First Savings Financial Group Inc (FSFG) — Financial Flexibility Index

Latest as of September 2025: 0.05x

First Savings Financial Group Inc (FSFG) has a Financial Flexibility Index of 0.05x as of September 2025. Free cash flow of $105.51 Million (operating CF $105.29 Million minus capex $221.00K) represents 0% of total liabilities ($2.21 Billion). Check FSFG cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.05x
Free Cash Flow / Total Liabilities

Free Cash Flow

$105.51 Million
Operating CF − Capex

Total Liabilities

$2.21 Billion
USD

Capital Expenditures

$221.00K
USD

First Savings Financial Group Inc Financial Flexibility Index (2006–2025)

Historical Financial Flexibility Index trend for First Savings Financial Group Inc across 20 annual periods. For the full cash flow conversion analysis, see First Savings Financial Group Inc cash conversion from operations.

Annual Financial Flexibility Index for First Savings Financial Group Inc (2006–2025)

Year-by-year free cash flow to debt coverage for First Savings Financial Group Inc. Explore FSFG operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.04x $80.01 Million $79.13 Million $2.21 Billion ▼ -10.3%
2024 0.04x $91.89 Million $91.20 Million $2.27 Billion ▲ +6614.4%
2023 0.00x $1.29 Million $-1.74 Million $2.14 Billion ▼ -99.2%
2022 0.08x $149.65 Million $148.81 Million $1.94 Billion ▼ -1.5%
2021 0.08x $120.53 Million $114.89 Million $1.54 Billion ▲ +195.0%
2020 -0.08x $-132.38 Million $-139.69 Million $1.61 Billion ▼ -157.5%
2019 -0.03x $-35.23 Million $-44.73 Million $1.10 Billion ▼ -252.8%
2018 0.02x $19.56 Million $17.96 Million $934.16 Million ▲ +1026.7%
2017 0.00x $-1.80 Million $-2.23 Million $798.02 Million ▼ -116.5%
2016 0.01x $9.72 Million $9.37 Million $709.94 Million ▲ +10297.8%
2015 0.00x $-88.00K $-563.00K $655.59 Million ▼ -101.0%
2014 0.01x $8.47 Million $8.13 Million $626.05 Million ▼ -51.3%
2013 0.03x $16.07 Million $11.32 Million $578.20 Million ▲ +198.0%
2012 0.01x $5.18 Million $4.33 Million $555.99 Million ▼ -65.8%
2011 0.03x $12.57 Million $11.01 Million $460.49 Million ▲ +133.6%
2010 0.01x $5.30 Million $4.84 Million $453.29 Million ▲ +49.0%
2009 0.01x $3.35 Million $3.18 Million $427.93 Million ▲ +119.3%
2008 0.00x $712.00K $544.00K $199.20 Million ▼ -68.7%
2007 0.01x $1.98 Million $1.74 Million $173.66 Million ▼ -1.5%
2006 0.01x $2.06 Million $1.48 Million $177.55 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities