First Savings Financial Group Inc (FSFG) — Cash Flow Quality Index
First Savings Financial Group Inc (FSFG) has a Cash Flow Quality Index of 19.97x as of September 2025. Operating cash flow of $105.29 Million exceeds net income of $5.27 Million, indicating high earnings quality where cash backs reported profits. Explore First Savings Financial Group Inc debt service capacity to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
First Savings Financial Group Inc Cash Flow Quality Index (2006–2025)
Historical Cash Flow Quality Index for First Savings Financial Group Inc across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see First Savings Financial Group Inc (FSFG) cash conversion ratio.
Annual Cash Flow Quality Index for First Savings Financial Group Inc (2006–2025)
Year-by-year earnings quality comparison for First Savings Financial Group Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 3.42x | $79.13 Million | $23.16 Million | ▼ -49.1% |
| 2024 | 6.71x | $91.20 Million | $13.59 Million | ▲ +3246.0% |
| 2023 | -0.21x | $-1.74 Million | $8.17 Million | ▼ -102.4% |
| 2022 | 9.05x | $148.81 Million | $16.44 Million | ▲ +136.1% |
| 2021 | 3.83x | $114.89 Million | $29.97 Million | ▲ +193.5% |
| 2020 | -4.10x | $-139.69 Million | $34.08 Million | ▼ -55.7% |
| 2019 | -2.63x | $-44.73 Million | $17.00 Million | ▼ -280.7% |
| 2018 | 1.46x | $17.96 Million | $12.34 Million | ▲ +708.5% |
| 2017 | -0.24x | $-2.23 Million | $9.31 Million | ▼ -120.2% |
| 2016 | 1.18x | $9.37 Million | $7.91 Million | ▲ +1519.5% |
| 2015 | -0.08x | $-563.00K | $6.75 Million | ▼ -105.5% |
| 2014 | 1.51x | $8.13 Million | $5.39 Million | ▼ -37.5% |
| 2013 | 2.41x | $11.32 Million | $4.70 Million | ▲ +138.8% |
| 2012 | 1.01x | $4.33 Million | $4.29 Million | ▼ -63.2% |
| 2011 | 2.74x | $11.01 Million | $4.01 Million | ▲ +48.9% |
| 2010 | 1.84x | $4.84 Million | $2.63 Million | ▼ -98.1% |
| 2009 | 96.27x | $3.18 Million | $33.00K | ▲ +4406.4% |
| 2007 | 2.14x | $1.74 Million | $814.00K | ▼ -48.7% |
| 2006 | 4.16x | $1.48 Million | $355.00K | — |