Home Federal Bancorp Louisiana (HFBL) — Cash Flow Quality Index
Home Federal Bancorp Louisiana (HFBL) has a Cash Flow Quality Index of -0.87x as of March 2026. Operating cash flow of $-1.27 Million is below net income of $1.47 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore HFBL cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Home Federal Bancorp Louisiana Cash Flow Quality Index (2004–2025)
Historical Cash Flow Quality Index for Home Federal Bancorp Louisiana across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash efficiency ratio of Home Federal Bancorp Louisiana.
Annual Cash Flow Quality Index for Home Federal Bancorp Louisiana (2004–2025)
Year-by-year earnings quality comparison for Home Federal Bancorp Louisiana.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.41x | $5.47 Million | $3.89 Million | ▲ +118.2% |
| 2024 | 0.65x | $2.32 Million | $3.59 Million | ▼ -69.6% |
| 2023 | 2.12x | $12.11 Million | $5.70 Million | ▼ -39.4% |
| 2022 | 3.50x | $17.06 Million | $4.87 Million | ▲ +125.4% |
| 2021 | 1.55x | $8.33 Million | $5.37 Million | ▲ +2889.6% |
| 2020 | 0.05x | $200.00K | $3.85 Million | ▼ -94.9% |
| 2019 | 1.01x | $4.80 Million | $4.74 Million | ▼ -72.5% |
| 2018 | 3.67x | $13.10 Million | $3.57 Million | ▲ +297.4% |
| 2017 | 0.92x | $3.38 Million | $3.65 Million | ▼ -55.7% |
| 2016 | 2.09x | $7.05 Million | $3.38 Million | ▲ +1078.5% |
| 2015 | -0.21x | $-716.00K | $3.35 Million | ▲ +75.6% |
| 2014 | -0.87x | $-2.40 Million | $2.74 Million | ▼ -123.9% |
| 2013 | 3.66x | $11.47 Million | $3.13 Million | ▲ +771.0% |
| 2012 | -0.55x | $-1.55 Million | $2.84 Million | ▼ -113.3% |
| 2011 | 4.09x | $7.93 Million | $1.94 Million | ▲ +123.3% |
| 2010 | -17.55x | $-11.76 Million | $670.00K | ▼ -3053.6% |
| 2009 | 0.59x | $306.00K | $515.00K | ▲ +149.4% |
| 2007 | -1.20x | $-766.00K | $637.00K | ▼ -189.9% |
| 2006 | 1.34x | $849.00K | $634.40K | ▲ +83.8% |
| 2005 | 0.73x | $618.92K | $850.00K | ▼ -61.4% |
| 2004 | 1.89x | $1.55 Million | $820.74K | — |