $15.08 Million $859.78 Million ▲ +94.7%
2016 0.01x $7.18 Million $3.59 Million $746.89 Million ▲ +204.3%
2015 -0.01x $-5.55 Million $-7.06 Million $602.22 Million ▼ -29.7%
2014 -0.01x $-3.15 Million $-4.03 Million $443.92 Million ▼ -131.0%
2013 0.02x $8.17 Million $6.10 Million $356.87 Million ▲ +137.3%
2012 0.01x $2.88 Million $-759.00K $299.13 Million ▼ -59.5%
2011 0.02x $6.12 Million $4.72 Million $257.03 Million ▼ -8.7%
2010 0.03x $6.98 Million $5.38 Million $267.54 Million ▲ +396.4%
2009 0.01x $1.36 Million $1.16 Million $258.52 Million ▼ -64.6%
2007 0.01x $3.44 Million $335.77K $231.38 Million ▼ -34.1%
2006 0.02x $5.00 Million $2.46 Million $221.61 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities