First Savings Financial Group Inc (FSFG) — Cash Flow-to-Debt Ratio
First Savings Financial Group Inc (FSFG) has a Cash Flow-to-Debt Ratio of 0.05x as of September 2025, meaning its operating cash flow of $105.29 Million could theoretically repay 0% of its total liabilities ($2.21 Billion) in one year. See First Savings Financial Group Inc financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
First Savings Financial Group Inc Cash Flow-to-Debt Ratio (2006–2025)
Historical debt coverage capacity for First Savings Financial Group Inc across 20 annual periods. For the full cash flow conversion analysis, see FSFG cash generation efficiency.
Annual Cash Flow-to-Debt Ratio for First Savings Financial Group Inc (2006–2025)
Year-by-year debt coverage analysis for First Savings Financial Group Inc. Check cash flow quality index of First Savings Financial Group Inc to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.04x | $79.13 Million | $2.21 Billion | ▼ -10.6% |
| 2024 | 0.04x | $91.20 Million | $2.27 Billion | ▲ +5020.9% |
| 2023 | 0.00x | $-1.74 Million | $2.14 Billion | ▼ -101.1% |
| 2022 | 0.08x | $148.81 Million | $1.94 Billion | ▲ +2.8% |
| 2021 | 0.07x | $114.89 Million | $1.54 Billion | ▲ +185.8% |
| 2020 | -0.09x | $-139.69 Million | $1.61 Billion | ▼ -114.0% |
| 2019 | -0.04x | $-44.73 Million | $1.10 Billion | ▼ -311.2% |
| 2018 | 0.02x | $17.96 Million | $934.16 Million | ▲ +788.5% |
| 2017 | 0.00x | $-2.23 Million | $798.02 Million | ▼ -121.2% |
| 2016 | 0.01x | $9.37 Million | $709.94 Million | ▲ +1636.1% |
| 2015 | 0.00x | $-563.00K | $655.59 Million | ▼ -106.6% |
| 2014 | 0.01x | $8.13 Million | $626.05 Million | ▼ -33.7% |
| 2013 | 0.02x | $11.32 Million | $578.20 Million | ▲ +151.5% |
| 2012 | 0.01x | $4.33 Million | $555.99 Million | ▼ -67.4% |
| 2011 | 0.02x | $11.01 Million | $460.49 Million | ▲ +123.8% |
| 2010 | 0.01x | $4.84 Million | $453.29 Million | ▲ +43.9% |
| 2009 | 0.01x | $3.18 Million | $427.93 Million | ▲ +171.9% |
| 2008 | 0.00x | $544.00K | $199.20 Million | ▼ -72.7% |
| 2007 | 0.01x | $1.74 Million | $173.66 Million | ▲ +20.4% |
| 2006 | 0.01x | $1.48 Million | $177.55 Million | — |