Home Federal Bancorp Louisiana Defensive Interval Ratio
Home Federal Bancorp Louisiana defensive interval ratio. Home Federal Bancorp Louisiana (HFBL) has a Defensive Interval Ratio of 27 days as of March 2026. Defensive assets of $42.90 Million (cash $-, short-term investments $40.98 Million, receivables $1.92 Million) cover 27 days of daily cash needs of $1.57 Million/day. See HFBL current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Home Federal Bancorp Louisiana (2004–2025)
Defensive interval ratio of Home Federal Bancorp Louisiana from 2004 to 2025. This chart shows how Home Federal Bancorp Louisiana's Defensive Interval Ratio has evolved across 22 annual periods from 2004 to 2025. As of March 2026, the ratio stands at 27 days, meaning defensive assets of $42.90 Million can fund 27 days of operations without new revenue. Check asset resilience ratio of Home Federal Bancorp Louisiana to evaluate the company's liquid asset resilience ratio.
Home Federal Bancorp Louisiana Defensive Interval Ratio by Year (2004–2025)
Home Federal Bancorp Louisiana defensive interval ratio by year from 2004 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Home Federal Bancorp Louisiana from 2004 to 2025, covering 22 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see HFBL total assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 24 days | $36.08 Million | $1.51 Million/day | $- | $34.25 Million | ▲ +6 days |
| 2024 | 18 days | $28.81 Million | $1.59 Million/day | $- | $27.04 Million | ▼ -6 days |
| 2023 | 25 days | $41.34 Million | $1.68 Million/day | $- | $39.55 Million | ▲ +5 days |
| 2022 | 20 days | $29.22 Million | $1.48 Million/day | $- | $28.10 Million | ▼ -2 days |
| 2021 | 22 days | $30.71 Million | $1.40 Million/day | $- | $29.55 Million | ▼ -12 days |
| 2020 | 34 days | $43.92 Million | $1.28 Million/day | $- | $42.06 Million | ▼ -6 days |
| 2019 | 40 days | $42.83 Million | $1.07 Million/day | $- | $41.66 Million | ▲ +10 days |
| 2018 | 30 days | $30.47 Million | $1.01 Million/day | $- | $29.32 Million | ▼ -7 days |
| 2017 | 38 days | $38.03 Million | $1.01 Million/day | $- | $36.94 Million | ▼ -22 days |
| 2016 | 60 days | $51.20 Million | $857.61K/day | $- | $50.17 Million | ▲ +2 days |
| 2015 | 58 days | $45.81 Million | $787.56K/day | $- | $44.88 Million | ▼ -8 days |
| 2014 | 66 days | $49.40 Million | $749.11K/day | $- | $48.43 Million | ▼ -17 days |
| 2013 | 83 days | $48.73 Million | $584.20K/day | $- | $47.96 Million | ▼ -30 days |
| 2012 | 114 days | $69.25 Million | $609.68K/day | $- | $68.43 Million | ▼ -47 days |
| 2011 | 160 days | $67.83 Million | $423.50K/day | $- | $67.02 Million | ▲ +144 days |
| 2010 | 16 days | $5.26 Million | $326.43K/day | $- | $4.70 Million | ▼ -22 days |
| 2009 | 38 days | $9.05 Million | $238.98K/day | $- | $8.51 Million | ▲ +35 days |
| 2008 | 3 days | $550.00K | $217.02K/day | $- | $- | ▲ +0 days |
| 2007 | 2 days | $499.00K | $212.90K/day | $- | $- | ▼ 0 days |
| 2006 | 2 days | $464.91K | $195.28K/day | $- | $- | ▲ +0 days |
| 2005 | 2 days | $435.53K | $192.23K/day | $- | $- | ▲ +0 days |
| 2004 | 2 days | $405.81K | $193.58K/day | $- | $- | — |