Home Federal Bancorp Louisiana (HFBL) — Defensive Interval Ratio
Home Federal Bancorp Louisiana (HFBL) has a Defensive Interval Ratio of 2 days as of December 2025. Defensive assets of $3.12 Million (cash $-, short-term investments $1.25 Million, receivables $1.87 Million) cover 2 days of daily cash needs of $1.52 Million/day. See Home Federal Bancorp Louisiana short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Home Federal Bancorp Louisiana Defensive Interval Ratio (2004–2025)
This chart shows how Home Federal Bancorp Louisiana's Defensive Interval Ratio has evolved across 22 annual periods from 2004 to 2025. As of December 2025, the ratio stands at 2 days, meaning defensive assets of $3.12 Million can fund 2 days of operations without new revenue. See HFBL equity financing ratio to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Home Federal Bancorp Louisiana (2004–2025)
The table below presents the year-by-year Defensive Interval Ratio for Home Federal Bancorp Louisiana from 2004 to 2025, covering 22 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see HFBL stock market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 24 days | $36.08 Million | $1.51 Million/day | $- | $34.25 Million | ▲ +6 days |
| 2024 | 18 days | $28.81 Million | $1.59 Million/day | $- | $27.04 Million | ▼ -7 days |
| 2023 | 25 days | $41.34 Million | $1.67 Million/day | $- | $39.55 Million | ▲ +5 days |
| 2022 | 20 days | $29.22 Million | $1.48 Million/day | $- | $28.10 Million | ▼ -2 days |
| 2021 | 22 days | $30.71 Million | $1.40 Million/day | $- | $29.55 Million | ▼ -12 days |
| 2020 | 34 days | $43.92 Million | $1.28 Million/day | $- | $42.06 Million | ▼ -6 days |
| 2019 | 40 days | $42.83 Million | $1.07 Million/day | $- | $41.66 Million | ▲ +10 days |
| 2018 | 30 days | $30.47 Million | $1.01 Million/day | $- | $29.32 Million | ▼ -7 days |
| 2017 | 38 days | $38.03 Million | $1.01 Million/day | $- | $36.94 Million | ▼ -22 days |
| 2016 | 60 days | $51.20 Million | $857.61K/day | $- | $50.17 Million | ▲ +2 days |
| 2015 | 58 days | $45.81 Million | $787.56K/day | $- | $44.88 Million | ▼ -8 days |
| 2014 | 66 days | $49.40 Million | $749.11K/day | $- | $48.43 Million | ▼ -17 days |
| 2013 | 83 days | $48.73 Million | $584.20K/day | $- | $47.96 Million | ▼ -30 days |
| 2012 | 114 days | $69.25 Million | $609.68K/day | $- | $68.43 Million | ▼ -47 days |
| 2011 | 160 days | $67.83 Million | $423.50K/day | $- | $67.02 Million | ▲ +144 days |
| 2010 | 16 days | $5.26 Million | $326.43K/day | $- | $4.70 Million | ▼ -22 days |
| 2009 | 38 days | $9.05 Million | $238.98K/day | $- | $8.51 Million | ▲ +35 days |
| 2008 | 3 days | $550.00K | $217.02K/day | $- | $- | ▲ +0 days |
| 2007 | 2 days | $499.00K | $212.90K/day | $- | $- | ▼ 0 days |
| 2006 | 2 days | $464.91K | $195.28K/day | $- | $- | ▲ +0 days |
| 2005 | 2 days | $435.53K | $192.23K/day | $- | $- | ▲ +0 days |
| 2004 | 2 days | $405.81K | $193.58K/day | $- | $- | — |