Great Southern Bancorp Inc (GSBC) — Cash Flow Quality Index

Latest as of September 2025: 0.31x

Great Southern Bancorp Inc (GSBC) has a Cash Flow Quality Index of 0.31x as of September 2025. Operating cash flow of $5.59 Million is below net income of $17.75 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Great Southern Bancorp Inc (GSBC) cash flow to debt to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

0.31x
Operating CF / Net Income

Operating Cash Flow

$5.59 Million
USD

Net Income

$17.75 Million
USD

Data as of

Sep 2025
Most recent filing

Great Southern Bancorp Inc Cash Flow Quality Index (1989–2024)

Historical Cash Flow Quality Index for Great Southern Bancorp Inc across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of Great Southern Bancorp Inc.

Annual Cash Flow Quality Index for Great Southern Bancorp Inc (1989–2024)

Year-by-year earnings quality comparison for Great Southern Bancorp Inc.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 0.71x $44.06 Million $61.81 Million ▼ -40.1%
2023 1.19x $80.70 Million $67.80 Million ▲ +35.8%
2022 0.88x $66.58 Million $75.95 Million ▼ -23.0%
2021 1.14x $84.98 Million $74.63 Million ▲ +46.7%
2020 0.78x $46.05 Million $59.31 Million ▼ -33.9%
2019 1.17x $86.42 Million $73.61 Million ▼ -16.4%
2018 1.40x $94.19 Million $67.11 Million ▲ +15.2%
2017 1.22x $62.82 Million $51.56 Million ▼ -31.5%
2016 1.78x $80.64 Million $45.34 Million ▲ +15.8%
2015 1.54x $71.43 Million $46.50 Million ▼ -0.8%
2014 1.55x $67.43 Million $43.53 Million ▼ -44.4%
2013 2.78x $93.92 Million $33.73 Million ▼ -7.7%
2012 3.02x $146.92 Million $48.71 Million ▼ -10.0%
2011 3.35x $101.43 Million $30.27 Million ▼ -5.9%
2010 3.56x $84.95 Million $23.86 Million ▲ +497.3%
2009 0.60x $38.77 Million $65.05 Million ▼ -37.6%
2007 0.96x $28.00 Million $29.30 Million ▼ -37.7%
2006 1.53x $47.14 Million $30.74 Million ▼ -1.7%
2005 1.56x $35.36 Million $22.67 Million ▲ +32.7%
2004 1.18x $31.60 Million $26.88 Million ▼ -19.4%
2003 1.46x $33.70 Million $23.09 Million ▲ +16.0%
2002 1.26x $29.22 Million $23.21 Million ▲ +0.6%
2001 1.25x $23.46 Million $18.76 Million ▼ -26.4%
2000 1.70x $26.30 Million $15.48 Million ▲ +19.1%
1999 1.43x $19.52 Million $13.68 Million ▲ +125.9%
1998 0.63x $9.10 Million $14.40 Million ▼ -49.8%
1997 1.26x $11.70 Million $9.30 Million ▲ +22.6%
1996 1.03x $11.60 Million $11.30 Million ▲ +0.0%
1995 1.03x $11.60 Million $11.30 Million ▲ +16.1%
1994 0.88x $8.40 Million $9.50 Million ▼ -21.9%
1993 1.13x $9.40 Million $8.30 Million ▼ -53.3%
1992 2.43x $11.40 Million $4.70 Million ▲ +9.7%
1991 2.21x $8.40 Million $3.80 Million ▲ +25.8%
1990 1.76x $5.80 Million $3.30 Million ▼ -31.5%
1989 2.57x $5.90 Million $2.30 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.