FS Bancorp Inc Financial Flexibility Index

Latest as of June 2026: 0.02x

FS Bancorp Inc financial flexibility index. FS Bancorp Inc (FSBW) has a Financial Flexibility Index of 0.02x as of June 2026. Free cash flow of $52.57 Million (operating CF $52.00 Million minus capex $574.00K) represents 0% of total liabilities ($2.86 Billion). See FS Bancorp Inc free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

$52.57 Million
Operating CF − Capex

Total Liabilities

$2.86 Billion
USD

Capital Expenditures

$574.00K
USD

Financial Flexibility Index of FS Bancorp Inc (2006–2025)

Financial flexibility index of FS Bancorp Inc from 2006 to 2025. Historical Financial Flexibility Index trend for FS Bancorp Inc across 19 annual periods. Check FS Bancorp Inc (FSBW) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.

FS Bancorp Inc Financial Flexibility Index by Year (2006–2025)

FS Bancorp Inc financial flexibility index by year from 2006 to 2025. Year-by-year free cash flow to debt coverage for FS Bancorp Inc. For the full cash flow conversion analysis, see cash efficiency ratio of FS Bancorp Inc.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.03x $92.69 Million $72.31 Million $2.89 Billion ▲ +67.2%
2024 0.02x $52.46 Million $50.82 Million $2.73 Billion ▼ -34.5%
2023 0.03x $79.34 Million $77.67 Million $2.71 Billion ▼ -62.3%
2022 0.08x $186.45 Million $184.90 Million $2.40 Billion ▲ +42.6%
2021 0.05x $110.99 Million $109.01 Million $2.04 Billion ▲ +431.4%
2020 -0.02x $-30.94 Million $-32.32 Million $1.88 Billion ▼ -313.5%
2019 0.01x $11.64 Million $9.18 Million $1.51 Billion ▼ -56.0%
2018 0.02x $25.23 Million $21.44 Million $1.44 Billion ▼ -6.5%
2017 0.02x $16.10 Million $15.08 Million $859.78 Million ▲ +94.7%
2016 0.01x $7.18 Million $3.59 Million $746.89 Million ▲ +204.3%
2015 -0.01x $-5.55 Million $-7.06 Million $602.22 Million ▼ -29.7%
2014 -0.01x $-3.15 Million $-4.03 Million $443.92 Million ▼ -131.0%
2013 0.02x $8.17 Million $6.10 Million $356.87 Million ▲ +137.3%
2012 0.01x $2.88 Million $-759.00K $299.13 Million ▼ -59.5%
2011 0.02x $6.12 Million $4.72 Million $257.03 Million ▼ -8.7%
2010 0.03x $6.98 Million $5.38 Million $267.54 Million ▲ +396.4%
2009 0.01x $1.36 Million $1.16 Million $258.52 Million ▼ -64.6%
2007 0.01x $3.44 Million $335.77K $231.38 Million ▼ -34.1%
2006 0.02x $5.00 Million $2.46 Million $221.61 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities