Great Southern Bancorp Inc (GSBC) — Defensive Interval Ratio
Great Southern Bancorp Inc (GSBC) has a Defensive Interval Ratio of 38 days as of September 2025. Defensive assets of $524.66 Million (cash $-, short-term investments $477.60 Million, receivables $47.06 Million) cover 38 days of daily cash needs of $13.70 Million/day. See working capital position of Great Southern Bancorp Inc to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Great Southern Bancorp Inc Defensive Interval Ratio (1989–2024)
This chart shows how Great Southern Bancorp Inc's Defensive Interval Ratio has evolved across 35 annual periods from 1989 to 2024. As of September 2025, the ratio stands at 38 days, meaning defensive assets of $524.66 Million can fund 38 days of operations without new revenue. See GSBC equity financing ratio to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Great Southern Bancorp Inc (1989–2024)
The table below presents the year-by-year Defensive Interval Ratio for Great Southern Bancorp Inc from 1989 to 2024, covering 35 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Great Southern Bancorp Inc market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 60 days | $773.75 Million | $12.83 Million/day | $- | $719.55 Million | ▲ +21 days |
| 2023 | 40 days | $528.90 Million | $13.36 Million/day | $- | $478.21 Million | ▼ -1 days |
| 2022 | 40 days | $545.65 Million | $13.53 Million/day | $- | $490.59 Million | ▼ 0 days |
| 2021 | 41 days | $523.71 Million | $12.92 Million/day | $- | $501.03 Million | ▲ +7 days |
| 2020 | 33 days | $431.42 Million | $12.92 Million/day | $- | $414.93 Million | ▲ +0 days |
| 2019 | 33 days | $387.70 Million | $11.70 Million/day | $- | $374.18 Million | ▲ +9 days |
| 2018 | 24 days | $264.88 Million | $11.07 Million/day | $- | $243.97 Million | ▲ +3 days |
| 2017 | 21 days | $208.46 Million | $10.17 Million/day | $- | $179.18 Million | ▼ -1 days |
| 2016 | 22 days | $236.65 Million | $10.92 Million/day | $- | $213.87 Million | ▼ -9 days |
| 2015 | 31 days | $285.84 Million | $9.35 Million/day | $- | $262.86 Million | ▼ -12 days |
| 2014 | 43 days | $378.94 Million | $8.83 Million/day | $- | $365.51 Million | ▼ -26 days |
| 2013 | 69 days | $566.69 Million | $8.27 Million/day | $- | $555.28 Million | ▼ -19 days |
| 2012 | 87 days | $819.76 Million | $9.38 Million/day | $- | $807.01 Million | ▼ -13 days |
| 2011 | 100 days | $890.81 Million | $8.90 Million/day | $- | $875.41 Million | ▲ +3 days |
| 2010 | 97 days | $773.55 Million | $8.00 Million/day | $- | $760.92 Million | ▼ -13 days |
| 2009 | 109 days | $933.42 Million | $8.55 Million/day | $- | $917.84 Million | ▲ +21 days |
| 2008 | 88 days | $546.85 Million | $6.23 Million/day | $- | $533.57 Million | ▲ +5 days |
| 2007 | 82 days | $448.02 Million | $5.44 Million/day | $- | $430.87 Million | ▲ +2 days |
| 2006 | 80 days | $400.70 Million | $5.02 Million/day | $- | $387.11 Million | ▼ -2 days |
| 2005 | 82 days | $380.16 Million | $4.63 Million/day | $- | $369.32 Million | ▼ -4 days |
| 2004 | 86 days | $398.94 Million | $4.62 Million/day | $- | $390.88 Million | ▲ +77 days |
| 2003 | 10 days | $6.87 Million | $712.33K/day | $- | $-65.00K | ▲ +8 days |
| 2002 | 2 days | $6.85 Million | $3.54 Million/day | $- | $285.00K | ▼ -2 days |
| 2001 | 4 days | $12.68 Million | $3.39 Million/day | $- | $5.47 Million | ▼ -1 days |
| 2000 | 4 days | $9.82 Million | $2.20 Million/day | $- | $908.00K | ▲ +2 days |
| 1999 | 3 days | $5.90 Million | $2.17 Million/day | $- | $- | ▼ 0 days |
| 1998 | 3 days | $5.50 Million | $1.76 Million/day | $- | $- | ▼ -9 days |
| 1997 | 12 days | $5.00 Million | $400.82K/day | $- | $- | ▲ +9 days |
| 1996 | 3 days | $5.00 Million | $1.66 Million/day | $- | $- | ▼ -1 days |
| 1994 | 4 days | $5.40 Million | $1.46 Million/day | $- | $- | ▲ +0 days |
| 1993 | 3 days | $4.90 Million | $1.51 Million/day | $- | $- | ▲ +1 days |
| 1992 | 3 days | $3.40 Million | $1.29 Million/day | $- | $- | ▼ 0 days |
| 1991 | 3 days | $3.80 Million | $1.25 Million/day | $- | $- | ▼ -1 days |
| 1990 | 4 days | $4.20 Million | $1.14 Million/day | $- | $- | ▼ 0 days |
| 1989 | 4 days | $4.70 Million | $1.13 Million/day | $- | $- | — |