Home Federal Bancorp Louisiana (HFBL) — Defensive Interval Ratio
Home Federal Bancorp Louisiana (HFBL) has a Defensive Interval Ratio of 2 days as of December 2025. Defensive assets of $3.12 Million (cash $-, short-term investments $1.25 Million, receivables $1.87 Million) cover 2 days of daily cash needs of $1.52 Million/day. Check Home Federal Bancorp Louisiana tangible equity quality to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Home Federal Bancorp Louisiana Defensive Interval Ratio (2004–2025)
This chart shows how Home Federal Bancorp Louisiana's Defensive Interval Ratio has evolved across 22 annual periods from 2004 to 2025. As of December 2025, the ratio stands at 2 days, meaning defensive assets of $3.12 Million can fund 2 days of operations without new revenue. Also explore Home Federal Bancorp Louisiana (HFBL) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Home Federal Bancorp Louisiana (2004–2025)
The table below presents the year-by-year Defensive Interval Ratio for Home Federal Bancorp Louisiana from 2004 to 2025, covering 22 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is Home Federal Bancorp Louisiana worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 24 days | $36.08 Million | $1.51 Million/day | $- | $34.25 Million | ▲ +6 days |
| 2024 | 18 days | $28.81 Million | $1.59 Million/day | $- | $27.04 Million | ▼ -7 days |
| 2023 | 25 days | $41.34 Million | $1.67 Million/day | $- | $39.55 Million | ▲ +5 days |
| 2022 | 20 days | $29.22 Million | $1.48 Million/day | $- | $28.10 Million | ▼ -2 days |
| 2021 | 22 days | $30.71 Million | $1.40 Million/day | $- | $29.55 Million | ▼ -12 days |
| 2020 | 34 days | $43.92 Million | $1.28 Million/day | $- | $42.06 Million | ▼ -6 days |
| 2019 | 40 days | $42.83 Million | $1.07 Million/day | $- | $41.66 Million | ▲ +10 days |
| 2018 | 30 days | $30.47 Million | $1.01 Million/day | $- | $29.32 Million | ▼ -7 days |
| 2017 | 38 days | $38.03 Million | $1.01 Million/day | $- | $36.94 Million | ▼ -22 days |
| 2016 | 60 days | $51.20 Million | $857.61K/day | $- | $50.17 Million | ▲ +2 days |
| 2015 | 58 days | $45.81 Million | $787.56K/day | $- | $44.88 Million | ▼ -8 days |
| 2014 | 66 days | $49.40 Million | $749.11K/day | $- | $48.43 Million | ▼ -17 days |
| 2013 | 83 days | $48.73 Million | $584.20K/day | $- | $47.96 Million | ▼ -30 days |
| 2012 | 114 days | $69.25 Million | $609.68K/day | $- | $68.43 Million | ▼ -47 days |
| 2011 | 160 days | $67.83 Million | $423.50K/day | $- | $67.02 Million | ▲ +144 days |
| 2010 | 16 days | $5.26 Million | $326.43K/day | $- | $4.70 Million | ▼ -22 days |
| 2009 | 38 days | $9.05 Million | $238.98K/day | $- | $8.51 Million | ▲ +35 days |
| 2008 | 3 days | $550.00K | $217.02K/day | $- | $- | ▲ +0 days |
| 2007 | 2 days | $499.00K | $212.90K/day | $- | $- | ▼ 0 days |
| 2006 | 2 days | $464.91K | $195.28K/day | $- | $- | ▲ +0 days |
| 2005 | 2 days | $435.53K | $192.23K/day | $- | $- | ▲ +0 days |
| 2004 | 2 days | $405.81K | $193.58K/day | $- | $- | — |